Freedom251 › Personal Finance Software
Fina Money
by Fina Money
What Fina Money is
Fina Money is a web-based finance tracker for personal and business finances. It combines budgeting, bill tracking, net-worth tracking, account syncing, and report export. Users can securely link bank accounts for automatic updates, while AI categorizes transactions and allows custom categories and rules. Personal, family, and business finances can be kept in separate profiles and viewed together. Fina supports formula-based custom metrics, multiple budgets, and financial plans with custom time ranges. Shared access, pages, and reports let partners or clients use separate logins. The Free plan costs nothing and includes one personal finance portfolio, fast manual entry, smart AI categorization, unlimited custom templates, and Fina AI. Premium costs $8.25 a month billed yearly or $12 a month billed monthly. Business costs $20 a month billed yearly or $25 a month billed monthly, adding invoices, Stripe payments, bookkeeping, customer tracking, and financial statements.
Who it suits
Fina Money suits individuals, families, partners, and small businesses or freelancers managing finances online. Separate profiles and shared access support mixed personal and business use.
What it does well
- Free personal finance plan
- AI transaction categorization with custom rules
- Separate personal, family, and business profiles
- Formula-based custom metrics
- Business bookkeeping and invoice tools
What to know first
- Business features require a paid plan
- Bank connections use partner APIs
- Web platform only
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free | $0/m Billed Monthly; $0/m Billed Yearly · 1 Personal Finance Portfolio · Fast Manual Entry · Smart AI Categorization · Unlimited Custom Templates · Fina AI | Free |
| Premium | $8.25/m Billed Yearly; $12/m Billed Monthly · Unlimited Bank Connections · Multiple Custom Portfolios · Unlimited Custom Templates · Smart AI Categorization · Multiple Currencies · Partner Collaboration | $8.25 a month |
| Business | $20/m Billed Yearly; $25/m Billed Monthly · All Premium Features Included · Automated Invoice Management · Stripe Payments · Customer Account Tracking · Double-Entry Bookkeeping · Balance Sheet and P&L Reports | $20 a month |
As fina.money lists them, read 12 Oct 2026. The maker's own page has the final word.
Verdict
Fina Money covers everyday personal tracking and extends into business finance on its Business tier. Its free portfolio provides a starting point, while paid plans add broader connections, collaboration, and accounting tools.
Facts from Fina Money's own pages
- Account security
- Fina says it moved account creation behind its own API and added reCAPTCHA and server-side controls after an account-creation abuse incident. · fina.money, 12 Oct 2026
- Account sync
- both · fina.money, 22 Sept 2026
- Bank connection partners
- Fina's founder says bank connections are provided through partner APIs, naming Plaid and MoneyKit. · fina.money, 12 Oct 2026
- Bank syncing
- Fina says users can securely link bank accounts to keep finances updated automatically. · fina.money, 12 Oct 2026
- Bill tracking
- Yes · fina.money, 22 Sept 2026
- Budgeting tools
- Yes · fina.money, 22 Sept 2026
- Business tools
- The Business tier includes invoice management, double-entry bookkeeping, customer records, Stripe payments, and financial statements. · fina.money, 12 Oct 2026
- Categorization
- Fina uses AI to categorize transactions and lets users customize categories and rules. · fina.money, 12 Oct 2026
- Collaboration
- Fina supports shared access, pages, and reports with separate logins for partners or clients. · fina.money, 12 Oct 2026
- Company history
- Fina says it was founded in 2023 by a team of high-tech software engineers. · fina.money, 12 Oct 2026
- Founded
- 2023 · fina.money, 28 Sept 2026
- Free plan
- Yes · fina.money, 22 Sept 2026
- Google Sheets
- The Free plan lists transactions in Google Sheets. · fina.money, 12 Oct 2026
- Intended users
- Fina says its Business tier is built for small businesses and freelancers. · fina.money, 12 Oct 2026
- Metrics and budgets
- Users can build formula-based custom metrics and create multiple budgets and financial plans with custom time ranges. · fina.money, 12 Oct 2026
- Net-worth tracking
- Yes · fina.money, 22 Sept 2026
- Product
- Fina describes itself as a flexible finance tracker for personal and business finances. · fina.money, 12 Oct 2026
- Profiles
- Users can manage personal, family, and business finances in separate profiles and view them together. · fina.money, 12 Oct 2026
- Report export
- Yes · fina.money, 22 Sept 2026
- Support
- Fina lists [email protected] as its support contact. · fina.money, 12 Oct 2026
Where Fina Money stands on Freedom251
- Personal Finance Software#60 of 181