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Start with the app or online account for your vehicle and look for privacy, data-sharing, driving-score, or usage-based insurance settings. Then check the car’s infotainment privacy menu and the privacy notice for your specific vehicle and service. A connected car does not automatically share driving data with an insurer: automaker processing for a feature such as a driving score can be separate from an optional insurer-sharing program.
Check your vehicle’s sharing status
- Identify the vehicle and services. Note the make, model, model year, country, connected-services account, and any driving-score or insurance program associated with the car. The settings and data disclosed can depend on equipment, connectivity technology, software, features, enrollment, and choices on file.
- Open the manufacturer’s app or account. Look for Privacy, Data, Consent, Driving Score, Usage-Based Insurance, or Third-Party Data Sharing. Read the full control description to see whether it names an insurer-facing feature or applies more broadly. For example, Toyota’s app includes a Data Privacy Portal where owners can review information about vehicle data transmissions and change preferences: Toyota Data Privacy Portal.
- Check the vehicle itself. Review the infotainment system’s privacy, connectivity, or data-sharing settings and consult the owner’s manual. The route varies by model and year. Ford advises owners to check the vehicle’s settings, manual, or dealer; another driver or profile may also change sharing settings.
- Read the privacy notice for your vehicle and service. Confirm which data is involved, who receives it, whether insurer sharing requires a separate opt-in, and what an opt-out changes. A control that ends an insurance program may not disable data processing needed for a score or other connected feature.
- Record what you find. Save the date, setting name, status, confirmation screen or email, and any support case number. The cited manufacturer materials do not establish a universal consumer-facing sharing-history screen, so ask the manufacturer to verify the current recipients and consent on file if the account does not show them.
- Check account ownership and other drivers. If the car is used, shared, sold, or transferred, verify which account or subscriber is linked and whether another driver can change settings. Toyota warns that a sale or transfer not reported to the company may leave data associated with the account on file.
If the app and in-car menu do not make the status clear, contact the automaker and ask: What driving data is being transmitted now? Who receives it, including service providers and insurers? What consent is recorded for this vehicle and account? Which setting stops insurer-facing sharing, and does it affect any other features?
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Understand the difference between a score service and insurer sharing
Do not treat a driving score, a connected-vehicle account, or automaker data processing as proof that an insurer receives the data. The relevant question is whether a distinct insurance-related program is enabled, what it shares, and with whom. Kia, for instance, says LexisNexis Risk Solutions receives data to generate its vehicle-based Driving Score, while certain attributes may also be shared with participating insurers if the owner separately enrolls in Kia’s optional Usage-Based Insurance Program.
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What the settings look like at major automakers
| Automaker or service | Where to check | What to know |
|---|---|---|
| Toyota | Toyota app account area > Data Privacy Portal | Toyota says it may share Driving Data and Location Data with insurance companies for usage-based insurance when it has express prior consent. Connected Services can also be opted out of, or data transmission deactivated, through the app or by contacting Toyota. Those broader actions may stop collection of certain data categories beyond insurer sharing, so check which consent or service you are changing. Toyota Data Privacy Portal |
| Volkswagen DriveView | myVW app > Account > Vehicle Management > DriveView > “Third Party Data Sharing” | For eligible users who opted in, Volkswagen says switching off “Third Party Data Sharing” and completing the unenrollment steps stops insurance-related sharing. Unenrolling from DriveView also ends its scores and feedback; leaving broader myVW services may affect other services. Volkswagen describes sharing driving behavior, GPS location, and other covered data for 20 days or until 20 trips after opt-in, unless the user opts out earlier. This is a DriveView program rule, not a general rule for connected cars. Volkswagen privacy information |
| Kia | Kia owner’s account for the optional Usage-Based Insurance Program; contact Kia Connect support about Driving Score | Use “Leave Program” to leave the optional insurance program. Kia says this does not stop the data flow to LexisNexis Risk Solutions used to produce Driving Score; disabling Driving Score requires contacting Kia Connect support. Kia connected-services information |
| Ford | Ford app connectivity settings, in-car Settings menu, owner’s manual, or dealer | Ford says data disclosure varies with vehicle equipment, connectivity, features, software, settings, connected services, and selections. It does not provide one menu route that applies to every model and year; another driver or profile may affect settings. Ford privacy information |
