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“ADV Plus Banking” usually refers to Bank of America Advantage Plus Banking, a consumer checking account. It is non-interest-bearing and has a monthly maintenance fee, although eligible customers can meet one of several waiver conditions. The bank’s February 2026 fee schedule lists a $100 minimum opening deposit and a $12 monthly fee; check the bank’s current disclosures for terms that may have changed.
What “ADV Plus Banking” means on a statement
“ADV Plus Banking” is an abbreviated account name for Bank of America Advantage Plus Banking. It identifies the checking account, not a separate charge or banking service. If the label appears beside a transaction, review the transaction details in your statement or account activity to determine what that specific entry represents.
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Bank of America describes Advantage Plus as a non-interest-bearing checking account. Its account page lists digital banking and payment features, and optional Balance Connect overdraft protection. These features do not mean every transaction or service is free; applicable charges and overdraft terms are set out in the bank’s current account information and disclosures.
Fees and fee-waiver conditions
Bank of America’s February 2026 Personal Schedule of Fees lists a $100 minimum opening deposit and a $12 monthly maintenance fee. It gives three routes to waive the monthly fee during a statement cycle:
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- Qualifying direct deposit: At least one qualifying deposit of $250 or more in the cycle.
- Minimum daily balance: Keep at least $1,500 in the account each day of the cycle. The schedule says the balance must not fall below $1,500 during the cycle.
- Rewards-program status: Qualify for an eligible rewards tier under the terms currently in effect.
These are alternatives: the schedule says to meet one of the listed conditions, not all three. The waiver applies to the monthly maintenance fee; it does not establish that other account services or transactions have no fees. Check the current fee schedule and account agreement for charges relevant to how you use the account.
What counts as a qualifying direct deposit?
Bank of America’s guidance describes qualifying direct deposits as regular income—such as salary, pension, or Social Security—sent electronically by an employer or other payer. It says teller deposits, wires, transfers, and ATM deposits do not qualify for this fee waiver. See the bank’s direct-deposit guidance for details.
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Rewards terms have a dated transition announcement
The February 2026 fee schedule said Preferred Rewards would transition to BofA Rewards on or about May 26, 2026. That date has passed, so the dated announcement alone does not establish the program’s current eligibility rules. Bank of America’s account page displays BofA Rewards Preferred Plus, Preferred Honors, and Premier tiers as fee-waiver routes. Confirm the live program terms and account disclosures before relying on a particular tier.
The bank also published a February 2026 announcement about the planned program transition. For present-day decisions, use current account disclosures rather than treating that announcement as confirmation of the transition’s exact execution or terms.
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- Compact and Sturdy: These checkbook registers offer clear pages with 14 lines each, making it easy to track account withdrawals; The bold layout and spacious rows and columns (0.55" width) provide a comfortable writing experience.
- Small and Portable: These compact 6" x 3" checkbooks are perfect for on-the-go financial tracking and feature a stylish calendar from 2026 to 2028, guiding you through a better financial journey.
- Premium Material: This checkbook register uses high-quality cardboard, which is designed to prevent feathering and seepage. White Paper is ink-proof and thick enough to avoid ink bleeding through, offering you a smooth writing experience.
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Other disclosed account details
The Advantage Plus Clarity Statement lists no Bank of America ATM fee for deposits, withdrawals, transfers, or balance inquiries at Bank of America ATMs. That disclosure is specific to those transactions at the bank’s own ATMs; it should not be read as a promise that all ATM use or other account activity is free. Check the current account page and disclosures for applicable fees and conditions.
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- CLEAR 12 GAUGE VINYL - checkbook cover with quality printed / crafted insert and one free large print checkbook bank transaction register.
- STANDARD CHECKBOOK size cover when folded measures 6 3/8" wide x 3 1/2" tall with a 6" x 3" register. Cover has die cut flaps to hold your register open and to divide duplicate checks.
- LARGE PRINT REGISTER - has lines that are twice as wide as a standard bank register with easy to read alternating gray and white lines.
- REGISTER HAS - 3 FULL page calendars 2025 2026 2027 on back and inside back cover. MUST open the back cover.
- NOT A leather cover - Handcrafted In The USA.
What to check before opening or keeping the account
- Whether you can reliably meet a fee-waiver condition in every statement cycle.
- Whether the account’s non-interest-bearing structure suits your needs.
- Which charges apply to the transactions and services you expect to use, including overdraft-related services.
- Whether the current rewards tier and waiver rules match the February 2026 schedule’s dated terms.
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