Freedom251 › Money Transfer Apps
Maya
by Maya
What Maya is
Maya is a mobile digital bank and wallet app for Android and iOS. It supports instant transfers by QR code, phone number, or recipient @username, plus bank transfers, bill payments, merchant QR payments, online checkout, and Maya card purchases. Users can add money through banks, kiosks, debit cards, credit cards, and other channels. Accounts can link up to 10 physical cards and activate a virtual card for online shopping. Maya Crypto supports buying, selling, sending, and receiving more than a dozen cryptocurrencies; Maya says ownership can start with an ID and ₱1 and advertises no transaction fees. Its guides describe investing in local and global companies from ₱50. The free Basic plan is listed as free with a ₱50,000 monthly wallet limit. Upgraded accounts have a ₱100,000 limit and listed identity requirements.
Who it suits
Maya suits people wanting transfers, payments, cards, crypto, and investing in one mobile app. It is available through the Apple App Store, Google Play, and Huawei AppGallery.
What it does well
- Free Basic plan
- Instant QR and phone transfers
- Links up to 10 physical cards
- Crypto and investing features
- Buyer Protect insurance listed
What to know first
- Basic account has ₱50,000 monthly limit
- Upgraded account requires identity checks
- No free trial
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Basic Maya account | ₱50,000 monthly limit · cash in, payments, transfers, card withdrawals and rewards | Free |
As maya.ph lists them, read 11 Oct 2026. The maker's own page has the final word.
Verdict
Maya combines wallet, banking, payment, card, crypto, and investing functions in one app. Its free Basic account and broad transfer options are useful, while account limits and upgrade requirements matter when choosing an account.
Facts from Maya's own pages
- Account limits
- The account limits page lists monthly wallet limits of ₱50,000 for Basic and ₱100,000 for Upgraded accounts. · maya.ph, 11 Oct 2026
- Buyer protection
- The account limits page describes free Buyer Protect insurance covering eligible losses up to ₱8,000 per claim, subject to a minimum ₱100 spend requirement on the Maya app. · maya.ph, 11 Oct 2026
- Cards
- Users can link up to 10 physical cards and activate a virtual card for online shopping. · maya.ph, 11 Oct 2026
- Cash in
- Maya says users can add money through banks, self-service kiosks, debit cards, credit cards, and other channels. · maya.ph, 11 Oct 2026
- Crypto
- Maya Crypto supports buying, selling, sending, and receiving more than a dozen cryptocurrencies in the app. · maya.ph, 11 Oct 2026
- Crypto minimum
- Maya says customers can start owning crypto with an ID and ₱1, and advertises no transaction fees. · maya.ph, 11 Oct 2026
- Upfront fee display
- Yes · maya.ph, 22 Sept 2026
- Free plan
- Yes · maya.ph, 22 Sept 2026
- Headquarters
- Mandaluyong, Metro Manila, Philippines · maya.ph, 28 Sept 2026
- Integrations and payment network
- The account limits page lists receiving money through InstaPay, QRPH, PESONet, and Bank Pull, and names banking partners including BPI, Metrobank, UnionBank, RCBC, PBCOM, Maybank, AUB, and PNB. · maya.ph, 11 Oct 2026
- Investing
- Maya’s guides describe buying and selling crypto and investing in local and global companies through the app. · maya.ph, 11 Oct 2026
- Investments
- Maya’s guides say users can invest in local and global companies starting at ₱50. · maya.ph, 11 Oct 2026
- Mobile availability
- Maya says its app is available from the Apple App Store, Google Play, and Huawei AppGallery. · maya.ph, 11 Oct 2026
- Mobile platforms
- both · maya.ph, 22 Sept 2026
- Payments
- The app supports bills payment, merchant QR payments, online checkout, and purchases with a Maya card. · maya.ph, 11 Oct 2026
- Product
- Maya describes itself as an all-in-one digital bank app combining the safety of a bank with the convenience of a wallet. · maya.ph, 11 Oct 2026
- Regulation
- Maya says Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. · maya.ph, 11 Oct 2026
- Security and privacy
- Maya says it protects personal information using a secured server behind a firewall, encryption, and security controls. · maya.ph, 11 Oct 2026
- Support
- Maya lists customer support at (+632) 8845-7788 and a domestic toll-free number, 1-800-1084-57788. · maya.ph, 11 Oct 2026
- Transfers
- Users can send money through a QR code, phone number, or a recipient’s @username. · maya.ph, 11 Oct 2026
- Transfers and payments
- Users can send money by QR code or phone number, pay bills, transfer to bank accounts, and pay merchants using QR codes. · maya.ph, 11 Oct 2026
- Transfer speed
- instant · maya.ph, 22 Sept 2026
- Transfer tracking
- Yes · maya.ph, 22 Sept 2026
- Upgrade requirements
- The Upgraded account requirements listed are a video selfie, valid ID, verified address, and verified personal information. · maya.ph, 11 Oct 2026
Where Maya stands on Freedom251
- Money Transfer Apps#41 of 81