Side by side
Nequi vs Ziina
Both stand on money transfer apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhone
Nequi brings payments, savings, transfers and card spending into one mobile platform. Its free digital card and business tools are useful, while the physical card has a one-time charge.
Visit Nequi Free plan AndroidAPIiPhone
Ziina combines wallet transfers with payment links, invoicing, Tap to Pay and developer integrations for UAE users. Its freemium model includes a free plan, while business fees are usage-based and subject to VAT.
Visit ZiinaThe facts
| Nequi | Ziina | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone | Android, API, iPhone |
| Lowest paid plan | Tarjeta Nequi Visa física + digital: 23,200 COP, paid once | Ziina Violet: 100 AED a month |
| Plans published | 2 | 2 |
| Maker | Not published | Not published |
| Website | nequi.com.co | ziina.com |
| On money transfer apps | #40 of 81 | #36 of 81 |
Nequi: what it does well
- Available on Android and iOS
- Instant, trackable transfers
- Free digital Visa card
- Bill payments and mobile top-ups
- Business and personal money separation
What to know first
- Physical plus digital card costs 23200.00 COP once
- Google Pay requires an NFC Android phone
- Security blocks may temporarily restrict cards or accounts
Ziina: what it does well
- Instant wallet transfers are supported
- Tap to Pay needs no extra hardware
- Payment links support up to 10 currencies
- Invoices can be shared and tracked
- Android, iOS and API access
What to know first
- Funds from multi-currency links settle in AED
- Business fees have 5% VAT applied
- Personal accounts have stated transaction limits
- Ziina Violet costs 100 AED a month