| BMW/MINI in the EEA | BMW Group CarData service | BMW Group describes CarData as a way to permit or revoke third-party telematics sharing and view what is stored or transferred. The description applies to BMW/MINI vehicles and companies in the European Economic Area; do not assume the same service or controls apply to U.S. accounts. BMW Group CarData |
Compare more than the on/off switch
If you have multiple vehicles, drivers, or connected services, compare each separately. A useful check includes:
#1 Best Overall
Sale
FOXWELL NT301 OBD2 Scanner Live Data Professional Mechanic OBDII Diagnostic Code Reader Tool for Check Engine Light
- 【Diagnose Check Engine Light in Seconds – No Mechanic Needed】The FOXWELL NT301 OBD2 scanner instantly reads & clears engine fault codes (DTCs) with one click. Simply plug into the 16-pin DLC port, turn ignition on, and get accurate results within seconds—No prior car knowledge required. Save hundreds on dealership fees by knowing exactly what’s wrong before you visit a shop. The #1 choice car scanner for DIYers and car owners who want to take control of their vehicle’s health
- 【Clear & Reset CEL with Confidence】Unlike cheap code readers that just erase codes temporarily, NT301 works like all professional vehicle code readers: It clears the check engine light only after you’ve fixed the underlying issue. If the problem isn’t fully repaired, the fault code will reappear. So you’ll never get a false pass. Use the foxwell scanner to verify your repair work and drive with peace of mind
- 【Sm-og Check Helper – Know Your Pass/Fail Status Before the Test】With dedicated one-click I/M readiness hotkeys and a simple Red-Yellow-Green LED indicator, you’ll instantly know if your vehicle is ready for annual testing. Built-in speaker provides clear audio feedback. No guesswork—just confidence before you head to the test center. One less thing to worry about when inspection day comes
- 【Advanced OBDII Modes – O- 2 Sensor & EVAP Testing】NT301 go beyond basic code reading with enhanced OBD2 modes. Run an EVAP system check to assess fuel tank condition, and use the O- 2 sensor test to optimize air-fuel ratio, boosting fuel economy, cutting em- issions, and saving you money at the pump. The code reader for cars and trucks is like having a mini em-issions lab in your glove box
- 【Live Data Graphing – Spot Engine Issues in Real Time】View and log live sensor data in easy-to-read graphs with this OBD2 scanner diagnostic tool. Monitor ox- ygen sensors, fuel trims, coolant temperature, RPM, and more to spot suspicious values instantly. This obd scanner gives you professional-grade insight without the pro price tag—a feature you won’t find on basic $20 car code readers
- Which data is covered: driving events, mileage, location, score, or vehicle-health information.
- Who receives it: the automaker, a service provider or data partner, an insurer, or a consumer reporting agency.
- Whether insurer sharing is a distinct affirmative opt-in.
- What the setting actually disables, including possible effects on scores, feedback, or connected services.
- Whether the account gives proof of the current state or consent history.
- Whether the notice and controls apply to your model year and country.
What U.S. rules do—and do not—establish
In January 2026, the Federal Trade Commission announced a final order with GM and OnStar resolving agency allegations about collection, use, and sale of precise geolocation and driving-behavior data without adequate notice and affirmative consent. The FTC said the order prohibits specified sharing with consumer reporting agencies for five years. For the order’s 20-year life, it also requires affirmative express consent for covered connected-vehicle data practices, subject to stated exceptions; a way for U.S. consumers to request and delete data; the ability to disable precise geolocation collection for equipped vehicles; and a way to opt out of geolocation and driving-behavior collection, subject to limited exceptions. These provisions concern GM and OnStar; they are not a universal ban on every automaker’s or insurer’s data use. FTC announcement on the GM/OnStar final order
The FTC has also noted that connected vehicles can collect sensitive information, including location and telematics, with potential consequences for privacy and financial welfare. That general concern is a reason to check your own controls, not evidence that a particular car is currently sharing data with an insurer. FTC discussion of connected vehicles
Rank #2
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OBD2 Scanner Diagnostic Tool, Car Scanner for iOS & Android, Bluetooth 5.4 | Code Reader for Cars and Trucks, Scanner for Check Engine Codes, Live Data, Error Clearing and Performance Test Exclusive APP
- 【Comprehensive Performance Testing】V011 OBD2 Scanner provides a complete diagnostic solution, giving you a thorough understanding of your vehicle's condition. It supports a variety of performance tests, support 9 protocols,👍automotive fault clearing，including fast reading of DTCs, access to electronic emission readiness, turning off CEL or MIL, resetting monitors, reading live data and retrieving the vehicle's VIN, freeze frame, sensor data, data streaming, diagnostic reports, onboard monitoring, live data streaming, and more. With these features, you can monitor your car's performance in real time and discover potential problems before they become major issues.
