No. 57of 181 ·Personal Finance Software

mybudgetpal

Web · Android · iPhone

Freedom report

Three barsScore 7.1

Free tierA free tier is on its own pricing page
Runs widely3 of 6 device platforms
DocumentedPlans, terms and facts published

mybudgetpal is ranked #57 of 181 in personal finance software on Freedom251. It runs on Android, iOS, Web. There is a free plan.

mybudgetpal plans and pricing

All plans

mybudgetpal Free Free budgeting tool; bank transaction data refreshes every 24 hours booster.co.nz · 12 Oct 2026

Compared on personal finance software

Free plan: Yes
Budgeting tools: Yes
Bill tracking: Yes
Net-worth tracking: Yes
Account sync: both
Mobile apps: both

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The record

Purpose: mybudgetpal connects to bank accounts to track spending and help users plan their financial future.
Intended users: Booster says the tool was designed and built for Kiwis and is available to Booster members and non-members.
Automatic categorisation: It syncs bank accounts and automatically sorts transactions into expense categories.
Budgeting: Users can set spending limits by expense category and review spending habits over time.
Budget calendar: The calendar lets users schedule bills and expenses and set due-date or event reminders.
Bank connection: Booster says bank transaction data is provided through Yodlee and refreshed in mybudgetpal every 24 hours.
Manual imports: Users who cannot sync a bank account can add accounts or transactions manually or upload transaction data as a CSV file.
Platform access: Users must sign up on desktop; after sign-up they can access mybudgetpal through the BoosterNZ app, though Booster recommends desktop because functionality is optimised for it.
Savvy limitation: Savvy does not support direct bank feeds into mybudgetpal, so Savvy transactions must be uploaded as a CSV.
Security and storage: Booster says transactional data is stored in a separate purpose-built database without personally identifiable information and is transferred over HTTPS.
Bank credentials: Booster says only Yodlee can access bank-linking credentials, which are encrypted and stored in Yodlee’s system.
Category limit: The FAQ says transaction categories are automatically assigned and cannot be changed manually, though users can add tags for reports.
Support: Booster offers phone support at 0800 336 338, Monday to Friday from 8am to 8pm.
Company: Booster is a New Zealand-owned and operated financial services company based in Wellington and says it has been looking after Kiwis’ money since 1998.
Price from: Free

Where it ranks on Freedom251

Best Personal Finance Software in 2026#57 of 181

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Sources

booster.co.nz/products-services/mybudgetpal· checked 12 Oct 2026
booster.co.nz/products-services/mybudgetpal/faqs· checked 12 Oct 2026
booster.co.nz/why-booster/about-us· checked 12 Oct 2026