Freedom251 › Money Transfer Apps
Nequi
What Nequi is
Nequi is a digital financial services platform for people, businesses and companies, available on Android and iOS. Through the app, users can send, receive, pay, withdraw, save and manage money. Payments include bills and mobile top-ups for utilities, transport, entertainment and insurance. Savings options include an account, a low-value deposit, salary receipt and tools named Metas, Bolsillo and Colchón. The Nequi Visa debit card has no management fee and supports online and in-person purchases. Its digital version is free, while the physical plus digital card costs 23200.00 COP once. Android phones with NFC can use Google Pay, and Click to Pay supports online purchases. Nequi also lists PayPal, remittances and payment links for receiving money from abroad. Nequi Negocios separates business funds from personal money, and investments through trii and Acciones y Valores S.A. are available from the app. Transfers are instant and trackable.
Who it suits
Nequi suits people, businesses and companies needing mobile money management, payments, savings and transfers. Business owners can use Nequi Negocios to keep business finances separate.
What it does well
- Available on Android and iOS
- Instant, trackable transfers
- Free digital Visa card
- Bill payments and mobile top-ups
- Business and personal money separation
What to know first
- Physical plus digital card costs 23200.00 COP once
- Google Pay requires an NFC Android phone
- Security blocks may temporarily restrict cards or accounts
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Tarjeta Nequi Visa digital | Es gratis. · Digital | Free |
| Tarjeta Nequi Visa física + digital | Pagas $23.200 una sola vez. · Física + digital | 23,200 COP, paid once |
As nequi.com.co lists them, read 11 Oct 2026. The maker's own page has the final word.
Verdict
Nequi brings payments, savings, transfers and card spending into one mobile platform. Its free digital card and business tools are useful, while the physical card has a one-time charge.
Facts from Nequi's own pages
- Business tools
- Nequi Negocios lets business owners receive payments and manage business money separately from personal money. · nequi.com.co, 11 Oct 2026
- Card payments
- On Android phones with NFC, users can add the card to Google Pay for contactless payments; the card also supports Click to Pay for online purchases. · nequi.com.co, 11 Oct 2026
- Core functions
- Users can send, receive, pay, withdraw, save, and manage money through the app. · nequi.com.co, 11 Oct 2026
- Debit card
- The Nequi Visa debit card is linked to a Nequi account, has no management fee, and can be used for online and in-person purchases. · nequi.com.co, 11 Oct 2026
- Free plan
- Yes · nequi.com.co, 22 Sept 2026
- Integrations
- Nequi says users can access investments in stocks through trii and Acciones y Valores S.A. from the app. · nequi.com.co, 11 Oct 2026
- International money
- Nequi lists PayPal, remittances, and payment collection through a link among its options for receiving money from abroad. · nequi.com.co, 11 Oct 2026
- Mobile platforms
- both · nequi.com.co, 22 Sept 2026
- Payments
- The app supports bill payments and mobile top-ups, including payments for utilities, transport, entertainment, and insurance. · nequi.com.co, 11 Oct 2026
- Recipient methods
- wallet · nequi.com.co, 22 Sept 2026
- Regulatory status
- Nequi says it began operating as Nequi S.A. Compañía de Financiamiento on September 1, 2026, as part of Grupo Cibest. · nequi.com.co, 11 Oct 2026
- Savings and accounts
- Nequi offers a savings account, a low-value deposit, salary receipt, and tools called Metas, Bolsillo, and Colchón to organize savings. · nequi.com.co, 11 Oct 2026
- Security controls
- Nequi says it may temporarily block a card or account after detecting unusual activity and notify the customer through the app or by phone. · nequi.com.co, 11 Oct 2026
- Security guidance
- The app's security settings include a transaction password and additional security keys, and Nequi says it will not ask for passwords, usernames, or card details. · nequi.com.co, 11 Oct 2026
- Support
- Nequi provides a help center with guidance for using products, solving problems, managing accounts, and reporting emergencies involving money. · ayuda.nequi.com.co, 11 Oct 2026
- Transfer speed
- instant · nequi.com.co, 22 Sept 2026
- Transfer tracking
- Yes · nequi.com.co, 22 Sept 2026
- What it is
- Nequi describes itself as a digital financial services platform for people, businesses, and companies. · nequi.com.co, 11 Oct 2026
- Who it is for
- Nequi says its services are intended for people, businesses, and companies, and reports that 8 million of its 29 million users are entrepreneurs. · nequi.com.co, 11 Oct 2026
Where Nequi stands on Freedom251
- Money Transfer Apps#40 of 81