- 【Convenience and Savings for All Users】Designed with user-friendliness in mind, the V011 OBD2 Scanner is perfect for both novices and seasoned car enthusiasts. The intuitive app helps you interpret the check engine light, and suggests possible fixes. This can help you avoid unnecessary trips to the repair shop and prevent you from being overcharged for repairs. The product also includes helpful how-to guides and video tutorials, empowering you to clear the check engine light yourself and save significantly on repair bills.The fault code can only be cleared after the car is repaired. ⚠️ Notice：lf the car is not repaired,the fault code can only be cleared by the computer in the 4s shop.
- 【Intuitive Data Visualization】Understanding car diagnostics has never been easier. The V011 OBD2 Scanner displays detected data in clear, easy-to-read charts. Whether it's engine coolant temperature, engine speed, vehicle speed, or control module voltage, the visual representation helps you quickly grasp your car’s status. Even beginners can compare these readings against normal values to determine if their car needs any repairs.
- 【Broad Compatibility】The newly upgraded V011 OBD2 Scanner supports over 96% of car makes and models, making it one of the most versatile diagnostic tools on the market. It is compatible with a wide range of brands including Toyota, Honda, Chevrolet, Ford, Mercedes-Benz, Jeep, BMW, Porsche, Subaru, Nissan, Cadillac, Volkswagen, and Lexus, covering vehicles from 1996 to the present. This ensures that almost any vehicle owner can benefit from its extensive features. The device also supports multiple languages, including English, German, Spanish, Finnish, French, Italian, Dutch, Portuguese, and Chinese, ensuring accessibility for a global audience.
- 【Advanced Bluetooth 5.4 Connectivity】Say goodbye to the hassle of traditional wired connections. The V011 OBD2 Scanner features an upgraded Bluetooth 5.4 system, providing faster and more reliable connections. This seamless connectivity ensures you can start diagnosing your vehicle without any delays.Tips: 1. The car must be started (power on and ignition), 2. The mobile phone Bluetooth is turned on. Note that Apple phones only need to turn on Bluetooth, do not connect Bluetooth in the phone settings to turn on OBD Home, the APP will automatically connect (this product is only suitable for OBD home)
Optional VIN-based overview
Privacy4Cars offers a free VIN-based Vehicle Privacy Report that AP describes as an overview of automaker privacy practices, including possible collection and disclosure to insurers or data brokers. It may help you understand a manufacturer’s general practices, but it does not replace checking the vehicle’s live settings, your consent status, or the current recipients with the automaker. AP coverage of the Vehicle Privacy Report
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SaleBestseller No. 1
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Best Value
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VDIAGTOOL VD10 OBD2 Scanner Check Engine Code Reader Car Diagnostic Tool
- 【A MUST-HAVE SCANNER TOOL FOR DIYERS】 - VDIAGTOOL VD10 car code reader is an incredibly useful, handheld obd2 scanner for each car owner or hobbyist, even for those with little to no experience when it comes to vehicle mechanics! Similar to a fixd car diagnostic tool, using this car diagnostic scanner is extremely easy. All you have to do is attach it to your car OBDII port and you can diagnose car problems in seconds! Read Codes (DTCs); Clear Codes; Live Data; View Freeze Frame; I/M Readiness; Vehicle Information.
- 【KEEP ENGINE IN GOOD STATUS】 - VDIAGTOOL check engine code reader brings a fast access to scan, read the car fault code, show its definition on the screen instantly, troubleshooting to find the root causes of problems, erase the engine fault code and turn off the MIL (Malfunction Indicator Light). Similar to a fixd car diagnostic tool, this car code reader helps ensure your engine stays in top condition.
- 【READ/CLEAR CODES & DTC LOOKUP】- No search online & saving your time, this vehicle car code reader retrieves generic (P0, P2, P3, and U0), manufacturer specific (P1, P3, and U1) codes, pending codes and displays DTC definitions based on the built-in database(more than 3000 codes) on the TFT screen, find out the root causes and clear the codes after fixed.
- 【ENHANCED OBD2 SCANNER WITH LIVE DATA & RETRIEVE FREEZE FRAME】 - This diagnostic scan tool for accurate diagnosis enables you to retrieve data from vehicle sensors, such as Engine RPM, Intake air temperature, Short/Long term fuel, Misfire data and etc. The freeze frame is stored in the PCM together with the diagnostic trouble code (DTC) related to the fault. Comparable to a fixd car diagnostic tool, the VD10 car code reader car scanner can be a valuable & practical diagnostic aid and also greatly help when diagnosing intermittent problems.
