PocketVault Finance

Free plan iPhoneAndroid

Visit PocketVault Finance Alternatives Pricing

What PocketVault Finance is

PocketVault Finance is a personal finance app for iOS and Android with budgeting, bill tracking, and net-worth tools. The free plan covers budgets, goals, investments, loans, bills, and net worth, along with budget rollover and bill reminders. Account updates are manual, and you can use manual imports and export reports as PDF or CSV. Free users also receive on-device AI chat plus encrypted backup, restore, and data export. The Free plan is billed free forever. Premium costs $4.99 a month and adds recurring charge detection, insights, spending forecasts, subscription review, and payoff scenarios; it includes the Free features and can be canceled whenever you like. Premium Lifetime is listed at $129 a month as a one-time payment with no renewal, including everything in Premium. PocketVault’s account sync is manual rather than automatic, so maintaining current data depends on the user’s updates and imports.

Who it suits

It suits mobile users who want budgeting and financial tracking on iOS or Android while entering or importing account data manually. The free tier fits people who need core planning and export tools without a subscription.

What it does well

Free plan billed forever
Budgets, bills, and net-worth tracking
Manual PDF and CSV report export
Encrypted backup and data export
Premium adds forecasts and payoff scenarios

What to know first

Account sync is manual
Premium costs $4.99 a month
Premium Lifetime is listed at $129 a month
No automatic account updates listed

Plans

Plan	Billed and limits	Price
Free	Free forever · Budgets, goals, investments, loans, bills, and net worth · On-device AI chat · Budget rollover and bill reminders · PDF, CSV, and manual import · Encrypted backup, restore, and data export	Free
Premium	Cancel whenever you like · Everything in Free · Recurring charge detection · Insights and spending forecasts · Subscription review · Payoff scenarios	$4.99 a month
Premium Lifetime	One-time payment, no renewal · Everything in Premium · No recurring renewal	$129 a month

As pocketvault.finance lists them, read 22 Sept 2026. The maker's own page has the final word.

Verdict

PocketVault Finance provides a broad free planning set across both major mobile platforms. Premium adds analysis features, while manual synchronization remains the main workflow limitation.

Facts from PocketVault Finance's own pages

Account sync: manual · pocketvault.finance, 22 Sept 2026
Bill tracking: Yes · pocketvault.finance, 22 Sept 2026
Budgeting tools: Yes · pocketvault.finance, 22 Sept 2026
Free plan: Yes · pocketvault.finance, 22 Sept 2026
Mobile apps: both · pocketvault.finance, 22 Sept 2026
Net-worth tracking: Yes · pocketvault.finance, 22 Sept 2026
Report export: Yes · pocketvault.finance, 22 Sept 2026
Paid from: 4.99 · pocketvault.finance, 22 Sept 2026

Where PocketVault Finance stands on Freedom251

Personal Finance Software#61 of 181