Side by side
Enable Banking vs Lunch Flow Platform API
Both stand on bank connectivity software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid APISelf-hostedWeb
Enable Banking offers broad European bank connectivity with account data and payment capabilities. Organisations should confirm licensing, bank-specific access, and pricing for their intended use.
Visit Enable Banking Free trial APIWeb
Lunch Flow Platform API offers broad financial connectivity with normalized, read-only data and several integration choices. It is paid, with usage-based payment or end-user billing and a seven-day trial.
Visit Lunch Flow Platform APIThe facts
| Enable Banking | Lunch Flow Platform API | |
|---|---|---|
| Free plan | Not published | A free trial |
| Open source | Not published | Not published |
| Runs on | API, Self-hosted, Web | API, Web |
| Lowest paid plan | Free or on request | For individuals (annual): $34.99 a year |
| Plans published | 1 | 6 |
| Maker | Not published | Not published |
| Website | enablebanking.com | lunchflow.app |
| On bank connectivity software | #26 of 71 | #22 of 71 |
Enable Banking: what it does well
- Connects to more than 2,700 banks in 30 European countries.
- Supports real-time account information and payment initiation.
- Includes sandbox access, API references, and code samples.
- Supports bulk SEPA and domestic payments.
- Certified to ISO/IEC 27001:2022.
What to know first
- Pricing is available on request.
- Live payment initiation requires an appropriate licence.
- Business-account access varies by bank.
- Banks may limit background data fetching frequency.
Lunch Flow Platform API: what it does well
- Coverage spans 30+ countries
- 25,000+ listed financial institutions
- Unified schema for bank and investment data
- Read-only connections limit account actions
- AES-256 encryption and limited credential access
What to know first
- No free plan
- Access tokens expire after one hour
- Developer and team pricing is custom
- Connections cannot make payments or transfers
Alternatives to Enable Banking Alternatives to Lunch Flow Platform API The whole list