Side by side
Paystack vs Powens
Both stand on direct debit processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidAPIiPhone+1
Paystack combines multiple payment channels with API tools, reporting, and listed integrations. Businesses should account for transaction charges, including the stated Nigeria local rates.
Visit Paystack
Free trial AndroidAPIiPhone+1
Powens brings financial data aggregation, identity checks, and payment workflows into an API platform. Check the country and product coverage, transaction-history range, and enterprise pricing for your requirements.
Visit PowensThe facts
| Paystack | Powens | |
|---|---|---|
| Free plan | Yes | Not published |
| Open source | No | Not published |
| Runs on | Android, API, iPhone, Web | Android, API, iPhone, Web |
| Lowest paid plan | See the plans | Free or on request |
| Plans published | 10 | 1 |
| Maker | Not published | Not published |
| Website | paystack.com | powens.com |
| On direct debit processing software | #1 of 22 | #3 of 22 |
Paystack: what it does well
- Supports online and in-person payment channels.
- APIs handle one-time and recurring payments.
- Dashboard offers reports, alerts, and exports.
- Automatic settlement is free.
What to know first
- Transaction fees apply.
- Nigeria local transactions incur percentage and fixed fees.
Powens: what it does well
- Aggregates data from 1,800+ banks in 12 EU countries
- Offers daily refreshes and real-time identity checks
- Provides several payment workflows through one API
- Includes a free self-service sandbox and SDKs
- Enterprise plans include hosting and priority support
What to know first
- Transaction history varies by bank, from 3 to 24 months
- Live connections can be maintained for six months
- Pricing is available on request
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