Freedom251 › Personal Finance Software
BudgetBuddie
by BudgetBuddie
What BudgetBuddie is
BudgetBuddie is a personal finance app built for New Zealand, combining budgeting, spending insights, net-worth tracking, goals and calculators. Budgets can be weekly, fortnightly, monthly or custom, with tracking and forecasting. Money Insights shows income and expense trends by category and subcategory. The app also includes cashflow forecasting, savings goals, net-worth tracking and a retirement planner. Through Akahu, it connects with New Zealand banks, KiwiSaver providers and investment platforms, including ANZ, ASB, BNZ, Kiwibank, Westpac, Sharesies, Hatch and Wise. Connected feeds are read-only, showing transactions and balances without changing accounts. The Free plan costs nothing and has no bank connections. Basic costs $9.50 a month, and Standard costs $10.35 a month. BudgetBuddie is available on Android, iOS and the web.
Who it suits
BudgetBuddie suits people in New Zealand who want budgeting, spending analysis, account syncing and net-worth tools together. It is also aimed at users planning from their first paycheck through retirement.
What it does well
- Flexible budgeting schedules
- Net-worth and retirement planning
- Automatic account sync
- Read-only connected account feeds
- Free plan available
What to know first
- Free plan has no bank connections
- Connected feeds cannot move money
- Akahu handles account connections
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free | dashboard · budget · money insights · 1 goal · view transactions and accounts · no bank connections | Free |
| Basic | per month · dashboard · budget · 2 goals · accounts · 6 months of transactions · 2 connections | $9.50 a month |
| Standard | per month · dashboard · budget · cashflow · 4 goals · 5 connections | $10.35 a month |
| Pro | per month; first 12 months 25% off · full feature access · dashboard · budget · cashflow · goals · net worth · retirement planner · unlimited connections | On request |
| 14 day free trial | 14 days · Pro features · dashboard · budget · cashflow · goals · net worth · unlimited connections | Free |
| Pro | per year; first 12 months 25% off · full feature access · dashboard · budget · cashflow · goals · net worth · retirement planner · unlimited connections | On request |
As budgetbuddie.com lists them, read 11 Oct 2026. The maker's own page has the final word.
Verdict
BudgetBuddie combines budgeting, financial insights and long-term planning with New Zealand provider connections. Compare the connection and goal limits on paid plans, and note that connected feeds are read-only.
Facts from BudgetBuddie's own pages
- Account protection
- The service offers two-factor authentication and says security audits and penetration tests are conducted. · budgetbuddie.com, 11 Oct 2026
- Account sync
- automatic · budgetbuddie.com, 22 Sept 2026
- Budgeting
- Budgets can be weekly, fortnightly, monthly, or custom, with budget tracking and forecasting. · budgetbuddie.com, 11 Oct 2026
- Budgeting tools
- Yes · budgetbuddie.com, 22 Sept 2026
- Cancellation
- Users can cancel from account settings, with access continuing until the end of the billing period. · budgetbuddie.com, 11 Oct 2026
- Connected providers
- Listed providers include ANZ, ASB, BNZ, Kiwibank, Westpac, Sharesies, Hatch, and Wise. · budgetbuddie.com, 11 Oct 2026
- Credentials
- BudgetBuddie says it never stores or directly accesses banking credentials, which are handled by Akahu. · budgetbuddie.com, 11 Oct 2026
- Data security
- BudgetBuddie says data is protected in transit with HTTPS and TLS and stored on AWS with AES-256 encryption at rest. · budgetbuddie.com, 11 Oct 2026
- Financial tracking
- The app includes cashflow forecasting, net worth tracking, savings goals, and a retirement planner. · budgetbuddie.com, 11 Oct 2026
- Founded
- 2022 · budgetbuddie.com, 28 Sept 2026
- Free plan
- Yes · budgetbuddie.com, 22 Sept 2026
- Headquarters
- New Plymouth, New Zealand · budgetbuddie.com, 28 Sept 2026
- Integrations
- BudgetBuddie connects with New Zealand banks, KiwiSaver providers, and investment platforms through Akahu. · budgetbuddie.com, 11 Oct 2026
- Intended audience
- The company says it built BudgetBuddie to help Kiwis move from earning and spending toward saving and investing, from their first paycheck to retirement. · budgetbuddie.com, 11 Oct 2026
- Mobile apps
- android · budgetbuddie.com, 22 Sept 2026
- Money insights
- Money Insights shows expense and income trends and lets users break spending down by category and subcategory. · budgetbuddie.com, 11 Oct 2026
- Net-worth tracking
- Yes · budgetbuddie.com, 22 Sept 2026
- Payments
- BudgetBuddie says it does not store credit card details and processes payments through Stripe. · budgetbuddie.com, 11 Oct 2026
- Purpose
- BudgetBuddie brings budgeting, spending tracking, net worth, goals, and calculators together in one personal finance app built for New Zealand. · budgetbuddie.com, 11 Oct 2026
- Read-only feeds
- Connected financial account feeds are read-only and can display transactions and balances but cannot move or alter accounts. · budgetbuddie.com, 11 Oct 2026
- Support
- The site lists [email protected] as its support email and links to a help centre. · budgetbuddie.com, 11 Oct 2026
Where BudgetBuddie stands on Freedom251
- Personal Finance Software#51 of 181