No. 123of 181 ·Personal Finance Software

Unspent

iPhone· paid plans from $2.08/mo

Freedom report

Two barsScore 6.0

Free tierA free tier is on its own pricing page
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

Unspent is ranked #123 of 181 in personal finance software on Freedom251. It runs on iOS. There is a free plan. A free trial is offered. Paid plans start at $2.08/mo.

Unspent plans and pricing

All plans

Free Free Free to start Core tools to track skipped purchases; free tier limits not specified unspent.money · 9 Oct 2026

Unspent More $2.99/mo billed monthly Unlimited active goals · 10 quick logs · 20 categories unspent.money · 22 Sept 2026

Unspent More Monthly $2.99/mo Monthly US$2.99 Unlimited active goals · Up to 10 quick logs · Up to 20 categories · Search and filter skips · Merchant and weekday insights · Ad-free experience unspent.money · 9 Oct 2026

Unspent More Annual $24.99/yr Annual US$24.99 Unlimited active goals · Up to 10 quick logs · Up to 20 categories · Search and filter skips · Merchant and weekday insights · Ad-free experience unspent.money · 9 Oct 2026

Compared on personal finance software

Free plan: Yes
Paid from: $2.99/mo
Budgeting tools: No
Bill tracking: No
Net-worth tracking: No
Account sync: manual
Mobile apps: ios

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The record

What it does: Unspent tracks purchases users choose not to make and shows how those decisions add up over time.
Logging: Users can record a skipped purchase with an amount and optional category, merchant, or savings goal.
Insights: The app shows totals and patterns by month, category, merchant, and weekday.
Habit features: Streaks and achievements reinforce intentional spending decisions.
Quick logs: Users can create one-tap quick logs for purchases they often choose to avoid.
Who it is for: Unspent is designed for people trying to save money, reduce impulse purchases, take on no-buy or low-buy challenges, or build spending awareness without detailed expense tracking.
Bank connections: Unspent does not require bank access or import financial transactions; users manually log the skipped purchases they choose to record.
Integrations and providers: The privacy policy names Supabase, RevenueCat, Apple App Store, Google Sign In, Sign in with Apple, and Google Analytics as third-party providers used to operate the app or measure website usage.
Data collected: The privacy policy lists email, optional name or nickname, user content, device and app details, and anonymous crash and diagnostic information among the data collected.
Security and privacy: The privacy policy says Unspent uses reasonable administrative, technical, and organizational safeguards and does not sell personal information to third parties.
Account deletion: Users can permanently delete their account in the app, which removes their profile and associated user data.
Support: The maker invites users to contact them about interviews, product information, assets, or collaborations.
Platform requirement: The App Store listing says the app requires iOS 15.0 or later.
Price from: $2.08/mo

Where it ranks on Freedom251

Best Personal Finance Software in 2026#123 of 181

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Sources

unspent.money· checked 9 Oct 2026
unspent.money/privacy· checked 9 Oct 2026
unspent.money/about/· checked 9 Oct 2026
apps.apple.com/us/app/unspent-no-spend-tracker/id67576· checked 9 Oct 2026