Freedom251 › Personal Finance Software
Hundo
What Hundo is
Hundo is a personal finance app for tracking spending, budgets, bills, and net worth on iOS or the web. It combines cash, cards, investments, crypto, gold, property, vehicles, loans, and IOUs into one net-worth figure. Accounts are updated manually; you can enter transactions or import CSV, TSV, and Excel files with column mapping and duplicate detection. Transaction drafts can come from text, receipt photos, forwarded receipt emails, forms, or AI prompts, but require approval before ledger entry. Budgets can be weekly or monthly, use different currencies, and update from categorized transactions. Hundo says it supports over 160 currencies. The free plan includes unlimited accounts, assets, transactions, budgets, and reports. Pro starts at $36 a year, adding AI chat, capture tools, saved insights, and external AI connections.
Who it suits
Hundo suits people who want manual control over spending, budgets, and varied assets across currencies. It is useful for users comfortable entering or importing their own financial data.
What it does well
- Tracks many asset types
- Supports over 160 currencies
- CSV, TSV, and Excel import
- Free plan has unlimited transactions
- AI drafts require approval
What to know first
- No bank connections
- Manual account syncing
- Free assistant limited to five questions
- No free trial
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free | $0 forever · Unlimited accounts & assets · Unlimited transactions · Budgets · Net worth across currencies · IOUs, splits & reports | Free |
| Pro | Pay what you want; $36 minimum · AI chat · Receipt and voice capture · Receipt email import · Saved insights · Connect external AI through MCP | $36 a year |
| Pro · yearly · pay what you want | $36 minimum; $72 suggested; billed once a year · AI chat · Receipt and voice capture · Receipt import · Saved insights · AI connections · Collectibles valuation | $36 a year |
| Pro · monthly | $8/month, fixed · Same features as yearly Pro | $8 a month |
As hundo.finance lists them, read 11 Oct 2026. The maker's own page has the final word.
Verdict
Hundo offers broad net-worth and budgeting coverage with manual data entry and a permanent free tier. Pro adds capture and AI features for users who want more automation without giving the assistant direct ledger control.
Facts from Hundo's own pages
- Account sync
- manual · hundo.finance, 22 Sept 2026
- AI integrations
- Its remote MCP server connects to Claude, ChatGPT, Cursor, OpenClaw, Hermes, or other compatible MCP clients using OAuth 2.1. · hundo.finance, 11 Oct 2026
- AI safeguards
- The assistant proposes changes for user approval; it does not write changes to the ledger on its own. · hundo.finance, 11 Oct 2026
- Assets and accounts
- It tracks cash, cards, investments, crypto, gold, property, vehicles, loans, and IOUs in a combined net worth figure. · hundo.finance, 11 Oct 2026
- Bank connections
- Hundo does not connect to banks; users enter transactions themselves or import statement data. · hundo.finance, 11 Oct 2026
- Bill tracking
- Yes · hundo.finance, 22 Sept 2026
- Budgeting tools
- Yes · hundo.finance, 22 Sept 2026
- Budgets
- Budgets can be weekly or monthly, use their own currencies, and update from categorized transactions. · hundo.finance, 11 Oct 2026
- Currencies
- Hundo says it supports over 160 currencies and uses the exchange rate for the transaction date. · hundo.finance, 11 Oct 2026
- Expense entry
- Transactions can be drafted from typed text, receipt photos, forwarded receipt emails, forms, and AI prompts, and require approval before being added. · hundo.finance, 11 Oct 2026
- Free assistant limit
- A free account can ask the assistant five questions before Pro is required. · hundo.finance, 11 Oct 2026
- Free plan
- Yes · hundo.finance, 22 Sept 2026
- Import
- Hundo imports CSV, TSV, and Excel files, with column mapping and duplicate-row detection. · hundo.finance, 11 Oct 2026
- Mobile support
- Hundo is an installable web app with no app-store app; receipt sharing is supported from the iOS Share Sheet. · hundo.finance, 11 Oct 2026
- Net-worth tracking
- Yes · hundo.finance, 22 Sept 2026
- Product
- Hundo is a personal finance app for tracking spending, budgets, and net worth in one place. · hundo.finance, 11 Oct 2026
- Security and privacy
- Hundo says it does not sell personal data, and users can request account and data deletion by email. · hundo.finance, 11 Oct 2026
- Support
- Users can contact Hundo through its contact page; the FAQ says data deletion requests can be emailed. · hundo.finance, 11 Oct 2026
Where Hundo stands on Freedom251
- Personal Finance Software#50 of 181