Recommended Free Tools
Kogan Home & Contents Insurance is distributed by Kogan Australia, but Allianz Australia Insurance Limited is the insurer responsible for the policy, claim assessment and claim payments under the current product documents. Whether it is a good fit depends on the cover, sums insured, excesses and options in your own quote—not on the brand name or a generic price claim.
Who insures Kogan Home & Contents?
For the current policy, Allianz Australia Insurance Limited is the insurer. Allianz is responsible for the product, assessing claims and paying any benefits due under the policy. Kogan Australia Pty Limited distributes it as Allianz’s agent; the current Product Disclosure Statement (PDS) says the policy is not issued or guaranteed by Kogan, and Kogan is not responsible for assessing or paying claims. Allianz’s PDS, prepared 30 April 2025, sets out that arrangement.
As an Amazon Associate I earn from qualifying purchases.
Existing customers should check their policy start date and documents. Kogan’s product page distinguishes policies purchased before 16 June 2025 that were underwritten by the previous provider, QBE. Do not assume every policy currently held by a Kogan customer is Allianz-underwritten: the applicable PDS and policy schedule determine the terms for that policy. Kogan’s Home & Contents page provides the transition information.
The Tool Desk
Outbyte PC Repair FREERepair Windows errors before they cause bigger problemsFix Now →Outbyte Driver Updater FREEScan for outdated or missing drivers - takes under a minuteDriver Scan →What does the policy cover?
The PDS describes cover for buildings and contents against loss or damage caused by listed insured events. It is a sum-insured policy: you nominate building and contents amounts, and settlement is subject to policy wording, exclusions, limits, excesses and any selected options. It is not an unconditional promise to pay for every household loss.
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
- Compact & Travel-Friendly: The ultra-compact design allows the adapter to stay plugged into your device without blocking adjacent ports or adding bulk, reducing wear and tear on your original USB ports.
- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
CHOICE’s feature review lists legal liability cover of up to $20 million, temporary accommodation for qualifying claims, and claim settlements that may involve repair, replacement or payment. These features remain subject to the policy’s conditions and limits; the applicable schedule records the selected cover and excesses. CHOICE’s Kogan review summarizes features, while the PDS and your schedule control the actual terms.
Optional cover and important limits
The PDS lists optional motor burnout, accidental damage, domestic workers’ compensation and portable contents cover. A feature being available does not mean it is included in every policy. For example, portable cover is optional and may cover eligible items such as phones, cameras and engagement rings away from home; Kogan’s product page describes cover for up to 120 continuous days outside Australia, subject to eligibility and limits. Confirm the wording and selection in your own documents.
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
CHOICE also notes special conditions for homes unoccupied for more than 60 days. Check the PDS for the relevant requirements and consequences rather than assuming ordinary cover continues unchanged. Whether a particular loss is covered depends on the insured event wording, exclusions, disclosures, optional cover selected and the schedule.
Quick wins for a faster PC:
Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →Repair Windows errors before they cause bigger problemsFix Now →Scan for outdated or missing drivers - takes under a minuteDriver Scan →How to read your policy documents
The policy consists of the PDS, your policy schedule and any applicable supplementary or other policy documents. The schedule identifies insured people, cover selected, policy period, premium, sums insured, liability limits and excesses. Use those documents—not a general web feature list—to determine what applies to your home.
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
- Building and contents sums insured: Check both amounts and ensure the relevant cover is selected.
- Excesses: Review the amount payable for a claim and whether different excesses apply in different circumstances.
- Options: Confirm whether accidental damage, portable contents or other optional cover appears on the schedule.
- Events, exclusions and sublimits: Read the PDS wording for the specific risk and any caps on benefits.
Does it cover flood?
Flood cover should be checked against the insured-event wording in the PDS that applies to your policy and your schedule. The materials summarized here do not establish a blanket answer that every flood-related loss is covered. Read the policy’s definition and exclusions, and distinguish flood from other water-related causes such as run-off; do not rely on a general feature summary to decide whether a particular event is insured.
What happens when you make a claim?
CHOICE lists online and 24/7 phone claim lodgment. Depending on the claim and policy terms, settlement may involve repair, replacement or payment, subject to the sum insured and any applicable sublimits. Those are descriptions of available processes and contract terms; they do not establish claim speed, approval rates or how fairly claims are handled in practice.
Rank #4
- Dual Converters, Infinite Potential:Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
Customer comments on ProductReview include praise for online application, ease and perceived value, as well as complaints about service, follow-up or communication. Several reviewers say they have not made a claim or cannot comment on claim handling. These self-selected accounts can illustrate individual experiences, but they cannot establish representative satisfaction or claims performance. Read the customer comments on ProductReview with that limitation in mind.
Free tools Windows power users keep installed
One-click scans. No signup required.
Is Kogan Home & Contents good value?
There is not enough evidence here to call it cheaper or more expensive than other insurers. Home insurance premiums vary with location, property details, sums insured, selected options, excess and quote date. Individual savings reported in customer comments are anecdotes, not matched comparisons.
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
To compare quotes fairly, line up the cover as well as the price:
- Use the same building and contents sums insured.
- Compare excesses and insured events, including the exact flood and run-off wording.
- Check exclusions, accidental-damage options and cover for portable items.
- Compare temporary accommodation and other benefit limits.
- Check how claims may be settled and whether the schedule includes the options you need.
- Compare the renewal premium with any introductory offer; do not treat a past promotion as a current price.
CHOICE’s visible feature review does not show its expert, cover, price, customer satisfaction or claims satisfaction scores; those are member-only. No suitable published claims statistic is established by the sources cited here, so neither a score nor a broad service verdict can be inferred from them.
Who might consider it?
Kogan Home & Contents may be worth considering if its quoted combination of sums insured, insured events, options, excesses and limits suits your household. The practical decision is whether the specific policy schedule and PDS meet your needs at a price you are comfortable with—not whether customer comments or a brand-level summary sounds reassuring.
Quick Recap
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

