Side by side
Paycycle vs Paymattic
Both stand on payment processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Choose Paycycle if your South African business or accounting practice uses Xero and needs connected supplier, payroll or collections workflows. Its free modules and 14-day trial offer a way to begin, while paid options add payment functions. Look elsewhere if your workflow does not center on Xero or SimplePay.
Visit Paycycle
Paymattic brings payment and donation collection, recurring billing, and form building into a WordPress plugin. Check its store limitations, gateway charges, and the pricing details for the license that fits your domain needs.
Visit PaymatticThe facts
| Paycycle | Paymattic | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Web | Self-hosted, Web |
| Lowest paid plan | Payroll Payments: 285 ZAR a month | Personal Annual: $95 a year |
| Plans published | 6 | 7 |
| Maker | Not published | Not published |
| Website | paycycle.co.za | paymattic.com |
| On payment processing software | #22 of 71 | #18 of 71 |
Paycycle: what it does well
- Reconciles supplier payments and collections back to Xero.
- Imports approved employee pay runs from SimplePay.
- Pay Now lets invoice customers pay without logging in or adding a beneficiary.
- AVS verifies supplier and employee bank accounts before payment.
- Lists multiple payment rails, including PayShap and Netcash Payments.
What to know first
- Supplier Payments and Payroll Payments each cost 285 ZAR a month.
- Automated Collections is priced by collection volume.
- Paycycle Complete includes up to 50 collections, with tiered pricing above that.
Paymattic: what it does well
- Handles one-time and subscription payments.
- Donation forms support recurring gifts and anonymous donations.
- Supports 157+ currencies.
- Includes reCAPTCHA, Honeypot, and Cloudflare Turnstile protection.
- Free plugin and support engineers are available.
What to know first
- Designed as a WordPress plugin.
- May not suit full store needs.
- Payment gateways may charge their own fees.
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