Freedom251 › Personal Finance Software
Neontra
What Neontra is
Neontra is a personal finance platform that brings accounts and financial information together for tracking spending, investments, property, vehicles, debt, and net worth. It offers automatic account syncing, budgeting, bill tracking, and access through web, Android, and iOS apps. Neontra says it connects US and Canadian banks through Plaid, Flinks, and Wealthica, while CSV and OFX imports are also supported. The service handles 46 currencies and provides 25 years of historical exchange rates. Users can set category budgets and review performance over biweekly, monthly, quarterly, or yearly periods. Investment views cover stocks, ETFs, funds, fixed income, and crypto. Planning tools support goals such as a car, vacation, home, or retirement. Families can share accounts. Neontra says it is SOC 2 compliant, audited by BDO, and does not sell or share user data.
Who it suits
It suits individuals or families wanting one dashboard for budgets, bills, investments, and net worth. Users in the United States or Canada can connect supported financial institutions.
What it does well
- Tracks spending, assets, debt, and net worth
- Supports Android, iOS, and web
- Handles 46 currencies
- Offers CSV and OFX imports
- Includes family account sharing
What to know first
- Free connected accounts stop syncing after trial
- Bank connections target US and Canadian institutions
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free | billed monthly · Personal finance dashboard · Budgeting and account tracking | Free |
| Premium | $99 / year; annual and monthly plans available. Annual saves 30% compared to monthly at $12 / month. · Unlimited financial institution connections · Premium support · Ad free · App Store, Play Store and Web Apps | $99 a year |
| Free (Limited) | Manual account tracking · App Store, Play Store and Web Apps · Knowledge Centre | On request |
As neontra.com lists them, read 24 Sept 2026. The maker's own page has the final word.
Verdict
Neontra covers broad personal-finance tracking with budgeting, investments, planning, and family sharing. Review the post-trial connection limits if you need automatic updates on the Free plan.
Facts from Neontra's own pages
- Account connections
- Neontra says it connects US and Canadian banks through Plaid, Flinks, and Wealthica, and supports CSV or OFX imports. · neontra.com, 12 Oct 2026
- Account sync
- automatic · neontra.com, 24 Sept 2026
- Bill tracking
- Yes · neontra.com, 24 Sept 2026
- Budgeting
- Users can set category budget targets and view performance biweekly, monthly, quarterly, or yearly. · neontra.com, 12 Oct 2026
- Budgeting tools
- Yes · neontra.com, 24 Sept 2026
- Family use
- Neontra says account sharing gives a family a single view of its finances. · neontra.com, 12 Oct 2026
- Financial planning
- Its planning tools project a user's financial future and support planning for milestones such as buying a car, vacation, a home, and retirement. · neontra.com, 12 Oct 2026
- Free plan
- Yes · neontra.com, 24 Sept 2026
- Free tier limitation
- After a Premium trial ends without a subscription, the account moves to the Free Plan and connected accounts remain accessible but stop connecting to financial institutions. · neontra.com, 12 Oct 2026
- Investment tracking
- Neontra says it can track stocks, ETFs, funds, fixed income, and crypto by performance, asset class, currency, sector, or jurisdiction. · neontra.com, 12 Oct 2026
- Mobile apps
- both · neontra.com, 24 Sept 2026
- Multi-currency
- The features page says Neontra supports 46 currencies and provides 25 years of historical exchange rates. · neontra.com, 12 Oct 2026
- Net-worth tracking
- Yes · neontra.com, 24 Sept 2026
- Personal finance platform
- Neontra brings accounts and financial data together to track spending, investments, real estate, vehicles, debt, and net worth. · neontra.com, 12 Oct 2026
- Platforms
- Neontra offers native iPhone and iPad apps, an Android app, and a web app accessible in a browser. · neontra.com, 12 Oct 2026
- Privacy
- The security page says Neontra will not share or sell user data or provide third-party access to it. · neontra.com, 12 Oct 2026
- Security
- Neontra says it is SOC 2 compliant, audited by BDO, and does not store sensitive data such as passwords or account numbers. · neontra.com, 12 Oct 2026
- Support
- Neontra directs users with unanswered questions to [email protected]. · neontra.com, 12 Oct 2026
Where Neontra stands on Freedom251
- Personal Finance Software#53 of 181