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Maya vs TWINT

Both stand on money transfer apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Maya

Free plan AndroidiPhone

Maya combines wallet, banking, payment, card, crypto, and investing functions in one app. Its free Basic account and broad transfer options are useful, while account limits and upgrade requirements matter when choosing an account.

Visit Maya

TWINT

Free plan AndroidiPhoneWeb

TWINT combines consumer payments and transfers with a broad set of merchant tools. The free app supports multiple payment situations, while merchants should consider the transaction charges for QR stickers and payment links.

Visit TWINT

The facts

MayaTWINT
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroid, iPhoneAndroid, iPhone, Web
Lowest paid planFree or on requestFree or on request
Plans published13
MakerMayaTWINT
Websitemaya.phtwint.ch
On money transfer apps#41 of 81#37 of 81

Maya: what it does well

  • Free Basic plan
  • Instant QR and phone transfers
  • Links up to 10 physical cards
  • Crypto and investing features
  • Buyer Protect insurance listed

What to know first

  • Basic account has ₱50,000 monthly limit
  • Upgraded account requires identity checks
  • No free trial

TWINT: what it does well

  • Payments across shops, transit, and parking
  • Instant transfers with tracking
  • Scheduled transfers supported
  • Free iOS and Android app
  • Merchant portal and payment tools

What to know first

  • Merchant transactions have listed fees
  • Personal use requires linking the app to an account
  • Some features are merchant-specific

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