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Outbyte Driver Updater FREEScan for outdated or missing drivers - takes under a minuteDriver Scan →Outbyte PC Repair FREEClear out junk files and repair common Windows errorsFree Scan →RAA offers combined Home and Contents Insurance as well as separate building-only and contents-only policies. The combined policy can cover the home and belongings for listed insured events, but the product-page summary is not a promise that every loss will be paid: the applicable Product Disclosure Statement (PDS), your Certificate of Insurance, chosen options, excesses, limits and any recorded exclusions or variations determine the cover for your policy.
What RAA Home and Contents Insurance covers
RAA describes its combined policy as cover for the home and contents at the insured address, with insured events, legal liability, additional benefits and optional cover set out in the PDS and Certificate of Insurance. The product page highlights benefits such as temporary accommodation and a sum-insured safety net. Those benefits remain subject to the policy terms and limits. RAA’s Home and Contents page provides a summary; the policy documents govern the details.
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RAA’s product page lists events including fire (including bushfire), flood, storm and rainwater runoff, burglary, theft or attempted theft, bursting or leaking liquid, impact, malicious damage and vandalism, lightning, earthquake or tsunami, explosion and some animal damage. Waiting periods apply to some events: RAA states 48 hours for some listed events and 72 hours for flood. The PDS defines the events and sets out exclusions and other conditions, so a listed event should not be read as unconditional cover. For example, the stated animal-damage cover excludes damage caused by domestic pets, vermin, insects, spiders, reptiles, birds or termites. Check the PDS for the relevant definitions and exclusions.
Combined cover versus separate policies
RAA also sells Home Building Insurance and Contents Insurance separately. Building-only cover does not insure household contents, while contents-only cover does not insure the home’s structure. Choose based on what you need insured rather than assuming one policy includes the other. RAA lists its home-insurance options here.
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
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- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
How much a claim may pay
For an insured incident, the PDS generally limits payment to the lower of the repair or replacement cost and the relevant sum insured, with policy terms and item-specific limits also applying. A sum insured is therefore not a guaranteed payout. RAA warns that setting the contents sum insured too low can leave you out of pocket; estimate the cost of replacing your belongings and check any applicable category or item limits. The PDS explains the applicable limits.
Optional cover and belongings away from home
Options to check on your quote
RAA advertises optional Accidental Damage Cover, Cover for Valuable Items and Pet Cover. These are not automatic: check that each option you want appears on your quote and Certificate of Insurance, and review its premium, limits and conditions. The PDS says optional cover is conditional and attracts an additional premium. See RAA’s current product summary.
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
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- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
Contents temporarily removed
RAA states that contents temporarily taken to another residential address or a storage facility can be covered up to 10% of the contents sum insured, subject to conditions and exclusions in the PDS. This is distinct from optional protections for accidental damage or specified valuables away from home. The PDS describes optional accidental-damage cover for accidental loss, theft or damage in Australia and New Zealand; protection for specified items away from home can apply worldwide to agreed items under its terms. Do not assume every item is covered everywhere. RAA’s Home Insurance help centre addresses belongings taken out of the home; check your policy documents for the conditions that apply.
What to verify before buying or renewing
- Confirm whether you need combined building and contents cover, building-only cover or contents-only cover.
- Check the insured address, sums insured, excesses, selected options, item limits and any exclusions, variations or additional excesses on your Certificate of Insurance.
- Read the PDS for event definitions, waiting periods, exclusions, benefits and conditions rather than relying on the product-page checklist.
- Use the latest PDS supplied with your quote or renewal. RAA’s document index says the linked Home and Contents PDS applies to policies created on or after 30 September 2021 and renewals effective on or after 1 October 2021; confirm that the version attached to your own documents is the applicable one. RAA’s PDS index lists its disclosure documents.
- If comparing policies, use the same address, property details, type of cover, sums insured, options and excesses. Compare event definitions, item sublimits, temporary-accommodation benefits, exclusions and claim processes as well as price. The available information does not establish a reproducible current premium or a like-for-like price advantage for RAA.
How to lodge a claim
RAA advertises online claims availability 24 hours a day, seven days a week. Its renters contents page says claims can be lodged through My Account or by phone and are handled in South Australia. Check RAA’s current claims information for the applicable route and contact details, as these can change. These statements do not establish a claim turnaround time or whether a particular claim will be accepted. See RAA’s renters contents information.
Rank #3
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- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
Is RAA Home and Contents Insurance right for you?
It may suit South Australian households seeking one policy for both the home and belongings, or customers who need only one of those types of cover through RAA’s separate policies. Whether it suits your circumstances depends on the insured property, the cover and options selected, the sums insured and excesses, and the exclusions and limits in your documents. RAA’s product page advertises a Canstar South Australia home-insurance customer-satisfaction award for 2019–2026; that is RAA’s stated award claim, not an independent price comparison or proof that the policy is the best fit for every household. Review the current product information and assess the quote against your needs.
Quick Recap
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
