Freedom251 › Personal Finance Software
BankTree Personal Finance
What BankTree Personal Finance is
BankTree Personal Finance provides online, desktop, and mobile tools for recording income and spending, importing statements, reconciling accounts, and managing budgets. It supports Android, iOS, Linux, macOS, web, and Windows, with mobile apps for Android and iOS. Listed tools include budgeting, bill tracking, net-worth tracking, two-way account syncing, and report export. BankTree Online handles cash and investment accounts, multiple currencies, scheduled payments, and reconciliation. It offers 24 reports and charts and can forecast scheduled transactions’ effects on net worth over time. Live syncing connects with more than 50 financial institutions in the UK and Europe. Imports from Microsoft Money and Quicken use OFX, QFX, or QIF; exports support Excel, CSV, and PDF. Starter costs £3.50 a month and Premier £4.50 a month, each including three banks; additional banks cost £1 per bank monthly. A seven-day trial is available, with no free plan. Desktop version 3.0 runs on Windows, and a one-time desktop plan costs 35.00 GBP.
Who it suits
BankTree suits people managing budgets, bills, investments, reconciliations, and net worth across online, desktop, and mobile tools. It also fits users who need statement imports, bank syncing, or report exports.
What it does well
- Budgeting, bill, and net-worth tracking
- Supports web, desktop, and mobile access
- Syncs with over 50 UK and European institutions
- Exports to Excel, CSV, and PDF
- Seven-day trial available
What to know first
- No free plan
- Starter and Premier include three banks
- Extra banks cost 1.00 GBP monthly each
- Desktop version 3.0 is Windows-only
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Starter | billed monthly · 3 banks included · Additional banks £1.00 per bank per month | £3.50 a month |
| Premier | billed monthly · 3 banks included · Additional banks £1.00 per bank per month | £4.50 a month |
| Desktop Personal Finance | No monthly fees · 1 computer included · Additional installations £5.00 per computer | £35 a month |
| BankTree Online Trial | 7-day trial | Free |
| BankTree Desktop Personal Finance | One-time purchase; one computer, with additional installations charged at £5.00 per computer · Windows only · version 3.0 | £35, paid once |
| BankTree Online Starter | £3.50 per month or £35.00 per year · Free access to 3 banks · additional bank access £1.00 per bank per month | On request |
| BankTree Online Premier | £4.50 per month or £45.00 per year · Includes Starter features · investment accounts and reports · automated stock price feed | On request |
As banktree.co.uk lists them, read 22 Sept 2026. The maker's own page has the final word.
Verdict
BankTree Personal Finance covers everyday budgeting alongside investments, bank connections, forecasting, and reporting. Its plan choice depends on required banks, investment tools, and whether online or Windows desktop access is preferred.
Facts from BankTree Personal Finance's own pages
- Accounts and budgeting
- The online product supports cash and investment accounts, multiple currencies, budgets, scheduled payments, and account reconciliation. · banktree.co.uk, 11 Oct 2026
- Account sync
- both · online.banktree.co.uk, 22 Sept 2026
- Bank connections
- BankTree Online supports live transaction syncing and says it connects to over 50 financial institutions in the UK and Europe. · banktree.co.uk, 11 Oct 2026
- Bill tracking
- Yes · online.banktree.co.uk, 22 Sept 2026
- Budgeting tools
- Yes · online.banktree.co.uk, 22 Sept 2026
- Company and regulatory relationship
- BankTree Software Limited is registered in England, company number 07276577, and says it acts as an agent of TrueLayer for regulated account information services. · online.banktree.co.uk, 11 Oct 2026
- Data import and export
- The product supports imports from Microsoft Money and Quicken in OFX, QFX, and QIF formats, and exports to Excel, CSV, and PDF. · banktree.co.uk, 11 Oct 2026
- Desktop platform
- BankTree Desktop version 3.0 runs on Windows, including Windows 10 and Windows 11. · banktree.co.uk, 11 Oct 2026
- Free plan
- No · online.banktree.co.uk, 22 Sept 2026
- Investments
- The online product includes investment accounts, share transactions, NASDAQ and FTSE 100 price updates, and investment reports on Premier. · banktree.co.uk, 11 Oct 2026
- Mobile app
- BankTree Mobile for Android and iOS can run standalone or with desktop or online software and supports receipt photos, budgets, and scheduled transactions. · banktree.co.uk, 11 Oct 2026
- Mobile apps
- both · online.banktree.co.uk, 22 Sept 2026
- Mobile sync
- BankTree Mobile syncs with desktop through Dropbox or Google Drive, and syncs directly when used with BankTree Online. · banktree.co.uk, 11 Oct 2026
- Net-worth tracking
- Yes · online.banktree.co.uk, 22 Sept 2026
- Purpose
- BankTree provides online, desktop, and mobile software for recording income and expenditure, importing statements, balancing accounts, and budgeting. · banktree.co.uk, 11 Oct 2026
- Report export
- Yes · online.banktree.co.uk, 22 Sept 2026
- Reports and forecasts
- BankTree Online offers 24 reports and charts and can forecast how scheduled transactions affect net worth over months and years. · banktree.co.uk, 11 Oct 2026
- Security
- BankTree Online states that its site certificate uses 2048-bit encryption, it does not store passwords, it logs account logins, and it supports two-factor authentication. · banktree.co.uk, 11 Oct 2026
- Support
- The maker offers support tickets, a knowledgebase, and tutorials covering accounts, budgets, imports, investments, reconciliation, and backups. · banktree.co.uk, 11 Oct 2026
Where BankTree Personal Finance stands on Freedom251
- Personal Finance Software#150 of 181