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Scan for outdated or missing drivers - takes under a minuteDriver Scan →Repair Windows errors before they cause bigger problemsFix Now →Before donating, identify the recipient’s legal committee type, the election or reporting year your contribution applies to, and whether you are using your own eligible funds. A candidate committee, traditional PAC, party committee, Super PAC, and Hybrid PAC follow different federal rules.
For the 2025–2026 federal election cycle, contribution limits, source restrictions, and reporting obligations can affect how much you may give and what information you must provide. The rules below are a federal baseline; state and local elections can use different limits and disclosure systems.
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Identify the legal recipient before you give
A donation page, email appeal, or event invitation may use a candidate’s name without making clear which committee will receive the money. Look for the committee’s official name, its committee identification information, and its designation in Federal Election Commission (FEC) filings. Do not assume that a contribution labeled “campaign,” “party,” or “political action” is governed by the same limit.
| Recipient type | What the committee generally does | Individual federal limit for 2025–2026 | Time unit |
|---|---|---|---|
| Candidate committee | Raises and spends money for a named federal candidate | $3,500 | Per election |
| Traditional PAC (SSF or nonconnected) | May make contributions to other federal political committees | $5,000 | Per year |
| State, district, and local party committees | Supports party activity below the national committee level | $10,000 combined | Per year |
| National party committee | Supports a national political party | $44,300 | Per year |
| Specified additional national party accounts | Additional accounts covered by the FEC’s national-party rules | $132,900 per account | Per year |
| Super PAC (independent-expenditure-only committee) | Finances independent communications and other independent expenditures | No contribution cap for permitted sources | Not limited by the ordinary candidate/PAC contribution caps |
The amounts in this table are the FEC’s indexed limits for federal elections in 2025 and 2026. The applicable category, account, election, and reporting period must be verified before you rely on a number. State and local committees can be subject to different law even when they support the same candidate or party.
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Why the committee’s label is not enough
A single political organization can maintain more than one account, and a fundraising page can route money to a committee other than the one featured in its headline. Check the recipient’s legal name and filings, then confirm whether the contribution is for a candidate committee, a traditional PAC, a party committee, or an independent-expenditure-only account. If the page does not make that clear, ask the committee before paying.
Understand “per election” versus “per year”
Candidate-committee limits are tied to an election, while most PAC and party limits are annual. A primary and a general election are separate elections for federal contribution-limit purposes. A contribution designated for one election should not be treated as though it automatically belongs to another.
Review your earlier gifts to the same recipient and the same election or reporting year. Contributions made through recurring payments, merchandise transactions, joint fundraising arrangements, or multiple fundraising pages can all count toward the applicable limit. The committee’s records, not the wording of an individual appeal, determine how a payment is attributed.
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What happens when a candidate does not reach the general election
Campaigns cannot keep excessive contributions. If a candidate accepts a contribution designated for the general election before the primary and then loses or does not participate in the general election, the campaign must refund, redesignate, or reattribute that general-election contribution within 60 days. The committee handles the correction, but you should monitor its notice and respond promptly if it asks you to choose between a refund or a lawful redesignation.
Know what each committee can and cannot do
Candidate committees
Money given to a federal candidate committee is a direct contribution subject to the per-election limit. The committee may use it for campaign activity allowed by federal law, but it must account for the contribution and reject or correct amounts that exceed the donor’s permissible total. Giving to a candidate committee is therefore the most direct way to support that candidate, but it is also the category where the election-specific limit matters most.
Traditional PACs
The FEC’s contribution chart uses “PAC” for committees that make contributions to other federal political committees. A traditional PAC’s annual limit depends on the donor and the committee’s legal category. Confirm that the page is collecting for the PAC’s contribution account rather than for an account with a different purpose.
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Super PACs
A Super PAC is formally an independent-expenditure-only political committee. It may accept contributions without the ordinary dollar ceiling from individuals, corporations, labor organizations, and other political committees when the source is otherwise permitted. It may spend that money on communications or other expenditures that are independent of candidates and their campaigns, but it may not contribute money directly to a candidate.
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1Fix the driver behind crashes, sound loss and screen glitches2Repair Windows errors before they cause bigger problems3Scan for outdated or missing drivers - takes under a minute“Unlimited” describes the amount a permitted source may give; it does not make every source eligible. Foreign nationals, prohibited corporate or labor contributions to candidate committees, federal-contractor restrictions, and other source rules still matter. A Super PAC donation is support for independent spending, not a direct contribution to a candidate’s committee.
Hybrid PACs
A Hybrid PAC can maintain a contribution account and a separate non-contribution account. Under applicable conditions, the non-contribution account can accept unlimited contributions for independent expenditures, while the contribution account remains subject to contribution limits. The committee’s disclosure and donation page should identify which account receives your payment.
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Confirm that your money and identity are legally usable
Federal source rules apply before a contribution is accepted. Use your own funds and provide truthful identifying information.
- Do not contribute as a foreign national. Foreign nationals may not make contributions or disbursements in connection with federal, state, or local elections, and no person may knowingly solicit, accept, or receive such a contribution.
