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Kogan advertises contents insurance for renters that can cover belongings at the insured address after listed events such as theft, fire, storm and flood, subject to policy limits and conditions. Accidental-damage and portable-contents cover are optional. Whether it suits you depends on the current policy wording, your quote, excesses and the value of your belongings—not just the advertised discount.
What Kogan advertises for renters
Kogan describes contents as belongings kept at the insured address, with examples including furniture, carpets, appliances and a barbecue. Its renters page lists theft, fire, storm and flood among insured events. Cover is subject to the policy’s definitions, limits, exclusions and other conditions; the public summary is not a substitute for the policy documents. Kogan’s contents insurance page
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The listed home and contents documents apply to policies newly purchased on or after 16 June 2025. Kogan directs customers to its Combined Financial Services Guide and Product Disclosure Statement (PDS) for full terms. Those current documents could not be examined for this review, so exact limits, excesses, exclusions and settlement rules are not established here. Get the current PDS and your certificate of insurance, and check the terms that apply to your quote before buying. Kogan’s insurance documents directory
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Contents insurance is intended to protect the renter’s belongings, not the building. ASIC’s Moneysmart guidance says a landlord or strata corporation covers the building, while renters may need contents insurance for their own possessions and legal liability. Do not assume your landlord’s policy protects your belongings. Insurers can define contents differently, so check the definition in the PDS. ASIC Moneysmart: Contents insurance
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
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What cover options need particular scrutiny?
Accidental damage and motor burnout
Kogan advertises accidental-damage cover as an option. It also says motor-burnout cover for household electrical motors under 10 years old damaged by electrical current is automatically included if you select that option. Confirm the definitions, exclusions, limits and price in the current PDS and quote rather than assuming all accidental damage is covered. Kogan’s contents insurance page
Portable contents away from home
Kogan advertises optional portable-contents cover for examples such as mobile phones, cameras and engagement rings, including when taken away from the insured address. Its page says temporary travel outside Australia may be covered for up to 120 continuous days during a period of insurance. Some belongings may need to be individually listed as portable contents at full replacement value to be covered away from home. Check which items must be listed, where cover applies, item limits, excesses and conditions in the current documents. Kogan’s contents insurance page
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
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- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
A Kogan FAQ search result dated 11 May 2025 says laptops, tablets, phones, smart watches and wearable technology must be listed for away-from-home cover, and that cracked screens or glass alone are not covered. Because the present policy wording could not be verified, treat those details as unconfirmed for a new policy: check the current PDS and certificate, especially if you are relying on cover for a device screen. Kogan’s insurance FAQ
Waiting exclusion period
Kogan’s renters-page search result, timestamped 25 November 2025, says a 72-hour exclusion period may apply to specified cyclone, flood, grassfire and bushfire losses after purchase or an increase in cover. Check whether it applies to your address, peril and policy change, and when cover begins. Kogan’s contents insurance page
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
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- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
How to judge whether the quote fits
Compare the quote against your needs and the actual policy wording. ASIC Moneysmart recommends comparing several quotes and reading the PDS. Work through these points before deciding:
- Premium: Compare the price for the same insured amount and options, not just headline discounts. Kogan’s renters-page search result dated 25 November 2025 advertises up to 10% off the first year’s premium for eligible new online policies and a No Claim Bonus of up to 30%; terms and eligibility apply. Verify the offer in your quote. Kogan’s contents insurance page
- Excess: Find the standard excess and any additional or imposed excesses that might apply to a claim.
- Sum insured and settlement: Check whether the insured amount reflects the cost to replace your belongings, and whether claims are settled on a replacement-value or current-value basis.
- Events and location: Check the policy’s treatment of the risks relevant to you, including flood, storm, fire and theft, and confirm any waiting or exclusion periods.
- Item limits and declarations: Look for limits on particular categories, requirements to declare high-value items and exclusions that could affect your possessions.
- Optional covers: Establish whether accidental damage or portable contents is included in your quote or costs extra, and read the conditions for each.
- Claims evidence: Check what documentation or other evidence the insurer may require when you claim.
These are comparison questions, not confirmed Kogan policy terms: the current PDS and certificate determine the cover that applies to your policy. ASIC Moneysmart: Contents insurance
Rank #4
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- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
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- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
How much contents insurance do you need?
Estimate what it would cost to replace your belongings at present-day prices rather than relying on what you paid or guessing a round figure. Moneysmart suggests making an inventory and recording details such as serial numbers, receipts, warranties, photos, condition and purchase date. A video of each room can also help document what you own. Review the insured amount when you acquire or dispose of significant belongings. ASIC Moneysmart: Contents insurance
Verdict: read the current terms before deciding
Kogan’s public summary identifies a potentially useful mix of insured events and optional cover for accidental damage and portable items. It is not enough to establish whether the policy fits a particular renter: the current PDS, certificate and quote are needed to verify limits, excesses, exclusions, settlement and item-listing requirements. Compare those details with other quotes and with a replacement-cost inventory before choosing.
Quick Recap
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
