Freedom251 › Personal Finance Software
Unspent

What Unspent is
Unspent is an iOS app for recording purchases you choose not to make and seeing how those choices accumulate. You can manually log a skipped purchase with an amount and optionally add a category, merchant, or savings goal. The app shows totals and patterns by month, category, merchant, and weekday. Streaks and achievements encourage repeated intentional-spending decisions, while one-tap quick logs speed up entries for purchases you often avoid. Unspent is designed for saving money, reducing impulse purchases, taking on no-buy or low-buy challenges, or building spending awareness without detailed expense tracking. It does not require bank access or import transactions; account sync is manual. The free plan provides core skipped-purchase tracking, while paid plans add allowances and features such as unlimited active goals, quick logs, categories, search and filtering, merchant and weekday insights, and an ad-free experience. Pricing includes a 7-day trial, $2.99 USD monthly billing, and $24.99 USD annually. iOS 15 or later is required.
Who it suits
It suits people tracking avoided purchases rather than maintaining a full budget. The app is aimed at impulse-spending reduction, no-buy challenges, and savings awareness.
What it does well
- Manual skipped-purchase logging
- Shows monthly, category, merchant, and weekday patterns
- Includes streaks and achievements
- Offers one-tap quick logs
- Free plan available
What to know first
- iOS 15 or later required
- No budgeting tools
- No bill tracking or net-worth tracking
- Transactions are not imported from banks
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free | Free to start · Core tools to track skipped purchases; free tier limits not specified | Free |
| Unspent More | billed monthly · Unlimited active goals · 10 quick logs · 20 categories | $2.99 a month |
| Unspent More Annual | Annual US$24.99 · Unlimited active goals · Up to 10 quick logs · Up to 20 categories · Search and filter skips · Merchant and weekday insights · Ad-free experience | $24.99 a year |
| Unspent More Monthly | Monthly US$2.99 · Unlimited active goals · Up to 10 quick logs · Up to 20 categories · Search and filter skips · Merchant and weekday insights · Ad-free experience | $2.99 a month |
As unspent.money lists them, read 9 Oct 2026. The maker's own page has the final word.
Verdict
Unspent takes a narrow approach to money awareness by focusing on purchases you decide against. Its free tier supports the core log, while paid plans expand goals, quick logs, categories, insights, and presentation options.
Facts from Unspent's own pages
- Account deletion
- Users can permanently delete their account in the app, which removes their profile and associated user data. · unspent.money, 9 Oct 2026
- Account sync
- manual · unspent.money, 22 Sept 2026
- Bank connections
- Unspent does not require bank access or import financial transactions; users manually log the skipped purchases they choose to record. · unspent.money, 9 Oct 2026
- Bill tracking
- No · unspent.money, 22 Sept 2026
- Budgeting tools
- No · unspent.money, 22 Sept 2026
- Data collected
- The privacy policy lists email, optional name or nickname, user content, device and app details, and anonymous crash and diagnostic information among the data collected. · unspent.money, 9 Oct 2026
- Free plan
- Yes · unspent.money, 22 Sept 2026
- Habit features
- Streaks and achievements reinforce intentional spending decisions. · unspent.money, 9 Oct 2026
- Insights
- The app shows totals and patterns by month, category, merchant, and weekday. · unspent.money, 9 Oct 2026
- Integrations and providers
- The privacy policy names Supabase, RevenueCat, Apple App Store, Google Sign In, Sign in with Apple, and Google Analytics as third-party providers used to operate the app or measure website usage. · unspent.money, 9 Oct 2026
- Logging
- Users can record a skipped purchase with an amount and optional category, merchant, or savings goal. · unspent.money, 9 Oct 2026
- Mobile apps
- ios · unspent.money, 22 Sept 2026
- Net-worth tracking
- No · unspent.money, 22 Sept 2026
- Platform requirement
- The App Store listing says the app requires iOS 15.0 or later. · apps.apple.com, 9 Oct 2026
- Quick logs
- Users can create one-tap quick logs for purchases they often choose to avoid. · unspent.money, 9 Oct 2026
- Security and privacy
- The privacy policy says Unspent uses reasonable administrative, technical, and organizational safeguards and does not sell personal information to third parties. · unspent.money, 9 Oct 2026
- Paid from
- 2.99 · unspent.money, 22 Sept 2026
- Support
- The maker invites users to contact them about interviews, product information, assets, or collaborations. · unspent.money, 9 Oct 2026
- What it does
- Unspent tracks purchases users choose not to make and shows how those decisions add up over time. · unspent.money, 9 Oct 2026
- Who it is for
- Unspent is designed for people trying to save money, reduce impulse purchases, take on no-buy or low-buy challenges, or build spending awareness without detailed expense tracking. · unspent.money, 9 Oct 2026
Where Unspent stands on Freedom251
- Personal Finance Software#139 of 181