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Scan for outdated or missing drivers - takes under a minuteDriver Scan →Repair Windows errors before they cause bigger problemsFix Now →Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →Use Swiss francs (CHF) for cash purchases in Switzerland. Some businesses accept euros, but they do not have to, and any change is returned in francs. Cards are accepted almost everywhere, according to Switzerland Tourism, though your card issuer may charge foreign-transaction or ATM fees.
Why Swiss francs are the safer choice
The Swiss franc is Switzerland’s legal currency. The Federal Finance Administration defines the franc as the country’s currency; legal tender includes banknotes, coins and sight deposits at the Swiss National Bank. For everyday travel purchases, that means CHF is the dependable cash option.
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Euro cash is different: it may be accepted when a merchant agrees to take it, but it is not Switzerland’s domestic currency. Switzerland’s State Secretariat for Economic Affairs explains that a price in euros can be paid if both parties to the transaction agree. A shop, restaurant or other business can therefore decline euros.
When can you pay in euros?
Some businesses do accept euro cash. Switzerland Tourism says major department stores and many shops, businesses, hotels, restaurants and souvenir shops accept it. That is a practical option in some places, not a guarantee that every merchant will take euros or that the exchange calculation will be favorable.
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If a business accepts your euro notes or coins, expect change in Swiss francs, according to Switzerland Tourism. If you need to know the conversion before paying, ask the merchant what rate it will use and what change you will receive.
Using a card instead of cash
Switzerland Tourism describes credit and debit cards as accepted almost everywhere. It lists Visa, Mastercard, American Express and Maestro, and also mentions Apple Pay and Google Pay. Card acceptance is convenient, but it does not establish what a particular card will cost you: your issuer may charge foreign-transaction fees, and ATM withdrawals may carry separate charges.
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- Metric conversions.
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Before leaving, check your own card’s terms for purchases and cash withdrawals abroad. The fees and any currency-conversion rate depend on your provider and transaction; there is no single rate or fee that applies to every traveler.
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1Scan for outdated or missing drivers - takes under a minute2Clear out junk files and repair common Windows errors3Fix the driver behind crashes, sound loss and screen glitchesWhere to get Swiss francs
You can obtain CHF at a bank ATM in Switzerland or exchange money at airport counters and serviced railway-station booking counters. Switzerland Tourism also recommends paying by card as an alternative. Check the displayed exchange rate and any applicable charges before exchanging cash or withdrawing money.
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A simple payment plan for your trip
- Carry or withdraw some CHF for cash purchases, especially where you have not confirmed that euros or cards are accepted.
- Use a card where convenient, after checking your issuer’s foreign-transaction and ATM fees.
- Treat euro cash as a backup: ask whether it is accepted and confirm the conversion and change before completing the purchase.
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