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Freedom251 › Personal Finance Software

Kosh

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Facts from Kosh's own pages

AI integration
Optional AI-assisted questions use Google Gemini and are disabled by default. · github.com, 13 Oct 2026
Backups
Kosh provides PostgreSQL backup and restore commands, and says the PostgreSQL archive is the data backup that matters because it does not yet store user attachments in the Docker storage volume. · github.com, 13 Oct 2026
Bill tracking
Yes · github.com, 22 Sept 2026
Budgeting tools
Yes · github.com, 22 Sept 2026
Compliance
Kosh states that it does not claim a compliance certification or a security guarantee. · github.com, 13 Oct 2026
Data storage
Normal finance data stays in the self-hosted application and PostgreSQL database. · github.com, 13 Oct 2026
Deployment requirements
The listed requirements are Node.js 22.13 or newer, pnpm 11, and PostgreSQL 16 or compatible; Docker and Docker Compose are optional. · github.com, 13 Oct 2026
Encryption
With a configured key, Kosh encrypts selected sensitive database columns using AES-256-GCM; this is server-side encryption, not end-to-end encryption. · github.com, 13 Oct 2026
Encryption limitation
The maker says this is server-side encryption rather than end-to-end encryption, and losing the separately backed-up key makes encrypted data unrecoverable. · github.com, 12 Oct 2026
External data sharing
When enabled, Ask Kosh sends the question, relevant conversation context, and selected tool results to Google Gemini, but not the whole database. · github.com, 13 Oct 2026
Ledger features
It supports accounts, transactions, transfers, categories, tags, and CSV imports. · github.com, 13 Oct 2026
License
Kosh is licensed under GNU Affero General Public License v3.0 only. · github.com, 13 Oct 2026
Maker
The GitHub profile names the maker Prateek Panwar and links to prateekpanwar.com; it does not state a headquarters or founding date. · github.com, 13 Oct 2026
MCP access
Kosh offers optional read-only external MCP access using per-user tokens. · github.com, 12 Oct 2026
MCP integration
Kosh offers optional read-only external MCP access using per-user tokens. · github.com, 13 Oct 2026
Money calculations
Kosh uses exact integer minor units for money and does not invent foreign-exchange rates. · github.com, 13 Oct 2026
Planning features
It includes budgets, bills, recurring transaction drafts, savings goals, and reports. · github.com, 13 Oct 2026
Purpose
Kosh is a self-hosted personal finance app for managing accounts, transactions, budgets, bills, recurring commitments, goals, CSV imports, and reports. · github.com, 12 Oct 2026
Security reporting
The security policy asks users to report suspected vulnerabilities through GitHub's private vulnerability reporting feature or contact the repository owner privately if it is unavailable. · github.com, 13 Oct 2026
What it does
Kosh is a self-hosted personal finance app for managing accounts, transactions, budgets, bills, recurring commitments, goals, CSV imports, and reports. · github.com, 13 Oct 2026
Who it is for
Kosh describes itself as intended for people who want to manage their own financial ledger without handing it to a hosted product. · github.com, 12 Oct 2026

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