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Collect!
What Collect! is
Collect! is receivables management software for collection agencies, credit unions, and billing offices. It brings account workflows together with client and consumer portals where people can review accounts, exchange documents, make self-service payments, and arrange payment plans. Configurable work queues and business rules help organize collector tasks and account processes.
The software can furnish account data to Equifax, Experian, and TransUnion in Metro 2 format, with an audit trail. Its maker lists more than 50 integration partners across payments, dialers, messaging, letter services, scoring, credit reporting, and other categories. Version 13 includes CFPB Regulation F features and controls for FDCPA, TCPA, and state-level rules. Security measures include database or column-level encryption, operator access restrictions, multifactor authentication, and activity logging. The maker says cloud data is encrypted at rest and in transit.
Collect! is available through cloud plans and runs only on Windows. Cloud plans start at $699 USD per month. A no-cost, 30-day personalized cloud evaluation site is available without downloading or installing software. The company, founded in 1988, is based in Victoria, British Columbia, Canada.
Who it suits
Collect! suits collection agencies, credit unions, and billing offices that need account workflows, payment portals, and compliance controls. Its plans offer different user and debtor-account limits, while the 30-day cloud evaluation gives teams a way to explore the service before subscribing.
What it does well
- Client and consumer portals support payments and payment plans.
- Configurable work queues organize collector tasks.
- Metro 2 credit reporting includes an audit trail.
- More than 50 integration partners are listed.
- Security measures include multifactor authentication and activity logging.
What to know first
- No free plan is offered.
- Cloud plans start at $699 USD per month.
- Windows is the only listed operating system the maker says it currently runs on.
- The Entrepreneur plan is limited to 100,000 debtor accounts and 10 concurrent users.
Limits
The no-cost evaluation lasts 30 days, and there is no free plan. The monthly Entrepreneur plan includes three users, allows up to 10 concurrent users, and covers up to 100,000 debtor accounts; additional users cost $104/month. The annual Entrepreneur plan has the same account and concurrent-user limits, with additional users at $1,040/year.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Professional (monthly cloud) | Starting at: $2,400 USD per month · Unrestricted concurrent users · 10 users included · 500,000 debtor accounts · Additional users: $104/month | $2,400 a month |
| Professional (annual cloud) | Starting at: $24,000 USD per year · Unrestricted concurrent users · 10 users included · 500,000 debtor accounts · Additional users: $1,040/year | $24,000 a year |
| Corporate (monthly cloud) | Starting at: $4,995 USD per month · Unrestricted concurrent users · 20 users included · Unrestricted debtor accounts · Additional users: $104/month | $4,995 a month |
| Corporate (annual cloud) | Starting at: $49,950 USD per year · Unrestricted concurrent users · 20 users included · Unrestricted debtor accounts · Additional users: $1,040/year | $49,950 a year |
| Entrepreneur (monthly cloud) | Starting at: $699 USD per month · Maximum 10 concurrent users · 3 users included · 100,000 debtor accounts · Additional users: $104/month | $699 a month |
| Entrepreneur (annual cloud) | Starting at: $6,990 USD per year · Maximum 10 concurrent users · 3 users included · 100,000 debtor accounts · Additional users: $1,040/year | $6,990 a year |
As collect.org lists them, read 29 Sept 2026. The maker's own page has the final word.
Getting started
- Visit the Collect! website.
- Request a personalized cloud evaluation site for 30 days at no cost.
- Use the cloud evaluation without downloading or installing software.
- Choose a monthly or annual cloud plan: Entrepreneur, Professional, or Corporate.
- Use Windows to run Collect!.
Verdict
Choose Collect! if your agency, credit union, or billing office needs receivables workflows with portals, compliance controls, and credit reporting. The 30-day cloud evaluation can help assess fit. Look elsewhere if you need a free plan or an operating system other than Windows.
Questions
Is there a free plan?
No. Collect! offers a no-cost, 30-day personalized cloud evaluation site.
How much does Collect! cost?
Cloud plans start at $699 USD per month for Entrepreneur. Professional starts at $2,400 USD per month, and Corporate at $4,995 USD per month; annual plans are also available.
Which platforms does it support?
The platform listing includes API, web, and Windows. The maker says Collect! currently runs only on Windows.
What does the Entrepreneur monthly plan include?
It starts at $699 USD per month and includes three users, permits up to 10 concurrent users, and covers up to 100,000 debtor accounts. Additional users cost $104/month.
Does Collect! support credit reporting and integrations?
It supports account-data furnishing to Equifax, Experian, and TransUnion in Metro 2 format, with an audit trail. The maker lists more than 50 integration partners.
Who makes Collect!?
Collect! is made by Comtech, which provides development and support in-house.
Facts from Collect!'s own pages
- API
- The company says it started a migration to API-first capability in the 2020s. · collect.org, 29 Sept 2026
- Automation
- Configurable work queues and business-rule automation organize collector tasks and account workflows. · collect.org, 29 Sept 2026
- Cloud security
- Cloud sites are hosted on dedicated virtual machines in a Tier 3 AWS data center, and the maker says data is encrypted at rest and in transit. · collect.org, 29 Sept 2026
- Compliance
- The maker says Version 13 includes CFPB Regulation F features and built-in controls for FDCPA, TCPA, and state-level rules. · collect.org, 29 Sept 2026
- Compliance certifications
- The security page says Comtech completed a SOC 2 Type II audit in 2023 and has been HIPAA compliant since 2015, with a BAA available on request. · collect.org, 29 Sept 2026
- Credit reporting
- Collect! supports furnishing account data to Equifax, Experian, and TransUnion in Metro 2 format with an audit trail. · collect.org, 29 Sept 2026
- Founded
- 1988 · collect.org, 28 Sept 2026
- Headquarters
- Victoria, British Columbia, Canada · collect.org, 28 Sept 2026
- Integrations
- The maker lists more than 50 integration partners across payments, dialers, messaging, letter services, scoring, credit reporting, and other categories. · collect.org, 29 Sept 2026
- Payment security
- Collect! says it uses tokenization, does not store card information, and works with PCI-compliant payment processors. · collect.org, 29 Sept 2026
- Portals
- The platform includes client and consumer portals for account visibility, document exchange, self-service payments, and payment plans. · collect.org, 29 Sept 2026
- Purpose
- Collect! is receivables management software for collection agencies, credit unions, and billing offices. · collect.org, 29 Sept 2026
- Security
- The maker lists database or column-level encryption, operator access restrictions, multifactor authentication, and activity logging among application security measures. · collect.org, 29 Sept 2026
- Support
- The maker says development and support are provided in-house and offers support tickets, documentation, training videos, and remote assistance. · collect.org, 29 Sept 2026
- Trial
- The maker offers a personalized cloud evaluation site at no cost for 30 days, with nothing to download or install. · collect.org, 29 Sept 2026
- Windows platform
- The maker's system checkup page says Collect! currently runs only on Windows. · collect.org, 29 Sept 2026
Where Collect! stands on Freedom251
- Debt Collection Software#1 of 28