Mesh Payments provides cards, expense management, and travel management for global enterprises. Its expense product uses AI-powered automation to manage expenses from request through reconciliation. The travel platform includes booking tools, multi-agency support, policy enforcement, and real-time duty of care. Mesh offers virtual and physical local-currency Visa cards with card-level policies in 40+ countries. The platform also lists approval workflows, budget controls, bill pay, reimbursements, and multi-currency support. Employees can send receipts, request cards, or ask about policy through an assistant on WhatsApp, Slack, or email. Mesh lists integrations with accounting software, travel management companies, HRIS, and technology apps, including ADP Workforce Now. Access is passwordless, supports SAML identity providers, and requires two-factor authentication. Mesh says stored customer data is encrypted with AES-256 and public endpoints use TLS 1.2 or higher in transit. Web, Android, and iOS access are available. Pro is 0.00 USD per free for up to three users; Premium is 13.00 USD per month, billed per user, per month.
Who it is for
It suits global enterprises looking to manage corporate cards, employee expenses, and travel in one platform. The free Pro plan is limited to up to three users.
What is good
- Virtual and physical Visa cards in 40+ countries.
- Expense workflows run from request to reconciliation.
- Employees can use the assistant across three channels.
- 24/7 human support is advertised.
What to know first
- Free Pro plan covers up to three users.
- Premium is 13.00 USD per month per user.
- Enterprise pricing is custom with no amount listed.
Verdict
Mesh combines card, expense, and travel management with employee-facing assistant access. The free plan has a three-user cap, while Premium is billed per user and Enterprise pricing is custom.
Mesh Payments plans and pricing
All plansCompared on spend management software
- Free plan
- Yes
- Approval workflows
- Yes
