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9Spokes
by 9Spokes
What 9Spokes is
9Spokes is a cloud-based, white-label data platform for banks and other organizations serving small and midsize businesses. Institutions can embed it in their own digital products and channels, using their brand to give business customers access to connected financial and business data. The platform brings together consented data from banking, accounting, credit cards, merchant payments, and business apps through direct API connections rather than screen scraping.
Its SMB Financial Hub presents customers with cash balances, app metrics, cashflow, and transaction details. When general ledger data is connected, cashflow can be shown against a budget with projections extending up to 90 days. For institutional teams, the Customer Insights Hub offers portfolio views of SMB financial health, spending, engagement, and usage to inform relationship, credit, product, and marketing work. Insights can be accessed by direct API feed or CSV download. Business app connections span accounting, ecommerce, social media, marketing, and payments; the maker says the platform integrates over 20 essential business apps. 9Spokes lists embedded analytics and real-time refresh. Pricing is on request, and the company invites prospective customers to contact its team for a demo.
Who it suits
9Spokes suits banks, financial institutions, fintechs, and merchant aggregators or acquirers serving SMB customers. It is designed for organizations seeking to embed branded customer dashboards and portfolio insights in their own digital channels.
What it does well
- White-label deployment within an institution’s own digital products and channels.
- Direct API connections use consented data rather than screen scraping.
- Customer dashboards include balances, app metrics, cashflow, and transactions.
- Cashflow projections can extend up to 90 days with connected ledger data.
- Portfolio insights are available by API feed or CSV download.
- Lists real-time refresh and embedded analytics.
What to know first
- Pricing is available on request.
- The platform is aimed at institutions serving SMBs, rather than individual businesses.
Getting started
- Visit https://9spokes.com/.
- Contact the team to discuss the platform and request a demo.
- Ask about pricing and deployment in your institution’s digital channels.
Verdict
Choose 9Spokes if your organization serves SMBs and wants branded financial dashboards alongside portfolio intelligence. Its direct API and CSV access options support institutional data use. Organizations looking for a publicly priced product should contact the maker to discuss pricing.
Questions
How much does 9Spokes cost?
The pricing model is paid, with pricing available on request. The platform page invites organizations to contact the team for a demo.
Who is 9Spokes for?
It is for banks, financial institutions, fintechs, and merchant aggregators and acquirers serving small and midsize businesses.
What data does the platform connect?
It connects banking, accounting, credit card, merchant payment, and business app data through direct APIs, using consented connections.
What insights can institutions access?
The Customer Insights Hub provides views of SMB financial health, spending behavior, engagement, and usage. Data is available through a direct API feed or CSV download.
Can it be branded for an institution?
Yes. Institutions embed 9Spokes in their existing digital products and channels under their own brand.
Where is 9Spokes based?
The company is headquartered in Auckland, New Zealand, and is identified on its site as 9Spokes International Limited.
Facts from 9Spokes's own pages
- Cashflow
- The platform can show cashflow against a budget and visualize projections up to 90 days using connected general ledger data. · 9spokes.com, 12 Oct 2026
- Company
- The site identifies the company as 9Spokes International Limited. · 9spokes.com, 12 Oct 2026
- Customer dashboard
- The SMB Financial Hub gives business customers a branded view of cash balances, business app metrics, cashflow, and transaction details. · 9spokes.com, 12 Oct 2026
- Data access
- Customer Insights Hub data is available through a direct API feed or CSV download. · 9spokes.com, 12 Oct 2026
- Data connections
- 9Spokes says it uses consented direct API connections rather than screen scraping. · 9spokes.com, 12 Oct 2026
- Deployment
- The platform is embedded in a partner’s digital channels and delivered under that institution’s brand. · 9spokes.com, 12 Oct 2026
- Embedded analytics
- Yes · 9spokes.com, 20 Sept 2026
- Headquarters
- Auckland, New Zealand · 9spokes.com, 28 Sept 2026
- Institutional insights
- The Customer Insights Hub provides portfolio insight into SMB financial health, spending behavior, engagement, and usage metrics. · 9spokes.com, 12 Oct 2026
- Integrations
- Business app connections cover accounting, ecommerce, social media, marketing, and payments, and the maker says the feature integrates over 20 essential business apps. · 9spokes.com, 12 Oct 2026
- Portfolio data access
- Institutional teams can access portfolio insights through a direct API feed or CSV download. · 9spokes.com, 12 Oct 2026
- Portfolio insights
- The Customer Insights Hub provides portfolio intelligence for relationship, credit, product, and marketing teams. · 9spokes.com, 12 Oct 2026
- Pricing and sales
- The platform page invites organizations to contact the team for a demo and does not state a public price. · 9spokes.com, 12 Oct 2026
- Privacy
- 9Spokes says it complies with applicable local laws, including GDPR, and provides ways for individuals to access and modify personal data. · 9spokes.com, 12 Oct 2026
- Product
- 9Spokes is a white-label open data platform that turns consented SMB banking, accounting, merchant, and business app data into customer dashboards and portfolio intelligence. · 9spokes.com, 12 Oct 2026
- Refresh frequency
- real-time · 9spokes.com, 20 Sept 2026
- Security
- 9Spokes describes its security as ISO-certified and says it uses direct API connections rather than screen scraping. · 9spokes.com, 12 Oct 2026
- Support
- The company invites prospective customers to contact its team or email [email protected] to discuss the platform. · 9spokes.com, 12 Oct 2026
- Target customers
- The platform is for banks, financial institutions, fintechs, and merchant aggregators and acquirers serving SMBs. · 9spokes.com, 12 Oct 2026
- What it connects
- The platform connects banking, accounting, credit card, merchant payment, and business app data through direct APIs. · 9spokes.com, 12 Oct 2026
- White-label deployment
- Institutions embed 9Spokes in their existing digital products under their own brand and within their channels. · 9spokes.com, 12 Oct 2026
- Who it serves
- The platform is for banks, financial institutions, fintechs, and merchant aggregators and acquirers serving small and midsize businesses. · 9spokes.com, 12 Oct 2026
Where 9Spokes stands on Freedom251
- Bank Connectivity Software#30 of 71
- Business Intelligence Tools#87 of 89