Freedom251 › Ecommerce Accounting Software
OnGravy
What OnGravy is
OnGravy provides accounting and tax tools for business owners and chartered accountants, combining bookkeeping, GST workflows, and payroll. Users can send bills, invoices, receipts, or voice notes through WhatsApp; AI reads and classifies them and drafts journal entries for a person to review before ledger posting. Approval workflows can use smart or strict multi-step controls. GST tools include GSTR-1, GSTR-3B, GSTR-9, GSTR-9C, ITC tracking, and matching with ±₹1 tolerance. Payroll covers salary processing, TDS, PF, ESI, professional tax, Form 16, leave management, and attendance. Listed integrations include Tally, WhatsApp Business, Razorpay, AWS Textract, Petpooja POS, and GoFrugal POS. Account Aggregator daily auto-sync and direct GST portal filing are rolling out with partners. The service is paid, with pricing from ₹299/mo; listed individual plans range from ₹799/month to ₹3,499/month. It is installable as a PWA on Android, iOS, Mac, Windows, and Linux, with native apps planned for Q4 2026. Data is hosted in Mumbai, with TLS 1.2+ in transit and AES-256 at rest.
Who it suits
OnGravy suits business owners and chartered accountants handling bookkeeping, GST, or payroll workflows. Its client-business plans and firm support options also address tax practitioners and CA firms.
What it does well
- WhatsApp documents become draft journal entries for review.
- Covers four named GSTR returns and ITC tracking.
- Payroll includes salary, statutory deductions, and attendance.
- Integrates with Tally, Razorpay, and listed POS tools.
- Offers multi-step approval controls.
What to know first
- No free plan is listed.
- Some integrations and filing features are still rolling out.
- AI scans, messages, and e-invoices have plan allowances.
- SOC 2 Type II and ISO 27001 work remains in progress.
Limits
OnGravy has no free plan. Paid plans include monthly allowances for e-invoice IRNs, AI document scans, and WhatsApp messages; the amounts vary by plan, and top-up packs are available.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Growth bundle | monthly · Core Books · GST · banking · advanced reports · AI automation · inventory · payroll | ₹1,299 a month |
| Tax Practitioner | monthly · 3 client businesses included · +₹299/month per additional client · 200K AI tokens/month · 2 years data history | ₹1,999 a month |
| Core Books | monthly · Invoicing · purchases · vouchers · parties · items · ledgers · bank import · financial statements | ₹299 a month |
| All-Access bundle | monthly · Core Books · tax · ROC · payroll · inventory · banking · analytics · AI · multi-entity · cross-border · audit · online store · CA suite | ₹2,999 a month |
| Individual CA | monthly · 5 client businesses included · +₹299/month per additional client · 300K AI tokens/month · unlimited data history | ₹3,499 a month |
| Starter bundle | monthly · Core Books · GST & Indirect Tax · Banking & Reconciliation | ₹699 a month |
| Business Owner | monthly · 1 owned business · unlimited invoices · payroll up to 20 employees · 100K AI tokens/month · 1 year data history | ₹799 a month |
| NRI | monthly · 1 Indian business entity · 150K AI tokens/month | ₹999 a month |
The first 8 of 9 plans, as ongravy.com lists them, read 15 Oct 2026. The maker's own page has the final word. Every plan
Getting started
- Visit https://www.ongravy.com/.
- Choose a paid plan for your role, such as Business Owner, NRI, Tax Practitioner, or Individual CA.
- Install OnGravy as a PWA on Android, iOS, Mac, Windows, or Linux, or use the web platform.
- Connect from the listed integrations as needed.
- Send bills, invoices, receipts, or voice notes through WhatsApp for AI drafting and review.
Verdict
OnGravy combines accounting, tax, and payroll features with document intake through WhatsApp and human review of AI drafts. The service is paid, and plan allowances and the rollout status of some integrations are worth checking against a business’s needs.
Questions
Does OnGravy have a free plan?
No. OnGravy is paid, with pricing from ₹299/mo.
How much do the listed plans cost?
Business Owner is ₹799/month, NRI is ₹999/month, Tax Practitioner is ₹1,999/month, and Individual CA is ₹3,499/month. Enterprise / CA Firm uses custom pricing.
Which platforms can I use?
OnGravy is available on the web and through an API. It is installable as a PWA on Android, iOS, Mac, Windows, and Linux.
Can it handle GST and payroll?
GST features include GSTR-1, GSTR-3B, GSTR-9, GSTR-9C, ITC tracking, and matching with ±₹1 tolerance. Payroll includes salary processing, TDS, PF, ESI, professional tax, Form 16, leave management, and attendance tracking.
Which integrations are listed?
