Side by side

Pennies vs Unspent

Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Unspent takes a narrow approach to money awareness by focusing on purchases you decide against. Its free tier supports the core log, while paid plans expand goals, quick logs, categories, insights, and presentation options.

Visit Unspent

The facts

	Pennies	Unspent
Free plan	Yes	Yes
Open source	Not published	Not published
Runs on	iPhone	iPhone
Lowest paid plan	Free or on request	Unspent More Annual: $24.99 a year
Plans published	4	4
Maker	Not published	Not published
Website	getpennies.com	unspent.money
On personal finance software	#135 of 181	#139 of 181

Pennies: what it does well

Unspent: what it does well

Manual skipped-purchase logging
Shows monthly, category, merchant, and weekday patterns
Includes streaks and achievements
Offers one-tap quick logs
Free plan available

What to know first

iOS 15 or later required
No budgeting tools
No bill tracking or net-worth tracking
Transactions are not imported from banks

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