Side by side
9Spokes vs Enable Banking
Both stand on bank connectivity software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid APIWeb
Choose 9Spokes if your organization serves SMBs and wants branded financial dashboards alongside portfolio intelligence. Its direct API and CSV access options support institutional data use. Organizations looking for a publicly priced product should contact the maker to discuss pricing.
Visit 9Spokes
Paid APISelf-hostedWeb
Enable Banking offers broad European bank connectivity with account data and payment capabilities. Organisations should confirm licensing, bank-specific access, and pricing for their intended use.
Visit Enable BankingThe facts
| 9Spokes | Enable Banking | |
|---|---|---|
| Free plan | Not published | Not published |
| Open source | Not published | Not published |
| Runs on | API, Web | API, Self-hosted, Web |
| Lowest paid plan | Not published | Free or on request |
| Plans published | None | 1 |
| Maker | 9Spokes | Not published |
| Website | 9spokes.com | enablebanking.com |
| On bank connectivity software | #30 of 71 | #26 of 71 |
9Spokes: what it does well
- White-label deployment within an institution’s own digital products and channels.
- Direct API connections use consented data rather than screen scraping.
- Customer dashboards include balances, app metrics, cashflow, and transactions.
- Cashflow projections can extend up to 90 days with connected ledger data.
- Portfolio insights are available by API feed or CSV download.
What to know first
- Pricing is available on request.
- The platform is aimed at institutions serving SMBs, rather than individual businesses.
Enable Banking: what it does well
- Connects to more than 2,700 banks in 30 European countries.
- Supports real-time account information and payment initiation.
- Includes sandbox access, API references, and code samples.
- Supports bulk SEPA and domestic payments.
- Certified to ISO/IEC 27001:2022.
What to know first
- Pricing is available on request.
- Live payment initiation requires an appropriate licence.
- Business-account access varies by bank.
- Banks may limit background data fetching frequency.
Alternatives to 9Spokes Alternatives to Enable Banking The whole list