No. 4 of 21 ·ACH Payment Processing Software

ACH Payments

Name: ACH Payments
Price: 0.35 USD

Web · API · paid plans from $0.35/mo

Visit site Alternatives

Freedom report

One barScore 5.4

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

ACH Payments is ranked #4 of 21 in ACH payment processing software on Freedom251. It runs on API, Web. Paid plans start at $0.35/mo.

ACH Payments plans and pricing

All plans

ChurchSquare special pricing $0.35/mo $20.00 monthly for three accounts plus reporting and 800# support; ACH transaction fee is .35 each, plus .01 gateway fee per transaction and $2.50 per return; $0 application fee. For ChurchSquare users · prices apply to the described ACH and gateway services ach-payments.com · 4 Oct 2026

Compared on ACH payment processing software

Recurring ACH payments: Yes
API access: Yes

Best ACH Payments alternatives

See all 12

Two bars OpenACH Free tier No. 1Free6.5 One bar Nickel Free tier No. 2$35/mo6.3 No signal ACH Processing Company Paid plans No. 3—5.5 No signal ACHPAY.AI Paid plans No. 5—5.4 No signal GoACH Paid plans No. 6—5.4 No signal Helix ACH Paid plans No. 7—5.4

The record

What it does: Provides ACH and credit card payment processing for businesses and software providers, including virtual terminal and API options.
Virtual terminal: The web based virtual terminal supports single, future dated, and recurring ACH and credit or debit card payments.
Payment management: Virtual terminal features include scheduled payments, recurring billing, user permissions, customizable email receipts, and exportable reports.
Website payments: Its website payment tools can create hosted payment pages with custom fields for one time or recurring payments.
Integrations: The QuickBooks payments module supports ACH and card transactions, one time and recurring transactions, integrated reporting, and tokenization.
ChurchSquare integration: ChurchSquare payment histories update in ChurchSquare and can also be tracked through the online virtual terminal.
Security: The company says its tokenization solutions replace bank account data so it need not be stored on client servers and databases.
Card security: The virtual terminal page describes the service as Level 1 PCI compliant and says it uses credit card tokenization.
Verification: The virtual terminal lists address verification, velocity controls, checking account verification, and identity verification among its anti fraud tools.
Phone support: The contact page lists the phone number 888.729.4968 and says form submissions will receive a response within one business day.
Support inclusion: The ChurchSquare pricing page says its $20 monthly total for three accounts includes reporting and 800# support.
Guarantee: The company says it will refund 100% of processing fees in the first 60 days if the customer is not satisfied.
Intended customers: The company describes its services as serving businesses of all sizes and software providers, including organizations with recurring payment needs.
Location: The terms page lists the company’s offices as located in New York State, and gives a Saratoga Springs, New York mailing address.
Price from: $0.35/mo

Where it ranks on Freedom251

Best ACH Payment Processing Software in 2026#4 of 21

Is ACH Payments yours?

Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.

Claim it free Promote ACH Payments

Sources

ach-payments.com· checked 4 Oct 2026
ach-payments.com/ach-virtual-terminal/· checked 4 Oct 2026
ach-payments.com/products/quickbooks-payments-plugin/· checked 4 Oct 2026
ach-payments.com/churchsquare/· checked 4 Oct 2026
ach-payments.com/ach-pci-compliance/· checked 4 Oct 2026
ach-payments.com/contact/· checked 4 Oct 2026
ach-payments.com/company/· checked 4 Oct 2026
ach-payments.com/terms/· checked 4 Oct 2026