No. 169of 181 ·Personal Finance Software

BudgetOS

Web · Self-hosted

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Freedom report

No signalScore 5.1

Runs widely1 of 6 device platforms
DocumentedThinly documented

BudgetOS is ranked #169 of 181 in personal finance software on Freedom251. It runs on Self-hosted, Web.

Compared on personal finance software

Free plan: Yes
Budgeting tools: No
Bill tracking: Yes
Account sync: manual
Report export: Yes

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The record

Purpose: BudgetOS is a self-hosted web application for managing personal finances and tracking accounts, cards, transactions, and reports.
Intended users: The project describes BudgetOS as personal finance management for individuals and families.
Accounts and transactions: It supports checking, savings, investment, and credit card accounts, along with recurring transactions and transaction search and filters.
Bank imports: It imports CSV, Excel, QIF, and OFX/QFX files, with duplicate detection and automatic matching for reconciliation.
Categorization: Customizable rules automatically categorize imported transactions, and payee aliases are learned from imports.
Reports and forecasts: Reports include 12-month income and expense trends, category breakdowns, and balance projections at 30, 60, and 90 days.
Multi-user access: BudgetOS supports multiple users with Super Admin, Admin, and User roles, plus user and group management.
Database options: Documented database backends are SQLite, PostgreSQL, and MariaDB; the README describes SQLite as suited to simple single-user setup and PostgreSQL or MariaDB for production multi-user use.
Deployment: The project recommends Docker deployment and also documents manual installation using Node.js and npm.
Security configuration: The admin guide documents session encryption via a required SESSION_SECRET, bcrypt password hashing configuration, request rate limits, and recommends HTTPS in production.
Import limit: The documented default maximum upload size is 10 MB.
Support: The repository lists GitHub Issues as the place to get help and file issues.
License: The repository lists the PolyForm Noncommercial 1.0.0 license.
Core features: It supports recurring transactions, transaction search and filters, account management, and credit card billing cycles.

Where it ranks on Freedom251

Best Personal Finance Software in 2026#169 of 181

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Sources

github.com/PPCM/BudgetOS· checked 12 Oct 2026
github.com/PPCM/BudgetOS/blob/main/doc/user-guide.· checked 12 Oct 2026
github.com/PPCM/BudgetOS/blob/main/doc/admin-guide· checked 12 Oct 2026