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Kubera

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What Kubera is

Kubera is a paid balance sheet and portfolio tracker for people managing their own wealth. It combines brokerage and retirement accounts, crypto, private equity, real estate, vehicles, gold, and other assets in one portfolio. Kubera calculates IRR for positions with cash flows and shows portfolio growth, daily history, cost basis, gains, performance, allocation, and risk. Accounts can connect through Plaid, Mastercard, MX, Yodlee, Akoya, SnapTrade, Lean, Akahu, and Salt Edge. Web Sync can read institutions without API connections, and positions can be entered manually. Multiple currencies are supported, with wealth viewable in a preferred currency. Kubera connects with ChatGPT, Claude, Grok, and Perplexity. It is available on Android, iOS, and the web. Essentials costs $250 a year with a 14-day trial; Black costs $2,500 a year; White Label starts at $300 a month. There is no free plan.

Who it suits

Kubera suits people managing varied personal holdings, including complex trusts or holding companies, who want one balance-sheet view. White Label is for organizations needing branded web and mobile portfolios for clients.

What it does well

  • Tracks many traditional and alternative asset classes
  • Calculates IRR, growth, cost basis, and gains
  • Supports multiple currencies
  • Offers manual entry and Web Sync
  • Connections are read-only

What to know first

  • Essentials costs $250 a year
  • Black costs $2,500 a year
  • No free plan
  • Cannot initiate transactions

Plans

PlanBilled and limitsPrice
Essentials$250/year · Everything except what's listed under Black$250 a year
Black$2500/year · Essentials plus ownership tags, nested portfolios, guided onboarding, and VIP support$2,500 a year
White LabelStarting at $300/month · White-label web and mobile · Unlimited connections per client portfolio · Support for multiple asset classes, currencies, and entities$300 a month

As kubera.com lists them, read 8 Oct 2026. The maker's own page has the final word.

Verdict

Kubera brings connected and manually entered assets into a detailed wealth view across web and mobile. Its paid plans fit users who need broad asset coverage, analytics, and currency support, with higher tiers adding portfolio organization or white-label delivery.

Facts from Kubera's own pages

Allocation analysis
Yes · kubera.com, 20 Sept 2026
Assets
It tracks brokerage and retirement accounts, crypto, private equity, real estate, vehicles, gold, and other assets in one portfolio. · kubera.com, 8 Oct 2026
Asset class coverage
multi_asset_alternatives · kubera.com, 20 Sept 2026
Compliance
Kubera maintains a SOC 2 Type II report for the systems behind Kubera for Business and its white-label platform; eligible business customers and partners can request it under confidentiality. · kubera.com, 8 Oct 2026
Connections
Kubera connects accounts through Plaid, Mastercard, MX, Yodlee, Akoya, SnapTrade, Lean, Akahu, and Salt Edge. · kubera.com, 8 Oct 2026
Free plan
No · kubera.com, 20 Sept 2026
Integrations
Kubera supports connections with AI assistants including ChatGPT, Claude, Grok, and Perplexity. · kubera.com, 8 Oct 2026
Intended users
Kubera describes itself as a balance sheet for people managing their own wealth, including people with complex trusts and holding companies. · kubera.com, 8 Oct 2026
Limitations
Kubera says it cannot initiate transactions, does not store banking credentials, and is not a tax filing tool. · kubera.com, 8 Oct 2026
Mobile
Kubera can be added to the iPhone home screen from Safari and to Android from Chrome, where it behaves like a native app. · help.kubera.com, 8 Oct 2026
Multi-currency
Kubera supports multiple currencies throughout the portfolio and lets users view wealth in their preferred currency. · kubera.com, 8 Oct 2026
Performance
Kubera calculates IRR for positions with cash flows and shows portfolio growth, daily history, cost basis, and gains. · kubera.com, 8 Oct 2026
Performance reporting
Yes · kubera.com, 20 Sept 2026
Product
Kubera is a balance sheet and portfolio tracker for people who manage their own wealth. · kubera.com, 8 Oct 2026
Risk analysis
Yes · kubera.com, 20 Sept 2026
Security
Kubera says data is encrypted at rest on AWS and in transit over HTTPS with HSTS, while its account connections are read-only. · kubera.com, 8 Oct 2026
Support
Black includes priority email support and one-to-one Zoom calls; Kubera says its team replies to customer emails. · kubera.com, 8 Oct 2026
Unconnected accounts
Web Sync can read account information from institutions that do not connect through APIs, and positions can also be entered manually. · kubera.com, 8 Oct 2026

Where Kubera stands on Freedom251

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