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Where to Find Your Chime Account Number (It Isn’t on the Card)

By Freedom251 Team · · 2 min read

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Your Chime checking account number is not printed on your debit card. In the Chime app, tap Profile > Account details. On chime.com, sign in, select your name, then choose Settings > Account info. Chime lists both locations for finding your account and routing numbers: Chime Help Center.

Find the number in the Chime app or on the website

Where you’re signed in Path Useful for
Chime app Profile > Account details Viewing your checking account and routing numbers. You can also go to Move Money > Set up direct deposit to copy them for a deposit setup.
Chime website Sign in at chime.com, select your name, then choose Settings > Account info Viewing your account and routing numbers on the web.

Chime also describes the Profile area as the place to access account information and view account and routing numbers: Chime account-settings help. For direct-deposit setup, see Chime’s direct-deposit instructions.

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If a menu label differs from these instructions, check Chime’s current Help Center or contact support through the app instead of guessing. Chime’s published guidance does not specify app-version-by-version label differences.

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Why the debit-card number is different

The number printed on your debit card is card-payment information; it is not the checking account number. Chime says its virtual card has its own unique number, while both virtual and physical cards draw from the same Chime Checking Account. Card details are managed separately under Profile > Cards; the checking account number is under Profile > Account details. See Chime’s virtual-card explanation and account-settings guidance.

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So if a form asks for an account number and routing number, don’t enter the debit-card number. Use the account details shown in Chime instead.

Which details to provide for common tasks

Direct deposit

Get the account and routing numbers through Move Money > Set up direct deposit or Profile > Account details, then follow your employer or payer’s instructions. Chime says the name on a deposit must match the name on the Chime account to avoid delays or returned payments: Chime direct-deposit help.

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MasterCard Virtual eGift Card
  • Mastercard Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Condition: a.co/9V5i70m
  • When you access your Mastercard Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
  • This Mastercard Virtual eGift Card is non-reloadable. No cash or ATM access. - Mastercard Virtual eGift Cards are emailed active.
  • Funds do not expire but your Mastercard Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call Mastercard customer service for a replacement card. A one-time purchase fee applies at the time of checkout.
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Bills paid by ACH debit

For a biller that takes recurring direct debit from a checking account, Chime says to provide the checking account and routing numbers. Retrieve them through Profile > Account details in the app or Settings > Account info on the website. Follow the biller’s own instructions for entering the information: Chime bill-payment guidance.

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Third-party payment apps

Some payment apps may let you link an account with debit-card details or with account and routing numbers; those are different methods, and available features vary by provider. Use the payment app’s current instructions to choose the requested details: Chime’s third-party app guidance.

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Protect your account information

Account and routing numbers are sensitive. Chime says it will never ask for your full account or routing numbers, full debit- or credit-card information, PIN, username, or password. In some cases, it may ask for the last four digits of a card number. If you think your information has been exposed, contact Chime through official channels, such as in-app support or the Member Services number Chime publishes. Do not post your full numbers in comments or send them in an unsolicited message. Read Chime’s guidance on recognizing official communications.

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  • Mastercard Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Condition: a.co/9V5i70m
  • When you access your Mastercard Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
  • This Mastercard Virtual eGift Card is non-reloadable. No cash or ATM access. - Mastercard Virtual eGift Cards are emailed active.
  • Funds do not expire but your Mastercard Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call Mastercard customer service for a replacement card. A one-time purchase fee applies at the time of checkout.
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  • This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
  • Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
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Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

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