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No. 3 of 30 ·Spend Management Software

Float

Web · Android · iPhone · paid plans from C$10/mo

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Freedom report

Three barsScore 6.5

  • Free tierA free tier is on its own pricing page
  • Open codeNo open-source code on record
  • Runs widely3 of 6 device platforms
  • DocumentedPlans, terms and facts published

Float is a finance platform for Canadian businesses that brings together corporate cards, expense management, bill payments, business accounts, and currency exchange. It offers physical and virtual CAD and USD cards with individual controls. For expenses, Float collects receipts, codes transactions automatically, and syncs spending to accounting software. The platform also advertises domestic and international vendor payments and CAD/USD conversion. Listed integrations include QuickBooks Online, Xero, and NetSuite, as well as HRIS tools and Slack for requests and approvals; NetSuite requires extra manual setup. Float says it is SOC 2 Type 2 and PCI-DSS compliant and uses TLS 1.2 or higher encryption for sensitive data. The company says customer funds are kept in segregated trust accounts and eligible deposits may have CDIC insurance subject to limits; it also states that it is not a bank. Essentials is free and includes up to 20 physical and unlimited virtual cards. Professional costs 10.00 CAD per month, billed at $10 per user monthly, with active-user pricing starting at $100 per month and the first 10 users included. The plan has a 90-day free trial.

Who it is for

Float describes Essentials as intended for small businesses and startups, and Professional as suited to growing teams. It is aimed at Canadian businesses seeking cards alongside expense, payment, and accounting tools.

What is good

  • Free Essentials includes up to 20 physical cards.
  • Unlimited virtual cards are included with Essentials.
  • Automatically codes transactions and syncs spending.
  • Offers English- and French-language support.

What to know first

  • NetSuite integration needs additional manual setup.
  • Professional starts at $100/mo for active users.
  • Float states that it is not a bank.

Verdict

Float combines business cards, spending workflows, accounts, and payments in one platform. Review the active-user pricing and integration setup needs when weighing it for a team.

Float plans and pricing

All plans
Essentials Free $0 /user/mo · Up to 20 physical and unlimited virtual cards · QBO, Xero or custom exports · Conditions and fees apply floatfinancial.com · 2 Oct 2026
Professional C$10/mo $10 /user/mo; active user pricing starts at $100/mo and includes your first 10 users Advanced controls and workflows · NetSuite integration · 90-day free trial · Conditions and fees apply floatfinancial.com · 2 Oct 2026
Enterprise Not published Contact us Custom pricing and cashback · Custom implementation and data migration · Dedicated Customer Success Manager floatfinancial.com · 2 Oct 2026

Compared on spend management software

Free plan
Yes
Approval workflows
Yes

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