To turn off autopay on a LendingClub personal loan, call 844-227-5011. LendingClub’s current payment FAQ is published by Happen Bank, which identifies itself as formerly LendingClub. The FAQ directs borrowers to call to cancel autopay; it does not give an online cancellation path.
Cancel autopay by phone
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Call Happen Bank at 844-227-5011 and ask to cancel autopay on your LendingClub personal-loan account. This is the cancellation method in the current Happen Bank payment FAQ.
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Ask whether the next scheduled withdrawal is already processing and when the cancellation will take effect. The FAQ does not state a cancellation cutoff or whether a debit already in progress can be stopped.
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Ask which payment method you can use for the next installment and how soon it must be submitted to post by the due date.
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Confirm the cancellation with the representative, then review Member Center or your payment history for the next payment status. The FAQ describes payment-history access but does not promise a specific cancellation confirmation or status label.
Keep making the loan payment
Turning off automatic withdrawals does not cancel the loan or change the amount due. The Consumer Financial Protection Bureau says, “If you cancel an automatic payment on a loan, you still have to make payments on the loan using another payment method.” Its guidance on stopping automatic payments was last reviewed August 28, 2026: CFPB guidance.
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Happen Bank lists check, phone, debit card, wire transfer, and one-time payment through the account as payment options. Availability, posting time, and any fee may depend on your account or payment method; confirm those details with the lender before choosing how to pay.
Changing your bank account is different from cancelling autopay
If you want automatic payments to continue from a different bank account, rather than stop them, sign in to Member Center and select Settings → Payment Methods to add or change the account. The FAQ advises making this change five days before the due date to help ensure the payment drafts on time. This updates the payment source; it does not cancel autopay.
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Check the next payment and due date
The lender says the first payment is due one month after the loan is issued and funded. Recurring autopay may use ACH or a recurring debit-card payment. Its FAQ does not say how quickly a cancellation takes effect or how much advance notice is required, so do not assume that calling will stop a withdrawal that is imminent or already processing. Ask support about the specific next draft and monitor your account.
If you pay manually while recurring payments are still active, the lender cautions that a one-time payment for the monthly amount due should cover the full amount due; otherwise the regular full amount may still be drafted on schedule. After autopay is cancelled, arrange to pay the full amount by the due date through another available method.
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Turn autopay back on later
To resume autopay, the FAQ says to open Member Center, select Make a payment, then choose Turn Autopay On. If the labels differ in your account, contact support at 844-227-5011.
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