Freedom251 › Personal Finance Software
TallyMint
What TallyMint is
TallyMint is personal finance software that projects bills and paychecks up to 90 days ahead, showing how scheduled activity may affect future balances. It combines cash-flow projections, a bills and income calendar, category budgets, investment tracking, bill and net-worth tracking, account sync, and transaction import. Financial history can be imported from QIF, OFX, or CSV files, and reports can be exported. TallyMint runs on Android, iOS, Linux, macOS, Windows, and the web. TallyMint Web connects through Plaid with read-only access; the Windows app supports optional SimpleFIN or OFX Direct Connect. Windows stores data in an encrypted local file without a cloud account or telemetry, while Web says data is encrypted in transit and at rest and isolated per account. There is no free plan. A Windows trial lasts 30 days and Web trial seven days, without a card; afterward, unlicensed use becomes read-only.
Who it suits
TallyMint suits people who want projected cash flow, budgeting, investment tracking, and bill monitoring across desktop, mobile, or browser platforms. Windows users preferring local storage and Web users wanting cross-device browser access have different options.
What it does well
- Projects bills and paychecks 90 days
- Imports QIF, OFX, and CSV
- Runs on six platform types
- Windows stores encrypted local data
- Trials require no card
What to know first
- No free plan
- Web trial capped at three connections
- Post-trial access becomes read-only
- Windows plan supports Windows 10 and 11
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Web Standard | $9.99 a month, or $89.99 a year · Up to 5 bank connections · Bank connections and investment prices included · Email support | $9.99 a month |
| Web Plus | $14.99 per month, or $134.99 a year · Up to 10 bank connections · Includes Web Standard features · Email support | $14.99 a month |
| Desktop | one-time · Windows 10 and 11 · Up to 3 machine activations · Email support | $59.99, paid once |
As tallymint.app lists them, read 12 Oct 2026. The maker's own page has the final word.
Verdict
TallyMint combines forward-looking cash-flow tools with account connections, imports, and exports across many platforms. Compare local Windows storage with Web access, connection limits, and the paid plan terms before subscribing.
Facts from TallyMint's own pages
- Account sync
- both · tallymint.app, 22 Sept 2026
- After trial
- When a trial ends without a subscription or license, the product goes read-only while users can still view and export their data. · tallymint.app, 12 Oct 2026
- Audience
- The maker describes the desktop app for Windows users who prefer local data and a one-time purchase, and Web for users wanting browser access across devices. · tallymint.app, 12 Oct 2026
- Bill tracking
- Yes · tallymint.app, 22 Sept 2026
- Budgeting tools
- Yes · tallymint.app, 22 Sept 2026
- Compliance
- The maker says it is an independent developer and does not claim audit certifications it has not undergone. · tallymint.app, 12 Oct 2026
- Data import
- It can import financial history from QIF, OFX, or CSV files. · tallymint.app, 12 Oct 2026
- Desktop bank connections
- The Windows app supports SimpleFIN or OFX Direct Connect, which users opt into themselves. · tallymint.app, 12 Oct 2026
- Desktop privacy
- The Windows app stores financial data in an encrypted file on the user's PC and has no cloud account or telemetry. · tallymint.app, 12 Oct 2026
- Features
- It includes cash flow projections, a bills and income calendar, bank sync, category budgets, investment tracking, and transaction import. · tallymint.app, 12 Oct 2026
- Free plan
- No · tallymint.app, 22 Sept 2026
- Net-worth tracking
- Yes · tallymint.app, 22 Sept 2026
- Purpose
- TallyMint is personal finance software that projects bills and paychecks up to 90 days ahead to show future balances. · tallymint.app, 12 Oct 2026
- Report export
- Yes · tallymint.app, 22 Sept 2026
- Support
- The pricing page lists email support, and the site provides [email protected]. · tallymint.app, 12 Oct 2026
- Trial limits
- The Web trial includes bank connections but is capped at three connections. · tallymint.app, 12 Oct 2026
- Trial terms
- The Windows app has a 30-day trial and Web has a 7-day trial; neither trial needs a card. · tallymint.app, 12 Oct 2026
- Web bank connections
- TallyMint Web includes bank connections through Plaid, with read-only access. · tallymint.app, 12 Oct 2026
- Web security
- TallyMint Web says customer data is encrypted in transit and at rest, and isolated per account. · tallymint.app, 12 Oct 2026
Where TallyMint stands on Freedom251
- Personal Finance Software#143 of 181