Nequi

Android · iPhone

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Freedom report

Two barsScore 6.9

Free tierA free tier is on its own pricing page
Runs widely2 of 6 device platforms
DocumentedPlans, terms and facts published

Nequi is ranked #35 of 82 in money transfer apps on Freedom251. It runs on Android, iOS. There is a free plan.

Nequi plans and pricing

All plans

Tarjeta Nequi Visa digital Free Es gratis. Digital nequi.com.co · 11 Oct 2026

Tarjeta Nequi Visa física + digital COP 23,200 once Pagas $23.200 una sola vez. Física + digital nequi.com.co · 11 Oct 2026

Compared on money transfer apps

Free plan: Yes
Recipient methods: wallet
Transfer speed: instant
Mobile platforms: both
Transfer tracking: Yes

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The record

What it is: Nequi describes itself as a digital financial services platform for people, businesses, and companies.
Core functions: Users can send, receive, pay, withdraw, save, and manage money through the app.
Payments: The app supports bill payments and mobile top-ups, including payments for utilities, transport, entertainment, and insurance.
Savings and accounts: Nequi offers a savings account, a low-value deposit, salary receipt, and tools called Metas, Bolsillo, and Colchón to organize savings.
Debit card: The Nequi Visa debit card is linked to a Nequi account, has no management fee, and can be used for online and in-person purchases.
Card payments: On Android phones with NFC, users can add the card to Google Pay for contactless payments; the card also supports Click to Pay for online purchases.
International money: Nequi lists PayPal, remittances, and payment collection through a link among its options for receiving money from abroad.
Business tools: Nequi Negocios lets business owners receive payments and manage business money separately from personal money.
Integrations: Nequi says users can access investments in stocks through trii and Acciones y Valores S.A. from the app.
Security controls: Nequi says it may temporarily block a card or account after detecting unusual activity and notify the customer through the app or by phone.
Security guidance: The app's security settings include a transaction password and additional security keys, and Nequi says it will not ask for passwords, usernames, or card details.
Support: Nequi provides a help center with guidance for using products, solving problems, managing accounts, and reporting emergencies involving money.
Regulatory status: Nequi says it began operating as Nequi S.A. Compañía de Financiamiento on September 1, 2026, as part of Grupo Cibest.
Who it is for: Nequi says its services are intended for people, businesses, and companies, and reports that 8 million of its 29 million users are entrepreneurs.
Price from: Free

Where it ranks on Freedom251

Best Money Transfer Apps in 2026#35 of 82

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Sources

nequi.com.co/conocenos/somos-nequi· checked 11 Oct 2026
nequi.com.co/personas/paga-con-nequi· checked 11 Oct 2026
nequi.com.co/personas/paga-con-nequi/tarjeta-nequi· checked 11 Oct 2026
nequi.com.co· checked 11 Oct 2026
nequi.com.co/personas/ayuda/tips-de-seguridad· checked 11 Oct 2026
ayuda.nequi.com.co/hc/es· checked 11 Oct 2026