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MineralTree

by MineralTree

Paid APIWeb

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MineralTree's own site

What MineralTree is

MineralTree TotalAP automates accounts payable work from invoice capture and approvals through payment optimization. Organizations can choose invoice capture, payments only, or invoice-to-pay. Invoice capture uses OCR, and the listed capabilities include rule-based routing, automated reminders, role-based access, dual approvals, duplicate detection, two-factor authentication, and Positive Pay. TotalAP also supports purchase order matching, payment execution, and multi-entity operations. Direct API connections include QuickBooks, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics GP. File Connect uses secure SFTP exchange for systems including Acumatica and Sage 50; it imports ERP data every 20 minutes and can export approved invoices and payments hourly or on demand. MineralTree states that its platform is audited against SOX, SOC 1 Type 2, SOC 2 Type 2, SOC2+/HIPAA, PCI DSS Level 1, and GDPR requirements. The paid product has no free plan. Pricing is on request and includes a one-time setup fee, annual platform fee, and monthly usage fees; additional integration fees may apply. MineralTree was founded in 2010 and is headquartered in Atlanta, Georgia, United States.

Who it suits

TotalAP is described as a mid-market accounts payable solution. Its three service options may suit organizations seeking invoice capture, payments, or an invoice-to-payment workflow.

What it does well

  • OCR invoice capture
  • Rule-based routing and dual approvals
  • Purchase order matching and payment execution
  • Supports multi-entity operations

What to know first

  • No free plan
  • Pricing is available on request
  • Setup, platform, and usage fees apply
  • Additional integration fees may apply

Plans

PlanBilled and limitsPrice
TotalAPOne-time setup fee, annual platform fee, and monthly usage fees; additional integration fees may apply. · Invoice capture, ACH payments, and check payments incur monthly usage fees · Pricing varies by accounting system, banking setup, and training needsOn request

As mineraltree.com lists them, read 7 Oct 2026. The maker's own page has the final word.

Verdict

TotalAP covers invoice processing, approvals, and payments, with direct and file-based accounting connections. Buyers should request pricing and confirm which fees and integrations fit their setup.

Facts from MineralTree's own pages

Accounting integrations
7 · mineraltree.com, 23 Sept 2026
Approvals and controls
Features include rule-based invoice routing, automated reminders, role-based access, dual approvals, duplicate detection, two-factor authentication, and Positive Pay. · mineraltree.com, 7 Oct 2026
Approval workflows
Yes · mineraltree.com, 23 Sept 2026
Company history
MineralTree says it was founded in 2010 to transform accounts payable through end-to-end automation. · mineraltree.com, 7 Oct 2026
Founded
2010 · mineraltree.com, 28 Sept 2026
Free plan
No · mineraltree.com, 23 Sept 2026
Headquarters
Atlanta, Georgia, United States · mineraltree.com, 28 Sept 2026
Implementation
TotalAP implementations average four weeks from kickoff to first payment, with some customers onboarded in two to three weeks. · mineraltree.com, 7 Oct 2026
Integration method
File Connect uses secure SFTP file exchange, imports ERP data every 20 minutes, and can export approved invoices and payments hourly or on demand. · mineraltree.com, 7 Oct 2026
Integrations
TotalAP supports direct API connections with QuickBooks, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics GP, plus File Connect for systems including Acumatica and Sage 50. · mineraltree.com, 7 Oct 2026
Intended customers
MineralTree describes TotalAP as a mid-market solution and also offers Inspyrus for high-volume, multi-ERP enterprise environments. · mineraltree.com, 7 Oct 2026
Invoice capture
Invoice capture uses optical character recognition and human validation, with accuracy stated as up to 99%. · mineraltree.com, 7 Oct 2026
Multi-entity support
Yes · mineraltree.com, 23 Sept 2026
Options
TotalAP is offered as invoice capture, payments only, or invoice-to-pay. · mineraltree.com, 7 Oct 2026
Payment execution
Yes · mineraltree.com, 23 Sept 2026
Payments
The virtual card feature uses single-use tokenized card numbers tied to a supplier, amount, and timeframe, and earns rebates on eligible spend. · mineraltree.com, 7 Oct 2026
PO matching
Yes · mineraltree.com, 23 Sept 2026
Purpose
MineralTree TotalAP automates accounts payable workflows from invoice capture and approvals through payment optimization. · mineraltree.com, 7 Oct 2026
Security and compliance
MineralTree states that its platform is audited against SOX, SOC 1 Type 2, SOC 2 Type 2, SOC2+/HIPAA, PCI DSS Level 1, and GDPR requirements. · mineraltree.com, 7 Oct 2026
Support
MineralTree support lists phone and email assistance Monday through Friday, 8 a.m. to 8 p.m. Eastern Time. · support.mineraltree.com, 7 Oct 2026

Where MineralTree stands on Freedom251

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