Maya

Android · iPhone

Freedom report

Two barsScore 6.8

Free tierA free tier is on its own pricing page
Runs widely2 of 6 device platforms
DocumentedPlans, terms and facts published

Maya is ranked #37 of 82 in money transfer apps on Freedom251, made by Maya (Mandaluyong, Metro Manila, Philippines). It runs on Android, iOS. There is a free plan.

Maya plans and pricing

All plans

Basic Maya account Free ₱50,000 monthly limit · cash in, payments, transfers, card withdrawals and rewards maya.ph · 11 Oct 2026

Compared on money transfer apps

Free plan: Yes
Transfer speed: instant
Mobile platforms: both
Upfront fee display: Yes
Transfer tracking: Yes

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The record

Product: Maya describes itself as an all-in-one digital bank app combining the safety of a bank with the convenience of a wallet.
Transfers: Users can send money through a QR code, phone number, or a recipient’s @username.
Payments: The app supports bills payment, merchant QR payments, online checkout, and purchases with a Maya card.
Cash in: Maya says users can add money through banks, self-service kiosks, debit cards, credit cards, and other channels.
Cards: Users can link up to 10 physical cards and activate a virtual card for online shopping.
Crypto: Maya Crypto supports buying, selling, sending, and receiving more than a dozen cryptocurrencies in the app.
Crypto minimum: Maya says customers can start owning crypto with an ID and ₱1, and advertises no transaction fees.
Investments: Maya’s guides say users can invest in local and global companies starting at ₱50.
Account limits: The account limits page lists monthly wallet limits of ₱50,000 for Basic and ₱100,000 for Upgraded accounts.
Upgrade requirements: The Upgraded account requirements listed are a video selfie, valid ID, verified address, and verified personal information.
Buyer protection: The account limits page describes free Buyer Protect insurance covering eligible losses up to ₱8,000 per claim, subject to a minimum ₱100 spend requirement on the Maya app.
Regulation: Maya says Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas.
Support: Maya lists customer support at (+632) 8845-7788 and a domestic toll-free number, 1-800-1084-57788.
Integrations and payment network: The account limits page lists receiving money through InstaPay, QRPH, PESONet, and Bank Pull, and names banking partners including BPI, Metrobank, UnionBank, RCBC, PBCOM, Maybank, AUB, and PNB.
Price from: Free

Where it ranks on Freedom251

Best Money Transfer Apps in 2026#37 of 82

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Sources

maya.ph· checked 11 Oct 2026
maya.ph/user-guide· checked 11 Oct 2026
maya.ph/crypto· checked 11 Oct 2026
maya.ph/account-limits· checked 11 Oct 2026
maya.ph/privacy· checked 11 Oct 2026
maya.ph/refer· checked 11 Oct 2026