Listed integrations include Tally, WhatsApp Business, Razorpay, AWS Textract, Petpooja POS, and GoFrugal POS.
How does WhatsApp bookkeeping work?
Users send bills, invoices, receipts, or voice notes through WhatsApp. AI reads and classifies them into draft journal entries, which a person reviews before they post to the ledger.
Facts from OnGravy's own pages
- Accounting coverage
- The platform provides invoices, bills, vouchers, parties, items, inventory, trial balance, profit and loss and balance-sheet reporting. · ongravy.com, 15 Oct 2026
- AI feature
- AI capabilities include question answering, proactive advice, voice bookkeeping, OCR receipt capture, anomaly detection and market benchmarks. · ongravy.com, 15 Oct 2026
- API
- OnGravy exposes a versioned REST API with invoice, party and item resources, API-key scopes and server-side GST calculation. · ongravy.com, 15 Oct 2026
- Approval controls
- OnGravy supports smart or strict multi-step approvals, and the site says AI drafts are reviewed by a person before entries post to the ledger. · ongravy.com, 7 Oct 2026
- Banking feature
- Banking supports statement imports, multi-bank tracking, reconciliation and an RBI Account Aggregator integration that is still rolling out. · ongravy.com, 15 Oct 2026
- Company directors
- The company record lists Pratik Revankar and Sneha Pradeep Revankar as directors. · thecompanycheck.com, 15 Oct 2026
- Company incorporation
- Public Indian company records show Bytemonster Platforms Private Limited was incorporated on 8 July 2026 in Ponda, Goa. · thecompanycheck.com, 15 Oct 2026
- Company legal entity
- OnGravy identifies itself as a trademark of Bytemonster Platforms Pvt. Ltd. · ongravy.com, 15 Oct 2026
- Compliance status
- The company says it is working toward SOC 2 Type II and ISO 27001, with targets in 2027. · ongravy.com, 15 Oct 2026
- Data residency
- Primary databases and file storage are hosted in Mumbai on AWS or Supabase ap-south-1, while email and AI processing use external providers. · ongravy.com, 15 Oct 2026
- Documentation depth
- The documentation covers setup, bookkeeping, banking, AI, compliance, payroll, integrations, automation, APIs, teams, mobile use and troubleshooting. · ongravy.com, 15 Oct 2026
- Founded
- 2026 · ongravy.com, 28 Sept 2026
- Funding
- OnGravy's press material describes the business as bootstrapped and says pre-seed discussions are planned after its first five paying design-partner CAs. · ongravy.com, 15 Oct 2026
- GST
- The feature page lists GSTR-1, GSTR-3B, GSTR-9, GSTR-9C, ITC tracking, and GST matching with ±₹1 tolerance. · ongravy.com, 7 Oct 2026
- GST feature
- Its GST tools prepare GSTR-1, GSTR-3B, GSTR-9 and GSTR-9C, reconcile ITC and support e-invoice and e-way-bill workflows. · ongravy.com, 15 Oct 2026
- Independent company classification
- A separate company directory classifies Bytemonster Platforms Private Limited as an unlisted private company registered with ROC Goa. · tohundguide.com, 15 Oct 2026
- Independent package
- The independently listed @ongravy/agent-kit package provides model routing, prompt-cache planning, tool-call evaluation and MCP conversion utilities. · npmjs.com, 15 Oct 2026
- Integration availability
- The site says Account Aggregator daily auto-sync is rolling out with a partner and direct GST portal filing is rolling out with a GSP partner. · ongravy.com, 7 Oct 2026
- Integrations
- Listed integrations include Tally, WhatsApp Business, Razorpay, AWS Textract, Gmail, Slack or Teams, calendars, e-commerce channels and logistics services. · ongravy.com, 15 Oct 2026
- Licence
- The main accounting application is closed-source; the company says agent-kit primitives, its MCP server and the IndianTaxAgentBench benchmark are open-source. · ongravy.com, 15 Oct 2026
- Limit: compliance maturity
- The roadmap says live bank feeds, direct GSP or ESP filing and arbitrary-code plugin execution still depend on partner contracts or security work. · ongravy.com, 15 Oct 2026
- Limit: international payments
- Self-serve payment capture outside India is still rolling out even though the product itself is available globally. · ongravy.com, 15 Oct 2026
- Limit: offline use
- Offline operation requires the PWA or app to have been installed beforehand; it cannot bootstrap from a blank browser without connectivity. · ongravy.com, 15 Oct 2026
- Limit: simpler competitors
- OnGravy acknowledges that Khatabook is simpler and free for basic credit tracking, while Vyapar is cheaper and stronger for simple offline mobile billing. · ongravy.com, 15 Oct 2026
Where OnGravy stands on Freedom251
- Ecommerce Accounting Software#10 of 27