RACT describes contents insurance for belongings at an insured address in Tasmania, while optional portable-item cover is intended for certain specified items taken away from home. The distinction matters: the product page’s summary is not a promise that every item or loss is covered, and your applicable policy documents and certificate set the terms and limits.
What RACT contents insurance is designed to cover
RACT presents its contents insurance as cover for household belongings at the insured address. Its official Contents Insurance page says, “Our contents insurance coverage is suitable for contents within Tasmania.” That geographic statement applies to contents cover; it should not be read as a statement that contents at any address elsewhere are covered.
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RACT advertises new-for-old replacement and lists events including fire, storm and flood. These are product-page summaries, not unconditional guarantees: the operative policy wording, exclusions, limits and claim assessment determine whether a particular loss is covered and how it is settled.
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Renters: check the address and whose belongings are insured
The current Target Market Determination (TMD) for RACT Home, Contents and Portable Items Insurance, effective 5 March 2026, describes contents as household goods owned by the customer or for which the customer is legally responsible at the insured address. That makes the insured address central to a renter’s decision. Check that the address on the quote and certificate is the home where the belongings are kept, and confirm that the policy is appropriate for the belongings and circumstances you want to insure.
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
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- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
A TMD describes the product’s intended market; it is not a substitute for policy wording. The TMD says the product is not designed for contents kept away from the insured address, such as in commercial storage, without RACT’s prior agreement. If you store possessions elsewhere, ask RACT and check the terms that apply before relying on cover.
What optional portable-item cover is for
RACT presents portable-item cover as optional cover for certain items stolen, lost or accidentally damaged outside the home. Its TMD effective 5 March 2026 describes portable-item cover for theft, loss or accidental damage in Australia or New Zealand. This is a different scope from the product page’s Tasmania statement about contents at the insured address.
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
The TMD also identifies uses outside its intended market, including portable items used in business activity and musical, sporting or recreational items while in use. These are target-market descriptions, not a complete list of policy exclusions. Read the applicable PDS and certificate to find the actual conditions for an item, activity, location and claim.
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RACT lists accidental-damage cover as an optional extra and says it offers flexible limits for valuables such as jewellery or collectibles. The page does not establish the current limits or the exact process for insuring each item. Before buying, check whether an item must be specifically listed, what evidence or valuation is required, and which excess and sublimit would apply.
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
What to verify before buying or making a claim
RACT’s insurance documents index directs customers to read the applicable Product Disclosure Statement (PDS) and TMD. The detailed Supplementary PDS located for this product was prepared on 22 September 2023 and effective from 9 November 2023; the underlying PDS located took effect on 1 April 2021. Those dated documents do not establish the current limits, excesses or full exclusions for a policy bought now. Use the PDS/SPDS and certificate that apply to your own policy rather than relying on older wording.
- At-home belongings: confirm the insured address, the contents sum insured and any item-specific sublimits in your current documents.
- Items taken away: establish whether the item needs to be specified, the locations and activities covered, and any relevant limits or exclusions.
- Claim settlement: check how the current wording defines replacement, what proof of ownership or value is needed, and which excess applies.
- Storage or unusual use: contact RACT for written clarification if belongings are kept away from the insured address or portable items are used for work, sport or recreation.
RACT expressly advises prospective buyers to consult its PDS before purchase. Its insurance documents index links to the relevant product documents; make sure you use the version and certificate associated with the policy you are considering.
Quick Recap
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
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