Ziina

Name: Ziina
Price: 100 AED

Android · iPhone · API

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Freedom report

Two barsScore 6.8

Free tierA free tier is on its own pricing page
Open codeNo open-source code on record
Runs widely2 of 6 device platforms
DocumentedPlans, terms and facts published

Ziina is ranked #22 of 82 in money transfer apps on Freedom251. It runs on Android, API, iOS. There is a free plan.

Ziina plans and pricing

All plans

Ziina Lite Not published AED 3,000 foreign-currency allowance per calendar month ziina.com · 22 Sept 2026

Ziina Violet AED 100/mo incl. VAT AED 20,000 foreign-currency allowance per calendar month · AED 5,000 card top-ups per billing cycle at 1% ziina.com · 22 Sept 2026

Ziina Lite Free Membership free · 0% foreign-currency card spend up to AED 3,000/month, then 0.5%/transaction · Card top-ups 2.5%/transaction · Bank-transfer top-ups free ziina.com · 7 Oct 2026

Ziina Violet AED 100/mo AED 100 monthly / AED 996 yearly (incl. VAT) 0% foreign-currency card spend up to AED 20,000/month, then 0.5%/transaction · Card top-ups 1% up to AED 5,000/billing cycle, then 2.5% · Bank-transfer top-ups free ziina.com · 7 Oct 2026

Compared on money transfer apps

Free plan: Yes
Recipient methods: wallet
Transfer speed: instant
Exchange-rate model: variable
Mobile platforms: both
Upfront fee display: Yes
Transfer tracking: Yes

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The record

What it does: Ziina provides businesses and individuals in the UAE ways to send and receive money and accept payments.
Payment methods: Businesses can accept payments through payment links, QR payments, Tap to Pay, a payment gateway, and an API.
Tap to Pay: Tap to Pay turns a compatible iPhone or Android phone into a contactless payment terminal without extra hardware.
Payment links: Payment links can be shared through messaging and social platforms, and customers can pay by Apple Pay, Google Pay, or card.
Invoicing: Ziina lets businesses create invoices, share them through channels including WhatsApp, SMS, and email, and track payments.
Integrations: Ziina’s developer documentation names Shopify and WooCommerce integrations, custom REST API checkout, and OAuth 2.0 wallet functionality.
Multi-currency: Payment links can accept up to 10 currencies, with funds settled in AED.
Fees: The fees page says business payment fees are pay-as-you-go, with no setup fees, and that listed fees are subject to 5% VAT applied to the fee.
Security and regulation: Ziina says it is licensed by the Central Bank of the UAE and uses PCI-DSS certified technology to store payment card information.
Verification: The business page says Ziina uses biometrics and a PIN code for added security.
Business eligibility: Ziina Professional accounts can receive payments after activation without a Trade License; verified business accounts require Trade License verification for higher limits and multi-user access.
Personal account limits: The stated personal account limits include AED 1,500 in card payments per week, AED 25,000 sent per calendar month, and AED 50,000 received per calendar month.
Support: Ziina’s help center offers searchable support content covering business and personal accounts, cards, Violet membership, integrations, and customer support.
Company: Ziina says it was founded in Dubai in 2020 and that it powers money movement across the UAE for individuals, startups, and businesses.

Where it ranks on Freedom251

Best Money Transfer Apps in 2026#22 of 82

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Sources

ziina.com· checked 7 Oct 2026
ziina.com/business· checked 7 Oct 2026
ziina.com/business/pos· checked 7 Oct 2026
ziina.com/business/payment-links· checked 7 Oct 2026
ziina.com/business/invoicing· checked 7 Oct 2026
docs.ziina.com/getting-started· checked 7 Oct 2026
ziina.com/fees· checked 7 Oct 2026
ziina.com/help-center/6847490-what-is-the-differe· checked 7 Oct 2026
ziina.com/help-center· checked 7 Oct 2026
ziina.com/about· checked 7 Oct 2026
ziina.com/fees· checked 22 Sept 2026