The Tool Desk
Outbyte PC Repair FREERepair Windows errors before they cause bigger problemsFix Now →Outbyte Driver Updater FREEFix the driver behind crashes, sound loss and screen glitchesFind Drivers →You can add cash to your Chime account at participating Walgreens and Duane Reade locations without a retailer fee. Chime also lists Walmart, 7-Eleven, CVS and other retail chains, but fees usually apply and not every branch participates. Check the Chime app’s Cash Map before you go: Move > Deposit cash > See locations near me.
Stores that accept Chime cash deposits
Chime lists these retail partners for cash deposits:
| # | Preview | Product | Price | |
|---|---|---|---|---|
| 1 |
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MasterCard Virtual eGift Card | $54.95 | Buy on Amazon |
| 2 |
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MasterCard Virtual eGift Card | $105.95 | Buy on Amazon |
| 3 |
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Transaction Register Book: Debit & Credit Transaction Logbook/Checkbook/Ledger for Tracking Checking... | $6.99 | Buy on Amazon |
| 4 |
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Visa Virtual eGift Card | $105.95 | Buy on Amazon |
| 5 |
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MasterCard Virtual eGift Card | $206.95 | Buy on Amazon |
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- Walgreens and Duane Reade
- Walmart
- 7-Eleven and Speedway
- Dollar General and Family Dollar
- CVS, except locations inside Target stores
- Pilot Travel Centers (Pilot Flying J), Holiday Station Stores and Circle K
- GPM Investments, Sheetz and TA Operating LLC (Travel Centers of America)
- Royal Farms, Cumberland Farms, Kwik Trip and Krause Gentle (Kum & Go)
This is Chime’s network-level list, not a guarantee that every location in a chain accepts deposits. Use the Cash Map in the Chime app to find participating branches near you. Its filters include fee-free locations, higher limits, barcode acceptance and open-now locations. Confirm the branch’s fee and deposit requirements before the cashier completes the transaction.
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Chime says Rite Aid is no longer a cash deposit partner, so do not go there to add cash to your account.
#1 Best Overall
- Mastercard Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Condition: a.co/9V5i70m
- When you access your Mastercard Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Mastercard Virtual eGift Card is non-reloadable. No cash or ATM access. - Mastercard Virtual eGift Cards are emailed active.
- Funds do not expire but your Mastercard Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call Mastercard customer service for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
How to deposit cash at a store
- In the Chime app, open Move > Deposit cash and choose View barcode.
- At a participating location that accepts barcode deposits, show the barcode to the cashier and hand over the cash. You do not need your physical card for this method.
- Alternatively, use your physical card at a location that accepts card deposits. Chime’s instructions say to swipe it; partner locations do not accept chip or manual card entry for these deposits.
- Check the amount and any retailer fee with the cashier before the transaction is completed.
Chime says funds are transferred once the retailer accepts the cash. Its general instructions say deposits typically post to Checking within two hours, but the timing can vary; check your app for the deposit status rather than relying on a guaranteed posting time.
Fees, limits and store requirements
Walgreens and Duane Reade are the fee-free options listed by Chime. At other retail partners, Chime says the typical fee is $3–$5 per transaction; the retailer sets the fee, so ask the cashier for the exact amount before depositing.
Rank #2
- Mastercard Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Condition: a.co/9V5i70m
- When you access your Mastercard Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Mastercard Virtual eGift Card is non-reloadable. No cash or ATM access. - Mastercard Virtual eGift Cards are emailed active.
- Funds do not expire but your Mastercard Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call Mastercard customer service for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
Chime’s published cash deposit limits are:
- Up to $3,000 per transaction
- Up to $3,000 total per day
- Up to five deposits per day
- Up to $10,000 per month
These limits apply across accounts and deposit methods combined. Chime says daily limits reset at midnight Mountain Standard Time. A retailer may impose a lower transaction cap, and it may request government-issued ID for a larger deposit; Chime gives a Walgreens deposit over $300 as an example.
Where the deposit goes if you have Chime Card
A barcode deposit or a deposit made with a debit card goes into your Chime Checking account. If you have Chime Card, the funds are then automatically moved to the Chime Card Secured Deposit Account (SDA). When you deposit using the Chime Card itself, the money goes to the Chime Card account first and then to the SDA. A cash deposit does not count as a payment toward your Chime Card balance due.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Can you add cash at a Chime ATM?
No. Chime does not accept cash deposits at ATMs. Make the deposit with a cashier at a participating retail location instead.
Quick Recap
Best Value
- Mastercard Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Condition: a.co/9V5i70m
- When you access your Mastercard Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Mastercard Virtual eGift Card is non-reloadable. No cash or ATM access. - Mastercard Virtual eGift Cards are emailed active.
- Funds do not expire but your Mastercard Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call Mastercard customer service for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
Rank #4
- Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
- When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
- Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
