HQ Wealth is web-based accounting software for tracking crypto and other assets in a double-entry book. Its stated coverage includes cash, equities, property, crypto, banks, brokerages, wallets, and exchanges, with support for 32 EVM chains and 25 exchange integrations. It tracks FIFO, LIFO, and HIFO cost basis and lets users model disposals before trading. Imported movements are checked against chain state, exchange balances or CSV statements, and bank feeds; unmatched entries enter a reconciliation queue. It flags scam and airdrop tokens and can pair internal transfers automatically. Reports include jurisdiction-aware tax packs for 12 countries and IFRS-style ledgers, trial balances, and account reports. HQ FS says postings are timestamped and immutable, with edits recorded in an audit log. Wallet connections use signed ownership messages, while exchange keys must be read-only; the company says it does not receive private keys. HQ Wealth does not execute trades or hold cryptocurrency, and HQ FS describes it as software rather than a bank, broker, custodian, exchange, or licensed financial adviser. The free plan includes one portfolio, 12 templates, five on-chain scans per portfolio each month, one 10-item watchlist, and a watermarked tax extract.
Who it is for
HQ Wealth is intended for investors, families, and accountants managing records across crypto and other asset types. Its tax and accounting outputs may suit users who need jurisdiction-aware reports or IFRS-style statements.
What is good
- Single double-entry book covers crypto and non-crypto assets.
- Tracks FIFO, LIFO, and HIFO cost basis.
- Reconciliation checks imported movements against multiple records.
- Tax packs cover 12 countries.
- Wallet links use signed ownership messages; exchange keys are read-only.
What to know first
- Free plan includes only one portfolio.
- Free plan provides a watermarked tax extract.
- HQ Wealth does not execute trades or hold cryptocurrency.
- Paid API-call options start at $25.00 USD per once.
Verdict
HQ Wealth combines asset accounting, reconciliation, cost-basis tracking, and tax outputs in a web product. Its free plan is limited, and it does not execute trades or hold cryptocurrency.
HQ Wealth plans and pricing
All plansCompared on crypto accounting software
- Free plan
- Yes
- Default cost basis
- fifo
- Wallet imports
- Yes
- Exchange imports
- Yes
- Tax-lot tracking
- Yes
- Accounting exports
- Yes
