What it does: Codat gives banks on-demand ERP data and turns it into forward-looking insights for client relationships, growth opportunities, and decision-making.
Banking insights: Spend Insights helps commercial card teams find supplier and client opportunities in spend data.
Treasury insights: Working Capital Insights surfaces payment timing patterns, days payable outstanding trends, and other financial needs across a portfolio.
Financial product connections: Codat provides standardized integrations to accounting, banking, and commerce platforms through APIs, webhooks, and SDKs.
Data sync: Its APIs support reading and writing data for two-way accounting synchronization.
Integrations: Supported accounting platforms include QuickBooks Online, Xero, Sage, NetSuite, FreshBooks, MYOB, and Zoho Books.
Commerce integrations: Supported commerce platforms include Amazon Seller Central, BigCommerce, Clover, Shopify, Square, Stripe, WooCommerce, and Zettle.
Security audits: Codat says it undergoes annual SOC 2 Type II and ISO 27001 audits.
Encryption: Codat says stored data is encrypted with AES-256 and data in transit with TLS 1.2.
Security testing: Codat conducts annual penetration testing and operates a managed private bug bounty program.
Cloud infrastructure: Codat uses Microsoft Azure’s Platform as a Service offering to provide its products.
Support: Codat’s security page says customers can contact their Account Manager with questions about security, compliance, and privacy.
Pricing: Codat says pricing is flexible and based on customer needs, integration requirements, and expected volume, with custom quotes available from its team.
Who it serves: Codat describes its advisory intelligence solution as purpose-built for modern commercial banking.

Where it ranks on Freedom251

Best Bank Connectivity Software in 2026#18 of 70

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Sources

codat.io· checked 9 Oct 2026
docs.codat.io/integrations/accounting/overview/· checked 9 Oct 2026
docs.codat.io/integrations/commerce/overview/· checked 9 Oct 2026
codat.io/security/· checked 9 Oct 2026
codat.io/industries/fintech/· checked 9 Oct 2026