No. 18 of 70 ·Bank Connectivity Software

Enable Banking

Web · Self-hosted · API

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Freedom report

One barScore 5.4

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

Enable Banking is ranked #18 of 70 in bank connectivity software on Freedom251. It runs on API, Self-hosted, Web.

Enable Banking plans and pricing

All plans

Volume-based API pricing Not published Monthly; pricing depends on connected bank accounts and successfully initiated payments; minimum monthly invoicing applies. Per connected account per month · Per successfully initiated payment · Minimum monthly invoice enablebanking.com · 9 Oct 2026

Compared on bank connectivity software

Bank/institution count: 2,700 banks
Supported data types: account information, balances, transactions, payment details
Connection methods: PSD2/Open Banking APIs, bank authorisation redirects, sandbox/mock ASPSP connections
Refresh frequency: real_time

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The record

Product: Enable Banking provides one PSD2-compliant API for account information and payment initiation across more than 2,700 banks in 30 European countries.
Data access: The API supports business and personal accounts and provides real-time account information and payment initiation.
Use cases: The company describes use cases including invoicing, automated bookkeeping, credit risk assessment, loyalty programs, onboarding, and payments.
Developer resources: The documentation includes a quick start, API reference, sandbox guidance, UI widgets, a control panel guide, FAQs, market specifics, and code samples.
TPP infrastructure: Licensed companies can delegate PSD2 API integration, development, and maintenance to Enable Banking through its TPP Infrastructure as a Service.
Payment support: The service supports bulk SEPA and domestic payments, standing orders with custom execution schedules, and country-specific methods such as Swedish BankGiro.
Coverage: Enable Banking says its API connects to more than 2,700 banks across 30 European countries.
Security and privacy: The company says it uses official PSD2 APIs and does not sell or monetise customers’ data.
Compliance: Enable Banking states that it is ISO/IEC 27001 certified and provides PSD2-compliant access without screen scraping or reverse engineering.
Infrastructure: The TPP service offers a dedicated single-tenant environment and eIDAS certificate handling through Cloud HSM in AWS or GCP, or its open-source eIDAS broker.
Fees: For its TPP infrastructure, fees are incurred for successfully initiated payments and accessible accounts; the page does not state prices.
Support: Enable Banking says its open banking specialists support customers from integration through ongoing operations.
Regulatory status: Enable Banking Oy identifies itself as a registered Account Information Service Provider regulated by the Finnish Financial Supervisory Authority.
Customers: The company says it serves organisations including financial institutions, ERP providers, and loyalty programs.

Where it ranks on Freedom251

Best Bank Connectivity Software in 2026#18 of 70

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Sources

enablebanking.com· checked 9 Oct 2026
enablebanking.com/about· checked 9 Oct 2026
enablebanking.com/docs/· checked 9 Oct 2026
enablebanking.com/tpp-infrastructure· checked 9 Oct 2026
enablebanking.com/docs/faq/· checked 9 Oct 2026
enablebanking.com/knowledge-base· checked 9 Oct 2026
enablebanking.com/docs/tpp/operational-risk-management/· checked 9 Oct 2026