Side by side
Covisum Income InSight vs RetirementView
Both stand on retirement planning software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Choose Income InSight if you advise clients near or in retirement and need integrated income, tax, Social Security, and scenario planning. Look elsewhere if your workflow depends on synchronized accounts, client collaboration, or standard subscriptions for multiple users.
Visit Covisum Income InSightChoose RetirementView if you need retirement income projections that account for multiple asset and income types, or if you illustrate plans for clients. Individuals and couples can select dedicated consumer editions, while Professional Edition adds branding, compliance disclaimers, and unlimited client plans. Look elsewhere if you need a free plan or a platform beyond macOS and Windows.
Visit RetirementViewThe facts
| Covisum Income InSight | RetirementView | |
|---|---|---|
| Free plan | A free trial | A free trial |
| Open source | Not published | Not published |
| Runs on | Web | Mac, Windows |
| Lowest paid plan | Income InSight annual subscription: $1,400 a year | Professional Edition: $899 a year |
| Plans published | 4 | 3 |
| Maker | Not published | Not published |
| Website | covisum.com | torrid-tech.com |
| On retirement planning software | #20 of 26 | #24 of 26 |
Covisum Income InSight: what it does well
- Combines retirement tax, income needs, and Social Security planning.
- Generates Roth conversion strategies with suggested dollar amounts.
- Tests strategies against market, health, inflation, and benefit scenarios.
- Creates annual cash flow analysis and printable PDF reports.
- Shows effects of SPIAs, deferred annuities, and other insurance products.
What to know first
- There is no free plan.
- Subscriptions are intended for one user; multiple users need an enterprise-level agreement.
- No account synchronization is listed.
- Client collaboration is not available.
RetirementView: what it does well
- Models Social Security, pensions, defined benefits, expenses, and investments.
- Highlights projected shortfalls in red with real-time chart updates.
- Couples Edition provides a combined retirement income analysis.
- Professional Edition includes unlimited client plans and advisor branding.
- Financial data stays in local or user-enabled cloud storage.
What to know first
- No free plan is offered.
- Personal and Couples licenses include updates for one year.
- Professional Edition is billed annually at $899 a year.
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