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Disputed.ai

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What Disputed.ai is

Disputed.ai is a chargeback intelligence platform for medium to large enterprise fraud teams. It helps teams choose which disputes to contest and examine why they lose cases they believe they should win. It also analyzes product and policy changes that may prevent chargebacks and looks for organized abuse patterns across disputes, identities, and payment cards. Its case queue sorts disputes by deadline and model confidence; evidence packages can be drafted before a case is opened, and a root-cause panel helps teams examine what happened. Users can review each decision with its case and override it. Teams can use headless API or MCP access, self-managed tools, or a fully managed service. Processor integrations synchronize disputes, evidence, and outcomes; listed processors include Stripe, Adyen, PayPal, Braintree, and Chase. The service is available through the web and API. Disputed states that it is SOC 2 Type II certified and GDPR-ready, with TLS 1.3 encryption in transit, AES-256 encryption at rest, and quarterly key rotation. It describes granular role permissions and SSO through SAML 2.0 or OIDC, including Okta, Azure AD, and Google Workspace. The stated service commitment is a contractual 99.9% uptime SLA with 24/7 on-call engineering. Contact inquiries receive a response within one business day. Pricing is on request, with a fixed platform fee plus per-dispute pricing.

Who it suits

Disputed.ai suits large merchants, marketplaces, and SaaS platforms with medium to large fraud teams handling chargebacks. It is relevant to teams that need to prioritize disputes, prepare evidence, investigate root causes, or identify abuse patterns.

What it does well

  • Queues disputes by deadline and model confidence.
  • Drafts evidence packages before a case opens.
  • Surfaces organized abuse across disputes, identities, and cards.
  • Offers API, MCP, self-managed, and fully managed access.
  • Lists integrations with Stripe, Adyen, PayPal, Braintree, and Chase.

What to know first

  • Pricing requires a proposal and includes a platform fee plus per-dispute charges.
  • The stated customer focus is medium to large-scale enterprise fraud teams.

Limits

The Enterprise plan uses a fixed platform fee plus per-dispute pricing; the price is provided through a proposal. The stated intended users are medium to large-scale enterprise fraud teams.

Plans

PlanBilled and limitsPrice
EnterpriseFixed platform fee plus per-dispute pricing; contact for a proposal. · For medium to large-scale enterprise fraud teamsOn request

As disputed.ai lists them, read 9 Oct 2026. The maker's own page has the final word.

Getting started

  1. Visit https://www.disputed.ai/.
  2. Contact the company to request an Enterprise proposal.
  3. Choose API or MCP access, self-managed tooling, or the fully managed service.
  4. Connect a listed payment processor integration or discuss processor fit with the company.

Verdict

Choose Disputed.ai if your organization needs chargeback analysis, evidence preparation, and processor-connected dispute workflows. Consider another fit if you need published pricing or a solution aimed outside the stated enterprise customer group.

Questions

How much does Disputed.ai cost?

Pricing is on request. The Enterprise plan is billed as a fixed platform fee plus per-dispute pricing; contact the company for a proposal.

Is there a free plan?

The listed pricing model is paid, and the available plan is Enterprise.

What platforms does it support?

The listed platforms are web and API.

Which payment processors are listed?

Stripe, Adyen, PayPal, Braintree, and Chase are listed.

What access and deployment options are available?

Disputed offers headless API and MCP access, self-managed tooling, and a fully managed service.

What security controls does it describe?

Disputed states SOC 2 Type II certification and GDPR readiness. It describes TLS 1.3 in transit, AES-256 at rest, quarterly key rotation, role-based permissions, and SSO through SAML 2.0 or OIDC.

Facts from Disputed.ai's own pages

Abuse detection
The platform surfaces patterns of organized abuse across disputes, identities, and payment cards. · disputed.ai, 9 Oct 2026
Access controls
Disputed describes granular role-based permissions and SSO via SAML 2.0 or OIDC, including Okta, Azure AD, and Google Workspace. · disputed.ai, 9 Oct 2026
Case tools
The product page describes a dispute queue sorted by deadline and model confidence, evidence packages drafted before a case is opened, and a root-cause panel. · disputed.ai, 9 Oct 2026
Deployment
Disputed offers headless API and MCP access, self-managed tooling, and a fully managed service. · disputed.ai, 9 Oct 2026
Dispute analysis
The platform helps teams identify which disputes to fight and why they are losing disputes they should be winning. · disputed.ai, 9 Oct 2026
Encryption
The site says data is encrypted in transit with TLS 1.3 and at rest with AES-256, with keys rotated quarterly. · disputed.ai, 9 Oct 2026
Headquarters
Portland, Oregon · disputed.ai, 28 Sept 2026
Integrations
Disputed describes integrations with payment processors that synchronize disputes, evidence, and outcomes, but does not name specific processors on the page. · disputed.ai, 9 Oct 2026
Intended customers
The company says its platform is designed for large merchants, marketplaces, and SaaS platforms. · disputed.ai, 9 Oct 2026
Prevention
Disputed analyzes upstream product and policy changes that could prevent chargebacks. · disputed.ai, 9 Oct 2026
Purpose
Disputed is a chargeback intelligence platform for medium to large-scale enterprise fraud teams. · disputed.ai, 9 Oct 2026
Security
The site states that Disputed is SOC 2 Type II certified and GDPR-ready. · disputed.ai, 9 Oct 2026
Service level
The site states a contractual 99.9% uptime SLA and 24/7 on-call engineering coverage. · disputed.ai, 9 Oct 2026
Support
Disputed says it responds to contact inquiries within one business day. · disputed.ai, 9 Oct 2026
Transparency
Disputed says users can see each decision alongside its case and override it. · disputed.ai, 9 Oct 2026

Where Disputed.ai stands on Freedom251

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