- 【I/M READINESS for THE S-nn-0-g CHECK】- OBDII vehicle may not pass the annual inspection unless the required monitors since reset are complete. So you should at least read the readiness monitors and make sure they are ready. This car obd2 scanner diagnostic tool is equipped with I/M readiness function to check the operations of the e-m-issi0n system on OBD2 compliant vehicles, run I/M monitor readiness test, checking if the pass vehicle s-m-0-g inspection.
Rank #4
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Innova 5210 OBD2 Scanner & Engine Code Reader, Battery Tester, Live Data, Oil Reset, Car Diagnostic Tool for Most Vehicles, Bluetooth Compatible with America's Top Car Repair App
- OBD2 SCANNER & BATTERY TESTER IN ONE – The INNOVA 5210 OBD2 scanner not only reads and clears check engine light and ABS codes (coverage may vary) but also functions as a car battery tester to check alternator health and prevent unexpected breakdowns.
- LIVE DATA & REAL-TIME DIAGNOSTICS – Get instant access to OBD2 live data, including RPM, engine temperature, fuel trims, and oxygen sensor readings. The drive cycle readiness feature helps pass smog tests and emissions inspections with ease.
- ENGINE CODE READER – This automotive diagnostic tool works with most US, Asian, and European vehicles from 1996 and newer, including Toyota, Ford, Honda, Chevrolet, Nissan, Dodge, and more. Read and erase ABS (coverage may vary) and engine trouble codes with pinpoint accuracy. Please use Innova's Coverage Checker to verify coverage.
- OIL RESET & SMOG CHECK READINESS – The built-in oil light reset feature allows DIYers and mechanics to properly reset maintenance lights after an oil change. Check I/M readiness status to ensure your car is ready for an emissions test.
- NO SUBSCRIPTIONS – VERIFIED FIXES WITH FREE APP – Unlike other OBD2 code readers, the INNOVA 5210 provides verified fixes based on real-world repairs from ASE-certified mechanics. Trusted by 4M users, the RepairSolutions2 app on iPhone & Android gives you step-by-step repair guidance, suggested parts, and cost estimates—no extra fees or hidden subscriptions!
Rank #3
FOXWELL Car Scanner NT604 Elite OBD2 Scanner ABS SRS Transmission
- [Easy to Use—Work Out of the Box] + [FOXWELL 2026 New Version] FOXWELL NT604 Elite scan tool is the 2026 new version from FOXWELL, designed for car owners who want to figure out the cause of issues before fixing car problems by scanning common systems like ABS, SRS, engine, and transmission. The NT604 Elite obd2 scanner diagnostic tool comes with the latest software—no need to waste time downloading software first. Plug the scanner into the OBDII port with OBDII cable to start the diagnosis.
- [Affordable] + [Reliable Car Health Monitor] Will you be confused what happens when the warning light of ABS/SRS/transmission/check engine flashes? Instead of taking your cars to dealership, this FOXWELL scanner will help you do a thorough scanning and detection for your cars and pinpoint the root cause. Note：The device is a diagnostic tool, not a repair tool. To turn off a warning light, you must first physically repair the issue causing it. Only then can the scanner be used to clear the corresponding fault code.
- [5 in 1 Car Diagnostic Scanner] Compared with obd scanners (50-100), NT604 Elite code scanner not only includes their OBDII diagnosis but also serves as ABS/SRS scanner, transmission and check engine code reader. When it’s an odb2 scanner, you can use it to check if your car is ready for annual test through I/M readiness menu. In addition, live data stream, built-in DTC library, data play back and print, all these features are a big plus for it. Note: doesn't support maintenance functions like reset or relearn. For the SRS system, NT604 Elite can read and clear common fault codes not caused by a crash, but crash/collision data cannot be cleared.
- [Fantastic AUTOVIN] + [No extra software fee] Through the AUTOVIN menu, this NT604 Elite car scanner allows you to get your V-IN and vehicle info rapidly, no need to take time to find your V-IN and input one by one. What's more, the NT604 Elite ABS SRS scanner supports 60+ car brands from worldwide (America/Asia/Europe). You don’t need to pay extra software fee. AUTOVIN may not work on some older vehicles or certain vehicle brands. If AUTOVIN fails, please input the vin code manually or go to the Diagnostic Menu to select your vehicle model.
- [Solid protective case KO plastic carrying bag] + [Lifetime update] Almost all same price-level car scanner diagnostic tool only offers plastic bag to hold the scanner.However, NT604 Elite automotive scanner is equipped with solid protective case, preventing your obd2 scanner from damage. Then you don’t need to pay extra money to buy a solid toolbox.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