- Do not give in another person’s name. Federal law prohibits making or helping make a contribution in someone else’s name. A donor may not pass money through another person to hide the true source.
- Do not expect reimbursement to cure the problem. Campaigns may not reimburse employees for contributions, and arranging reimbursement can create an impermissible contribution.
- Check corporate and labor restrictions. Corporations, labor organizations, and national banks generally may not make contributions in connection with federal elections to candidate committees. Separate rules can permit corporate and labor money for Super PAC independent expenditures, so the recipient account matters.
- Consider federal-contractor restrictions. Federal contractor rules can limit contributions, making the donor’s status relevant even when the donation page accepts the payment technically.
If another person gives you money and asks you to donate it, or if an employer offers to repay a political contribution, stop and obtain qualified legal guidance before proceeding.
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Expect donor information to be requested and reported
For an individual contribution above $200 in the relevant reporting period, FEC guidance says a committee must request the donor’s full name, mailing address, occupation, and employer in writing. A committee can request similar information at lower amounts to maintain accurate records or determine whether a limit has been reached.
Assume that identifying information connected with a reportable contribution may appear in campaign-finance reports. The exact treatment depends on the committee, the amount, the reporting period, and the applicable disclosure rules. Review the committee’s privacy notice, but do not treat a promise of private handling as an exemption from federal reporting obligations.
Use this pre-donation checklist
- Identify the committee. Record the legal committee name, not just the candidate, slogan, or event name shown in the appeal.
- Determine the jurisdiction. Confirm that the recipient is raising money for a federal election. If the race is for state or local office, switch to that jurisdiction’s election authority and rules.
- Confirm the committee category. Establish whether the recipient is a candidate committee, traditional PAC, party committee, Super PAC, or Hybrid PAC account.
- Match the time period. Determine whether the applicable limit is per election or per year, and whether the payment is designated for a primary, general, runoff, or another election recognized by the committee.
- Review prior contributions. Add earlier payments to the same committee and election or annual period, including recurring installments and contributions made through other fundraising pages.
- Check your source of funds. Use money you own, do not act for a foreign national, and do not accept reimbursement or a request to use another person’s name.
- Prepare accurate donor details. Have your legal name, mailing address, occupation, and employer available, particularly if your cumulative contribution may exceed the reporting threshold.
- Verify the account before paying. For a Super PAC or Hybrid PAC, confirm that your money is going to the intended independent-expenditure account rather than a separate contribution account.
- Save the confirmation. Keep the amount, date, recipient, election designation, and confirmation message so you can reconcile recurring payments and answer a committee’s follow-up.
Fix an error instead of ignoring it
If you discover that you exceeded a limit, selected the wrong election, or sent money to the wrong account, contact the committee promptly in writing. Ask how it will refund, redesignate, or reattribute the contribution and keep the response with your payment records. Do not send a second payment while the first one is being corrected.
A committee that receives an excessive contribution has compliance procedures; the donor should not assume that silence means the contribution was lawful. When a candidate leaves a race, the 60-day correction period for certain general-election contributions is the committee’s deadline, not a reason to wait before asking questions.
Federal rules do not settle state and local donations
The figures and source rules above establish a federal baseline. A state legislative, mayoral, county, school-board, or ballot-measure committee may use different contribution ceilings, definitions, reporting thresholds, donor-information requirements, and deadlines. Some jurisdictions combine primary and general limits; others do not. A federal committee may also maintain state accounts governed by state law.
For a nonfederal donation, consult the election authority in the jurisdiction where the committee is registered and read the committee’s own legal designation. Do not apply the federal table simply because the committee’s website resembles a federal campaign page.
Choose the recipient based on the outcome you want
| If your goal is to… | Usually examine… | Key question |
|---|---|---|
| Support a named federal candidate directly | Candidate committee | Which election is designated, and how much have you already given for it? |
| Support a committee that gives to federal candidates or committees | Traditional PAC | What is the PAC’s legal category and annual limit for your donor type? |
| Fund independent advertising or other independent expenditures | Super PAC | Is the account independent-expenditure-only, and are you an eligible source? |
| Support a group with both contribution and independent-spending accounts | Hybrid PAC | Which account will receive this specific payment? |
| Support a state or local candidate or party | State or local committee | Which jurisdiction’s law and disclosure system applies? |
Common mistakes to avoid
- Assuming every donation to a candidate-branded page goes to the candidate committee.
- Treating a yearly PAC limit as though it were a per-election limit, or treating a candidate limit as a yearly allowance.
- Calling a Super PAC donation a direct contribution to the candidate.
- Believing that an unlimited Super PAC allowance permits foreign-national money or money given in another person’s name.
- Leaving occupation, employer, address, or legal name fields inaccurate when the committee requests them.
- Applying federal figures to a state or local race without checking that jurisdiction’s rules.
- Ignoring a committee’s request to correct an excessive or misattributed contribution.
The FEC’s guidance explains the federal framework but does not replace the statute, regulations, advisory opinions, or applicable court decisions. When the amount is substantial, the source of funds is unusual, or the committee’s status is unclear, obtain advice from a qualified election-law professional before donating.
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