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Decrypt announced Money Accounts on Solana on October 8, 2026. The company says one USDT balance is designed to fund several financial features without requiring users to hold SOL for network gas or rent. Decrypt describes the account as self-custodial, but its launch announcement is not an independent technical assessment, and private-key export was still forthcoming when it was published.
What Decrypt Money Accounts do
Decrypt presents Money Accounts as a shared account and balance for using its financial products. According to the company’s October 8, 2026 announcement, the balance is held in USDT and is intended to support Earn, Swaps, Predictions, and Perps. Decrypt Takes and other features were described as coming later, so they should not be treated as available at launch.
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Decrypt co-founder Ilan Hazan described the goal as “one account, one balance, and access to every financial instrument, directly from where you already consume information.” That is a product vision, not a promise that every instrument or feature was already live.
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Existing Myriad Wallet users
Decrypt says existing Myriad Wallet users can use Money Accounts immediately: their existing wallet becomes the new account, with no migration required. The announcement does not establish eligibility for every user or explain regional availability.
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Network fees
Decrypt says it sponsors gas and rent through fee-payer co-signing, so users do not need to hold SOL to cover those network costs. This is the company’s description of the experience; the announcement does not provide a detailed fee schedule or explain whether other charges may apply.
Deposits
The announcement says users can deposit using “virtually any payment method,” but it does not list supported methods. Check Decrypt’s current product documentation before assuming a particular payment option is available.
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How Decrypt describes custody and cross-chain access
Self-custody and key export
Decrypt calls Money Accounts self-custodial and says it does not hold users’ private keys or transact on their behalf. The company also said private-key export was a future feature, not one available at announcement time. The announcement does not detail the custody implementation, recovery options, or independent audit results, so its characterization should not be mistaken for an external security verification.
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Markets on other chains
Decrypt says users can access Myriad Predictions markets that settle on BNB Chain using the same Solana USDT balance, without personally bridging assets or managing a second network. It does not explain the bridge, settlement, or other technical architecture behind that experience.
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- Hardcover journal with 240 line-ruled pages (120 sheets)
- Built-in elastic closure and ribbon bookmark
- Includes an expandable inner storage pocket and a pen holder
How Money Accounts relate to The Information Exchange
Decrypt describes Money Accounts as infrastructure for The Information Exchange: a product concept combining reporting, data, prices, and probabilities with financial instruments. In the company’s framing, Decrypt supplies the information layer, Myriad connects information to action, and the upcoming MYR token is intended to serve as an economic coordination layer on Solana.
These roles are part of a staged vision rather than a description of a fully delivered system. Hazan said users would be able to manage positions in prediction markets, perpetual futures, and swaps in one place, and that partners would be announced in the coming weeks. The announcement does not name those partners or give a detailed MYR launch schedule.
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What the announcement leaves unanswered
Before relying on Money Accounts for a particular use, readers may need details that the October 8 announcement does not supply:
- Which deposit methods are actually supported, and which regions or users are eligible.
- What fees apply beyond the sponsored gas and rent described by Decrypt.
- How account recovery and key management work in practice.
- What independent security reviews, if any, have been completed.
- Which announced features and protocol integrations are currently available.
Those details require current product documentation. Decrypt’s launch announcement establishes the company’s stated design and roadmap, not the answers to these operational questions.
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