No. 34of 181 ·Personal Finance Software

BudgetBuddie

Web · Android · iPhone· paid plans from $9.50/mo

Freedom report

Three barsScore 7.1

Free tierA free tier is on its own pricing page
Runs widely3 of 6 device platforms
DocumentedPlans, terms and facts published

BudgetBuddie is ranked #34 of 181 in personal finance software on Freedom251, made by BudgetBuddie (New Plymouth, New Zealand). It runs on Android, iOS, Web. There is a free plan. A free trial is offered. Paid plans start at $9.50/mo.

BudgetBuddie plans and pricing

All plans

Free Free dashboard · budget · money insights · 1 goal · view transactions and accounts · no bank connections budgetbuddie.com · 11 Oct 2026

Basic $9.50/mo per month dashboard · budget · 2 goals · accounts · 6 months of transactions · 2 connections budgetbuddie.com · 11 Oct 2026

Standard $10.35/mo per month dashboard · budget · cashflow · 4 goals · 5 connections budgetbuddie.com · 11 Oct 2026

Pro per month; first 12 months 25% off full feature access · dashboard · budget · cashflow · goals · net worth · retirement planner · unlimited connections budgetbuddie.com · 11 Oct 2026

14 day free trial Free 14 days Pro features · dashboard · budget · cashflow · goals · net worth · unlimited connections budgetbuddie.com · 11 Oct 2026

Pro $138103.50/yr per year; first 12 months 25% off full feature access · dashboard · budget · cashflow · goals · net worth · retirement planner · unlimited connections budgetbuddie.com · 11 Oct 2026

Compared on personal finance software

Free plan: Yes
Budgeting tools: Yes
Net-worth tracking: Yes
Account sync: automatic
Mobile apps: android

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The record

Purpose: BudgetBuddie brings budgeting, spending tracking, net worth, goals, and calculators together in one personal finance app built for New Zealand.
Budgeting: Budgets can be weekly, fortnightly, monthly, or custom, with budget tracking and forecasting.
Money insights: Money Insights shows expense and income trends and lets users break spending down by category and subcategory.
Financial tracking: The app includes cashflow forecasting, net worth tracking, savings goals, and a retirement planner.
Integrations: BudgetBuddie connects with New Zealand banks, KiwiSaver providers, and investment platforms through Akahu.
Connected providers: Listed providers include ANZ, ASB, BNZ, Kiwibank, Westpac, Sharesies, Hatch, and Wise.
Read-only feeds: Connected financial account feeds are read-only and can display transactions and balances but cannot move or alter accounts.
Data security: BudgetBuddie says data is protected in transit with HTTPS and TLS and stored on AWS with AES-256 encryption at rest.
Credentials: BudgetBuddie says it never stores or directly accesses banking credentials, which are handled by Akahu.
Account protection: The service offers two-factor authentication and says security audits and penetration tests are conducted.
Payments: BudgetBuddie says it does not store credit card details and processes payments through Stripe.
Support: The site lists [email protected] as its support email and links to a help centre.
Cancellation: Users can cancel from account settings, with access continuing until the end of the billing period.
Intended audience: The company says it built BudgetBuddie to help Kiwis move from earning and spending toward saving and investing, from their first paycheck to retirement.
Price from: $9.50/mo

Where it ranks on Freedom251

Best Personal Finance Software in 2026#34 of 181

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Sources

budgetbuddie.com· checked 11 Oct 2026
budgetbuddie.com/features· checked 11 Oct 2026
budgetbuddie.com/about· checked 11 Oct 2026
budgetbuddie.com/integrations· checked 11 Oct 2026
budgetbuddie.com/security· checked 11 Oct 2026
budgetbuddie.com/pricing-plans· checked 11 Oct 2026