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Paycycle vs WP Full Pay

Both stand on payment processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Paycycle

Free plan Web

Choose Paycycle if your South African business or accounting practice uses Xero and needs connected supplier, payroll or collections workflows. Its free modules and 14-day trial offer a way to begin, while paid options add payment functions. Look elsewhere if your workflow does not center on Xero or SimplePay.

Visit Paycycle

WP Full Pay

Free plan Self-hostedWeb

WP Full Pay covers common Stripe form use cases while adding customization, recurring billing, and membership options. Review the free-version fee, license conditions, and Stripe charges before selecting a plan.

Visit WP Full Pay

The facts

PaycycleWP Full Pay
Free planYesYes
Open sourceNot publishedNot published
Runs onWebSelf-hosted, Web
Lowest paid planPayroll Payments: 285 ZAR a monthBasic: $79.50 a year
Plans published63
MakerNot publishedNot published
Websitepaycycle.co.zapaymentsplugin.com
On payment processing software#22 of 71#26 of 71

Paycycle: what it does well

  • Reconciles supplier payments and collections back to Xero.
  • Imports approved employee pay runs from SimplePay.
  • Pay Now lets invoice customers pay without logging in or adding a beneficiary.
  • AVS verifies supplier and employee bank accounts before payment.
  • Lists multiple payment rails, including PayShap and Netcash Payments.

What to know first

  • Supplier Payments and Payroll Payments each cost 285 ZAR a month.
  • Automated Collections is priced by collection volume.
  • Paycycle Complete includes up to 50 collections, with tiered pricing above that.

WP Full Pay: what it does well

  • Creates Stripe forms without coding
  • Supports payments, subscriptions, and donations
  • Works with WordPress.com and multisite
  • Recurring billing and multiple currencies supported
  • Free version available

What to know first

  • No free trial
  • Stripe processing fees still apply
  • Free version has a 5% transaction fee
  • Invalid license adds a 5.0% transaction fee

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