Side by side
ACH Payments vs First ACH API
Both stand on ach payment processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid APIWeb
ACH Payments combines online payment management, hosted payment pages, and API access. The listed ChurchSquare plan has a monthly total and additional transaction and return fees to account for.
Visit ACH Payments Free trial APIWeb
Choose First ACH API if you need ACH payments connected to an existing system, with transaction updates in your own interface and support for recurring payments. The 30-day trial provides time to process payments, but processed-payment fees still apply. Businesses needing custom work should expect a custom proposal.
Visit First ACH APIThe facts
| ACH Payments | First ACH API | |
|---|---|---|
| Free plan | Not published | Not published |
| Open source | No | Not published |
| Runs on | API, Web | API, Web |
| Lowest paid plan | See the plans | Free or on request |
| Plans published | 4 | 3 |
| Maker | Not published | Not published |
| Website | ach-payments.com | firstach.com |
| On ach payment processing software | #8 of 21 | #4 of 21 |
ACH Payments: what it does well
- Supports recurring ACH and card payments.
- Hosted payment pages allow custom fields.
- QuickBooks module includes reporting and tokenization.
- ChurchSquare payment histories update in ChurchSquare.
- Company offers a 100% processing-fee refund in first 60 days.
What to know first
- ChurchSquare plan lists $20.00 monthly for three accounts.
- ACH transactions cost .35 each, plus .01 gateway fee.
- Returns cost $2.50 each.
First ACH API: what it does well
- Processes transactions submitted from a business’s own account database.
- Provides transaction updates for monitoring in the business’s system.
- Supports recurring ACH payments and ACH credits.
- Offers a 30-day processing trial.
- Technical support is free by phone and email.
What to know first
- A live Internet connection is required to begin integration.
- Fees still apply to payments processed during the trial.
- Custom integration, programming, and customization require a proposal.
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