Freedom251 › Spend Management Software
PEX
What PEX is
PEX is a business service for corporate cards and expense management, available through Android, iOS, and web apps. It supports corporate card issuance, budget controls, approval workflows, bill pay, and employee expense reimbursements. Its plans differ in the number of card accounts and reimbursements included, as well as the charges for additional use. Base includes up to five card accounts; Core includes up to 20, and Pro includes up to 100. Those three plans also set reimbursement allowances and ACH payment charges. Credit Expense provides a corporate charge card with no setup or subscription fees and up to 1% back on eligible purchases. Disburse includes 50 cards, with an additional-card charge. PEX's pricing model is freemium, and a free plan is available. The listed plan details give card and reimbursement allowances and per-use charges, but do not state subscription prices for Base, Core, Pro, or Disburse. PEX was founded in 2006 and is headquartered in New York City. Its card issuance options include both types, and its capabilities cover company spending controls, payments, and reimbursement workflows.
Who it suits
PEX suits businesses that need corporate cards alongside controls for budgets and approvals. Its plan options also address businesses managing bill payments or employee reimbursements, with different included card and reimbursement allowances.
What it does well
- Supports corporate cards, budget controls, and approval workflows.
- Includes bill pay and employee expense reimbursements.
- Base includes up to five free card accounts.
- Credit Expense has no setup or subscription fees.
- Credit Expense offers up to 1% back on eligible purchases.
What to know first
- Base, Core, Pro, and Disburse have additional-card charges.
- Base, Core, and Pro charge $1 per ACH reimbursement after included allowances.
- Disburse charges $5 for each additional card.
Limits
Base includes up to five card accounts, with additional cards at $8 each; reimbursements cost $1 per ACH payment. Core includes up to 20 card accounts and reimbursements, then charges $4 per additional card and $1 per ACH reimbursement. Pro includes up to 100 of each, then charges $2 per additional card and $1 per ACH reimbursement; Disburse includes 50 cards, with additional cards at $5 each.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Base | Up to 5 free card accounts · Additional cards cost $8 each · Employee reimbursements cost $1 per ACH payment | On request |
| Core | Up to 20 free card accounts · Additional cards cost $4 each · Up to 20 employee reimbursements included, then $1 per ACH payment | On request |
| Pro | Up to 100 free card accounts · Additional cards cost $2 each · Up to 100 employee reimbursements included, then $1 per ACH payment | On request |
| Credit Expense | No setup or subscription fees · Corporate charge card · Up to 1% back on eligible purchases | On request |
| Disburse | 50 cards free · Additional cards cost $5 each | On request |
As pexcard.com lists them, read 19 Sept 2026. The maker's own page has the final word.
Getting started
- Visit the PEX website.
- Choose a plan: Base, Core, Pro, Credit Expense, or Disburse.
- Use the Android or iOS app, or access PEX on the web.
- Issue cards and set budgets or approval workflows as needed.
Verdict
PEX is a candidate for businesses that want corporate cards, spending controls, bill pay, and reimbursement features in one service. Compare the plans' included card and reimbursement counts with their per-use charges to identify a suitable option.
Questions
Does PEX have a free plan?
Yes. PEX has a free plan and uses a freemium pricing model.
Which platforms does PEX support?
PEX is available on Android, iOS, and the web.
What are the Base, Core, and Pro card allowances?
Base includes up to five free card accounts, Core up to 20, and Pro up to 100. Additional cards cost $8 each on Base, $4 on Core, and $2 on Pro.
How do reimbursement allowances work?
Base reimbursements cost $1 per ACH payment. Core includes up to 20 reimbursements and Pro up to 100; each then costs $1 per ACH payment.
What is included with Credit Expense?
Credit Expense is a corporate charge card with no setup or subscription fees and up to 1% back on eligible purchases.
What does Disburse include?
Disburse includes 50 cards. Additional cards cost $5 each.
Facts from PEX's own pages
- Founded
- 2006 · pexcard.com, 4 Oct 2026
- Headquarters
- New York City, New York, United States · pexcard.com, 4 Oct 2026
Where PEX stands on Freedom251
- Spend Management Software#8 of 29
- Expense Management#11 of 26