Berkshire Hathaway’s homebuilding business gives buyers access to Clayton Homes’ factory-built and site-built homes, along with Clayton financing and a broader network of real-estate services elsewhere in Berkshire. That does not guarantee lower prices, a mortgage approval, local availability, or a bundled buying experience. What matters to an individual buyer is the specific home, site, delivery schedule, price, and loan terms available in their market.
What Berkshire Hathaway’s homebuilding business includes
Clayton Homes is Berkshire’s vertically integrated housing company. It offers off-site (factory-built) and site-built homes, including modular, manufactured, CrossMod™, town homes, and tiny homes. Clayton also offers home financing and other financial services. Berkshire describes these operations in its 2025 annual report.
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Clayton’s site-built operations, called Clayton Properties Group, comprised nine builders across 17 states and approximately 300 subdivisions at the end of 2025. The company reports selling off-site homes through independent and company-owned home centers, realtors, and subdivision channels. Those are company-wide figures and channels, not a promise that a particular home or community is currently available near you.
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Clayton’s reported 2025 activity
- Approximately 49,400 off-site-built homes shipped.
- Approximately 10,000 site-built homes.
- More than 83% of off-site shipments were built to Department of Energy Zero Energy Ready Home program requirements. This applies to the reported shipments, not necessarily every Clayton home.
These are Clayton’s company-reported 2025 volumes, not industry totals. The DOE-related figure describes program requirements; it should not be read as a guarantee about a specific home’s features or performance.
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Does Berkshire ownership mean cheaper homes?
Not on the evidence Berkshire reports. The company’s scale and ownership establish that Clayton is a substantial homebuilder, but do not establish that its homes cost less than comparable alternatives. Factory-built and site-built homes also differ in construction and delivery, so a general price comparison can obscure differences in the home, land or site work, and what is included.
Berkshire’s second-quarter 2026 report gives recent company-level results for the first six months of 2026: Clayton revenue was $6.3 billion, up 0.9% from the comparable 2025 period, while new-home unit sales declined 3.3%. Average factory-built home prices rose 3.3%, which Berkshire attributed to changes in sales mix; average site-built prices fell 2.3%. These figures are not a local price index or a forecast of what you will pay.
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Clayton’s first-half 2026 pre-tax earnings declined 5.9%. Berkshire said lower homebuilding earnings, partly related to lower year-to-date sales volume and overall gross-margin rates, were partly offset by higher financial-services earnings. Those results do not predict a buyer’s price, but they offer no basis for assuming that Berkshire ownership automatically makes homes cheaper.
How to compare a Clayton home with other options
Compare specific offers on the same practical terms rather than treating factory-built or site-built as a guaranteed bargain. Berkshire identifies price, service, location, and delivery capability as areas of competition for Clayton; for your decision, check the details that affect the total purchase and move-in plan.
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- Home and format: Identify whether the quote is for a manufactured, modular, CrossMod™, town, tiny, or other site-built home, and compare the specifications.
- Site and included work: Confirm what the quoted amount includes for the lot or land, preparation, delivery, installation or construction, and any other required work. Do not compare headline home prices if the included scope differs.
- Timing: Ask for the expected delivery or completion schedule and what could affect it.
- Financing: Compare the actual loan terms and eligibility requirements, not an assumed approval or payment.
- Service and location: Verify which builder, community, sales channel, and after-sale services are available for the location you want.
What Clayton financing does—and does not—tell you
Clayton offers financing and other financial services, but Berkshire’s filings do not establish that a particular buyer will qualify, receive a specific rate, or get a lower monthly payment. The company says its financing programs use proprietary underwriting guidelines. Mortgage rates and the supply of existing homes for sale also affect affordability and Clayton’s homebuilding business.
Request a written, location-specific quote and financing terms, then compare them with other available offers. Check the total cost, rate, fees, term, down payment, and eligibility conditions that apply to your situation. The company-wide figures do not substitute for a lender’s decision or an individualized quote.
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What Taylor Morrison’s addition means in 2026
Berkshire’s second-quarter 2026 report says it acquired Taylor Morrison Home Corporation on July 24, 2026, and included it in Berkshire’s building-products group from that date. This broadens Berkshire’s homebuilding portfolio. The report does not say that Taylor Morrison and Clayton have combined operations, nor does it promise changes in prices, selection, or service for buyers.
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Berkshire’s HomeServices of America business provides residential brokerage and related services, including mortgage origination and mortgage banking, title and closing, insurance, and home warranties. These offerings sit elsewhere in Berkshire’s real-estate ecosystem. Their presence does not mean a Clayton or Taylor Morrison buyer must use them, will receive a package of services, or will get a better deal. Compare providers, coverage, and terms independently.
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What Berkshire’s reports cannot tell you about your purchase
The company reports do not establish current inventory or prices in your area, specific financing offers, local HomeServices coverage, or future integration plans. For those decisions, you need information tied to your location and transaction: available homes, what the quoted price includes, the delivery or completion schedule, and the terms offered by the builder and lender.
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